UNION BANK OF INDIA, RETAIL BANKING DEPARTMENT, CO …



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Application for loan under Union Smile

(For Pensioners/salaried class)

From:

Date:

To

The Branch Manager,

Union Bank of India,

________________ Branch,

Dear Sir,

Request for loan

I request you to grant me loan of Rs.__________in my S/B account. My personal details are furnished hereunder:

|Name of the Applicant: |Address: |

| |Current Residential Address with Telephone No and Mobile N0. |

| | |

| | |

| | |

| |Permanent Address with Telephoe No. |

| | |

|Age |: |

|SB account number to which pension / monthly salary is credited |Monthly salary / pension credited to the SB account (mention in |

| |rupees) |

|Name of organization giving salary in case salaried class/ | |

|Pension Account number in case of pensioners | |

| | |

|Purpose of Loan | |

| | |

|Loan amount requested |Rs. |

|Margin | |

|Repayment | |

|Details of other accounts maintained with the Branch/Bank and other Banks |

|Name of the Bank and Branch |Type of Account |A/c No. |Average balance for the |

| | | |Last 6 months |

| | | | |

Declaration by the Applicant

1) !/We am/are declare that I /we am/are having the SB account no: with your Branch, where in pension / salary proceeds are credited every month. I/We authorize the Bank:

-to recover entire amount of loan while crediting the next month pension / salary

-to recover within a period of 3 months

2) I/We further authorize the bank to charge 2% interest on the amount of Overdraft for every month.

3) I/We authorize Union Bank of India to exchange, share or part with all the information relating to my/our loan details/repayment history/information to other Union Bank Branches/Banks/Financial Institutions/Reserve Bank of India/CIBIL/Credit Bureau/Agencies/Statutory Bodies as may be required and shall not hold Union Bank of India and/or its agents liable for use of this information.

Yours faithfully,

(Signature)

Name:

Pension a/c/Salary a/c:

List of Documents Attached:

(1) Loan Application Form

(2)Latest Salary Slip

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