Assets Rev 12 2018 - USDA Rural Development
Asnsneutasl IncomeSingle Family Housing Guaranteed Loan Program
Single Family Housing Guaranteed Loan Program (SFHGLP)
09/2020
1
ASSETS
Verify Document Calculate
2
7 CFR Part 3555: 3555.152 (d)
3
7 CFR Part 3555: 3555.152 (d)
4
7 CFR Part 3555: 3555.152 (d)
When is an asset calculation required?
5
Review Attachment 9-A
Pages 28-32
Verify & Document
Calculate Asset Income
If cumulative total is $50,000 or more
6
7 CFR Part 3555: 3555.152 (d)
Things to keep in mind:
? Income from eligible assets may be required to be included in annual income.
? Assets are considered a compensating factor which do impact underwriting recommendations in the GUS.
? Lenders will determine if assets are to be included in the underwriting analysis.
7
Asset Verification is Always Required!
Optional
Required (if over $50,000)
8
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