Checking Comparison Chart

Checking Comparison Chart

Product Name Share ID Rewards:

Current Account

Premium Choice Checking Share 72

Balance

APY

$0 - $25,000 2.26%

Dividend Rate

2.24%

$25,000.01 $50,000.00

$50,000.01+

1.26% - 2.26% 0.25% .0.10% - 1.26% 0.10%

Monthly Qualifications to Earn Rewards:

? Enrolled in eStatements

? Make one ACH Payment or ACH Deposit (Ex., Direct Deposit)

? Make 10 signature-based debit card purchases of at least $5

This Account is Great With

APY = Annual Percentage Yield. The APY is accurate as of 4/1/2019.

Revised Account Timeline TBD

Premium Rewards Checking

Share 72

Current Account

Choice Rewards Checking Share 73

Revised Account Timeline TBD

Choice Rewards Checking

Share 73

Current Account

NEXT eChecking Share 71

Revised Account Timeline TBD

NEXT Rewards eChecking

Share 71

Balance

APY

$0 - $35,000 2.26%

Dividend Rate

2.24%

$35,000.01 $50,000.00

$50,000.01+

1.26% - 2.26% 0.25% .0.10% - 1.26% 0.10%

? Choice Rewards pays dividends and up to $20 in ATM fee refunds.

? A minimum balance of $2,000 is required to begin earning dividends, but once you have reached $2,000 you're eligible to earn dividends on your total balance.

? No dividends are earned on balances less than $2,000.

Balance

APY Dividend Rate

$0.00 - $15,000.00 1.01%

(Min. to earn APY $2,000)

1.01%

$15,000.01+

0.10% - 1.01% 0.10%

Reward Choice 1: CASHBACK Get $0.15 cashback for every debit card purchase (physical or digital) over $5, up to

$15 per month. or

Reward Choice 2: ATM FEE REFUNDS & DIVIDENDS

Get your ATM fees refunded, up to

$15 per month and earn dividends.

? Up to 5 ATM fees refunded per month

Balance

APY

$0.00 - $15,000.00 1.01%

Dividend Rate

1.01%

$15,000.01+

0.10% - 1.01% 0.10%

You choose your reward - Cashback or ATM Fee Refunds & Dividends. Plus, you can change your reward each month to

fit your needs and spending habits.

Reward Choice 1: CASHBACK Get $0.10 cashback for every debit card purchase (physical or digital) over $5,

up to $10 per month.

or

Reward Choice 2: ATM FEE REFUNDS Get your ATM fees refunded, up to $10 per month.

You choose your reward - Cashback or ATM Fee Refunds. Plus, you can change

your reward each month to fit your needs and spending habits.

? Enrolled in eStatements

? Enrolled in Online Banking

? Have a Northern Credit Union debit card

? Make one ACH Payment or ACH Deposit (Ex., Direct Deposit)

? Maintain an Average Daily Balance of $10,000 or more

? Enrolled in eStatements

? Log-in to Online or Mobile Banking once per cycle

? Make one ACH Payment or ACH Deposit (Ex., Direct Deposit)

? Make 10 debit card purchases

? Enrolled in eStatements

? Enrolled in Online Banking

? Have a Northern Credit Union debit card

? Make one ACH Payment or ACH Deposit (Ex., Direct Deposit)

Extra Qualification to Earn ATM Fee Refund & Dividend Reward:

? Make at least $500 in debit card purchases

? High Yield Savings featuring our highest savings account dividends

? Northern Financial Services for a variety of retirement options and weath management

? Home equity loans and lines of credit, auto loans and mortgages with the lowest rates

? Easy Savings to make reaching your goals automatic and simple

? A variety of Banking on the Go services to keep you, and your money, moving

? Loans for any need and every need

? Enrolled in eStatements ? Enrolled in Online Banking ? Have a Northern Credit Union debit

card ? Make one ACH Payment or ACH

Deposit (Ex., Direct Deposit)

Extra Qualification to Earn ATM Fee Refund Reward:

? Make at least $500 in debit card purchases

? NEXT eSavings which pays 5.00% APY on balances up to $500

? First time Auto and Home Loans to get you started

? Undergraduate or Refinance/ Consolidation Student Loans to make college attainable and affordable

Federally insured by NCUA

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