Hope for the Future: Microfinance
The SMIG has issued a cumulative total of 2,459 loans (as at February 2005) of an average size of K15, 800. It charges relatively high interest rates, that have ranged from between 4 and 6.25 percent per month (60 to 107 percent per annum). As shall be examined in more detail below, however, the SMIG’s interest rates are determined by its ... ................
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