Interest Rate - Standard Chartered

STANDARD CHARTERED BANK NEPAL LIMITED

is pleased to announce that with effect from 17th July 2023, the following range of interest rates will prevail.

INTEREST RATES *

DEPOSIT RATES

ACCESS PLUS SAVING ACCOUNT KIDDY BANK SAVING ACCOUNT STANDARD CHARTERED WOMEN SAVINGS ACCOUNT SHAREHOLDER ACCOUNT

% P.A. 4.97 4.97 4.97

4.97

MINIMUM BALANCE (IN NPR) ***

1,000 5,000 25,000 5,000

LENDING RATES

WORKING CAPITAL LOANS Cash Credit Short Term Loan

% P.A.

Base Rate + 2.00 to 4.00 Base Rate + 2.00 to 4.00

Import / Export Related Loan

Base Rate + 2.00 to 4.00

SENIOR CITIZEN ACCOUNT NORMAL SAVING ACCOUNT

5.92

1,000

5.92

As per Note 3

PAYROLL PLUS ACCOUNT AMULYA BACHAT KHATA SPECIAL SAVING ACCOUNT REMITTANCE SAVING ACCOUNT

FIXED DEPOSIT: Individual 91 Days 121-364 Days 1 Year and above**

Remittance Fixed Deposits (minimum tenor 12 months)

6.56

6.56

100,000

6.57

300,000

7.57

10,000

7.95 8.95 8.95 9.95

Term Loans VARIABLE RATE FIXED RATE (upto 5 years) FIXED RATE (upto 7 years) FIXED RATE (upto 10 yrs) FIXED RATE (above 10 yrs)

Base Rate + 2.00 to 4.00 11.50 12.00 12.50 13.00

Term Loans - Specified Sector Lending VARIABLE RATE FIXED RATE (upto 5 years) FIXED RATE (upto 7 years)

FIXED RATE (upto 10 yrs)

Base Rate + 2.0 to 3.50 10.50 11.00

11.50

Non Individual

180-364 Days

5.95

1 Year and above**

6.95

For bidding (6 months and above**)

6.95

FIXED RATE (above 10 yrs) Loan against Own Fixed Deposit

12.00

Higher of Base Rate/ Coupon Rate + 2.00

CALL DEPOSIT:

BUSINESS PLUS ACCOUNT ** (Under Sweep Call Facility for SME Segment only):

MONEY MAXIMIZER ** (Under Call Deposit Account for Individuals Only):

Up to 2.425 0.50-2.425

2.425

FCY SAVING ACCOUNT:

USD

0.50

GBP

0.50

FCY FIXED DEPOSITS:

USD (Upto 1 yr) GBP (Upto 1 yr) Other Currencies

Linked to international benchmark rates.

* Rates are indicative | ** Conditions Apply | *** Account Balance in excess of the indicated minimum balance shall only be available for withdrawal

Notes: 1. Interest rates on consortium lending will be as per the decision of consortium subject

to applicable base rate of this bank. 2. Interest rate on subsidized loans/specified sector loans upto NPR 20 mio shall be as

guided by NRB Directives. 3. 10,000 for Biratnagar, Pokhara, Narayangarh, Birgunj and all Kathmandu Valley

Branches. 5,000 for all other outside Kathmandu Valley Branches. Base Rate as of Jestha 2080 : 9.12% Average Base rate of Chaitra 2079, Baisakh 2080 and Jestha 2080 : 9.17% Net Interest Spread as of Jestha 2080 : 4.20%

LCY loan Against FCY Deposit with us** Loan against Fixed Deposit of Other Banks

Loan Against SBLC/Bank Guarantee/ Government Bonds Loan to Watchlist Customers

Loans to Multinational Companies **

DEPRIVED SECTOR LOANS HOME LOAN VARIABLE RATE FIXED RATE (upto 5 yrs) FIXED RATE (above 5 yrs upto 10 yrs) FIXED RATE (above 10 yrs) PERSONAL LOAN VARIABLE RATE FIXED RATE (upto 5 yrs)

GRAMEEN PRATHAMIK KARZA VARIABLE RATE FIXED RATE (upto 5 yrs)

US $ DENOMINATED FCY LOANS

Base Rate + 2.00 Higher of Base Rate + 4.00 or Coupon Rate

Base Rate + 2.15 to 4.00 Base Rate + 4.00 to 5.00

Base Rate + 2.00 to 3.75

Base Rate + 2.00

Base Rate + 2.00 to 4.00 13.25 13.75 14.50

Base Rate + 4.50 to 5.00 14.75

Base Rate + 5.00 14.50

as per NRB regulation

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