GAP Program Information & Guidelines RVs, Motorhomes ...
GAP Program Information & Guidelines RVs, Motorhomes, Travel Trailers, Campers
Coverages & Features*:
Max Finance Term: 240 months
Max Gap Term:
84 months
Max Amt. Financed: $500,000
Max Loan to Value: 125% MSRP/NADA
Max Benefit:
$50,000
Max APR:
18%
Max Vehicle Age: 20 years
Cancellation:
0 - 60 days = 100% refund 61+ days = Pro-rata cancellation unless otherwise required by state
Claim Filing:
90 days from insurance settlement date
Deductible Coverage: Reimbursement for up to $1,000
Claim Adjustment: Primary carrier settlement
Exclusions:
Deferred Payments, Delinquent Payments, Commercial Use, Collateral age greater than 20 years
Program Does Not Cover: ? Any contract involving a revolving credit contract or open end contract including balloon
notes ? Refundable additions to loan installment contract such as: service contracts, credit life
insurance, late charges or other fees added after loan inception ? Any portion of the amount financed that exceeds 125% MSRP/NADA ? Delinquent payments, deferred payments, or commercial use
*subject to limitations and exclusions of waiver
? TLC Gap 2010
Serving the debt cancellation market since 1996
A division of The Wildfire Group, LLC
RV Info 0610
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