Financial Planner’s Approach to Investment Selections for ...
According to Morningstar, the S&P 500 has returned 8.28%, annualized, from January 1997 through March of 2007. Assuming a combined income tax rate of 28%, the return becomes 5.96% after tax. Of this, a 1.2% fund expense load would eat up over 20% of our client’s hard earned return. ................
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