Better Business Bureau serving Alaska, Oregon & Western ...

Twice annually, Better Business Bureau serving Alaska, Oregon & Western Washington hosts BBB Secure Your ID Day events, which provide free, reliable on-site document shredding and identity theft awareness services. Use this Records Retention Schedule to protect your identity.

Records Retention Schedule

Type of Document

Credit Card/Purchasing Documents

Contracts (purchases and sales) Credit Card Receipts Sales Receipts

Bank Documents

Bank Deposit/Withdrawal Slips Bank and Credit Card Statements Canceled Checks

Investment Documents

IRA Contribution Statements Pension/Profit Sharing Informational Returns Retirement/Savings Plans

Insurance Documents

Insurance Policies Settled Insurance Claims

Tax Documents

Income Tax Payment Checks Income Tax Returns and Worksheets Medical Bills (if tax related) Records for Tax Deductions

Home/Residence and Personal Documents

Bills

Deeds, Mortgages, and Bills of Sales Legal Correspondence Medical Bills Contracts and Agreements Paycheck Stubs Plan and Trust Agreements Real Estate Records of Improvement Utility Records Birth certificates, Social Security Cards, Marriage Licenses, Divorce Decrees, Passports, Education Records & Military Service Records

Recommended Period of Retention

At least 6 years after the termination or disposal of item Shred once reconciled with your monthly statement At least 6 years

Shred once reconciled with your monthly statement At least 7 years At least 7 years

Permanent Permanent Permanent

At least 6 years after the termination of the policy At least 4 years after the termination of the policy

Permanent 7 years from filing date At least 7 years At least 7 years (e.g., charitable donations)

At least 1 year, however bills for larger purchases should be retained for insurance purchases Permanent Permanent At least 3 years At least 6 years Shred after reconciled with W-2 form and taxes are paid Permanent Retain for length of home ownership At least 3 years Permanent

Source ? NY State Dept of Consumer Protection and

Did you know?

? Better Business Bureau is a not-for-profit public reporting agency with the mission to advance marketplace trust. ? Your BBB reports on over 380,000 local businesses. ? Your BBB receives more than 11,000 requests for information each day. ? Every 8 seconds someone researches a business with BBB Serving Alaska, Oregon & Western Washington.

Look for the BBB Accredited Business seal and ask companies if they are accredited. Before choosing an organization or signing a contract, check BBB Business Reviews at .

Identity theft: The unauthorized use of another's identity for personal gain, to commit crimes, or for other unlawful purposes.

The number of identity theft complaints the Federal Trade

290,056* Commission-a top consumer protection agency in the United Statesreceived in 2013.

Steps to protect yourself

? Shred unneeded documents. ? Check bank and credit card statements regularly. ? Sign debit and credit cards with an "X"- don't leave cards blank as stores are instructed to not accept unsigned cards; an "X" is a legally-binding signature. ? Check credit reports for free at .

Serving Alaska 341 W Tudor Rd, Ste 209 Anchorage, AK 99503

907-562-0704

Serving Oregon 4004 SW Kruse Way Pl, Ste 375

Lake Oswego, OR 97035 503-212-3022

Serving Washington 1000 Station Dr, Ste 222

DuPont, WA 98327 206-431-2222



Find more at /bbbnews4u

*Source: 2013 Consumer Sentinel Network Data Book/

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