THE 7(A) LOAN PROGRAM - Small Business Administration
Lenders must not make a SBA Express loan which would be inconsistent with SBA’s “credit not available elsewhere” standard (see Subpart B, Chapter 2 of this SOP), i.e., lenders must not make an SBA guaranteed loan that would be available on reasonable terms from either the lender itself or another source without an SBA guaranty. ................
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