ASSUME NO PEACE - Discharge Debt
You sign an application and put your exemption on it before you get a credit card. They give you a credit limit which is like a cash deposit. Ex: $25k is entered as an asset (the application) and a liability (from the Fed). When you charge $1k, they subtract $1k from the liability side. [They say your balance is you owe them $1k; it’s really $9k. ................
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