NAIC COMMONLY USED ACRONYMS / ABBREVIATIONS

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NAIC Proceedings ? Spring 2015

NAIC COMMONLY USED ACRONYMS / ABBREVIATIONS

AAA AAC/MIS

AACB AACI AAHA AAHP

AAHSA AAI AAI AAIMCO AAIS AALTCI AALU AAM AAMGA AAPPO AARP AASCIF ABA ABAIA ABC ABCD ABI ABIA ABIG ABS ACA ACAS ACFE ACL ACLI ACORD ACORN ACSSS ACV ADA ADD ADL ADP ADQIP ADR AEI AES AFE AFGI AFLAC AFL-CIO AFP AFSA AHAS AHCA AHIA AHIP AHP

American Academy of Actuaries or American Agents Association Americas Association of Cooperative/Mutual Insurance Societies (Formerly North American

Association of the ICIF) American Association for Consumer Benefits American Association of Crop Insurers American Association of Homes for the Aging American Association of Health Plans (merger of GHAA and American Managed Care

& Review Association) American Association of Home and Services for the Aging Accredited Adviser in Insurance (AAI designation) Alliance of American Insurers (PCI as of spring 2004 merger with NAII) American Association of Insurance Management Consultants American Association of Insurance Services American Association for Long-Term Care Insurance Association for Advanced Life Underwriting Associate in Automation Management (AAM designation) American Association of Managing General Agents American Association of Preferred Provider Organizations American Association of Retired Persons American Association of State Compensation Insurance Funds American Bar Association or American Banking Association American Banker Association Insurance Association (now ABIA) American Benefits Council Actuarial Board on Counseling and Discipline Association of Banks in Insurance (now ABIA) American Bankers Insurance Association (formed from ABI and ABAIA) American Banker Insurance Group Asset-Backed Security Affordable Care Act Associate of the Casualty Actuarial Society Association of Certified Fraud Examiners Authorized Control Level (regarding RBC) or Audit Command Language American Council of Life Insurers Agency Company Operations Research & Development Corporation Association of Community Organizations for Reform Now American Council of State Savings Supervisors Acceptable Credit Variations American Dental Association Accidental Death and Dismemberment Activities of Daily Living Automatic Data Processing Aggregate Data Quality Incentive Program American Depositary Receipt American Educational Institute Automated Examiner Specialists Accredited Financial Examiner Association of Financial Guaranty Insurers American Family Life Assurance Company of Columbus American Federation of Labor-Congress of Individual Organizations Association for Financial Professionals American Financial Services Association Advocates for Highway and Auto Safety American Health Care Association Association of Health Insurance Agents America's Health Insurance Plans (formerly Health Insurance Association of America) Association Health Plans

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AHRQ AI AIA AIAF AIB AIC AICP AICPA AICPCU AIDA AIDS AIE AIHSA AIM AIMU AIPAGIA AIPSO AIR AISG ALAE ALCM ALEC ALERT ALIA ALIC ALM ALTA AMA AMCP AMCRA AMIA AMIM AMIS AML ANSI AOMR AOS APA APhA APIR APPM APPP APPWP ARe ARIA ARIS ARM ARMI ARP ARS ASA ASB ASC ASIS ASO ASOP ASSAL ASSURE AST

Agency for HealthCare Research and Quality Artificial Intelligence American Insurance Association Associate in Insurance Accounting and Finance (AIAF designation) Automobile Insurers Bureau of Massachusetts Associate in Claims (AIC designation) Association of Insurance Compliance Professionals American Institute of Certified Public Accountants American Institute for CPCU International Association for Insurance Law in the United States Acquired Immune Deficiency Syndrome Associate Insurance Examiner or Accredited Insurance Examiner (IRES designation) American Insurers Highway Safety Alliance Associate in Management (AIM designation) American Institute of Marine Underwriters American Institute of Professional Association Group Insurance Administrator Automobile Insurance Plan Service Office Applied Insurance Research or Americans for Insurance Reform American Insurance Services Group (A Unit of Insurance Services Office, Inc.) Allocated Loss Adjustment Expense Associate in Loss Control Management (ALCM designation) American Legislative Exchange Council Accelerated Licensure Evaluation Review Techniques American Life Insurance Association Association of Life Insurance Counsel Asset Liability Matching American Land Title Association American Medical Association Academy of Managed Care Pharmacy American Managed Care and Review Association American Mutual Insurance Alliance Associate in Marine Insurance Management (AMIM designation) The Mexican Insurance Association (English translation) Anti-Money Laundering American National Standards Institute Actuarial Opinion and Memorandum Regulation Actuarial Opinion Summary (P&C) Associate in Premium Auditing (APA designation) American Pharmaceutical Association Associate Professional in Insurance Regulation Accounting Practices and Procedures Manual American Preferred Provider Plan Association of Private Pension and Welfare Plans Associate in Reinsurance (ARe designation) American Risk and Insurance Association Alien Reporting Information System Associate in Risk Management (ARM designation) Associated Risk Managers International Associate in Research and Planning (ARP designation) Advanced Rating Service Associate of the Society of Actuaries Actuarial Standards Board Administrative Service Contract Annual Statement Investment Schedule Administrative Services Only Actuarial Standard of Practice Association of Insurance Superintendents of Latin America (English translation) Alliance for Sound State Uniform Regulatory Efficiency Annual Statement

? 2015 National Association of Insurance Commissioners

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NAIC Proceedings ? Spring 2015

ASTHO AU AVR AVS BCBSA BIC BIPA BOLI BP BSA CAD CAIF CALPERS CAMEL CAMELS

CAPM CAPP CARFRA CARRMEL

CARRMELS

CARVM CAS CASE CAT CBO CBUR CCA CCCS CCIA CCIC CCIIO CCN CCRC CD CDO CDS CERA CERCLA CFA CFE CFPB CFT CFTC CGL CGPA CHA CHAMPUS CHIP CIAB CIC CICA CIEE CIIG CINS CIPR CIR

Association of State and Territorial Health Officers Associate in Underwriting (AU designation) Asset Valuation Reserve Automated Valuation Service Blue Cross and Blue Shield Association Bank Investment Contract Benefits Improvement and Protection Act of 2000 Bank Owned Life Insurance Basis Points Bank Secrecy Act Collaborative Action Designee Coalition Against Insurance Fraud California Public Employers Retirement System Capital Asset Management Expenses and Liquidity (elements of risk assessment prioritization) Capital Asset Management Expenses Liquidity and Sensitivity (elements of risk

assessment prioritization) Capital Asset Pricing Model Conference of Actuaries in Public Practice Coordinated Advertising, Rate, and Form Review Authority Capital Adequacy, Asset Quality, Reinsurance, Reserve Adequacy, Management

Quality, Earnings and Liquidity (elements of risk assessment prioritization) Capital Adequacy, Asset Quality, Reinsurance, Reserve Adequacy, Management

Quality, Earnings, Liquidity and Sensitivity (elements of risk assessment prioritization) Commissioners Annuity Reserve Valuation Method Casualty Actuarial Society Computer Aided Software Engineering Consumer Assistance Training Collateralized Bond Obligation Credit-Based Underwriting and Rating Conference of Consulting Actuaries (formerly Conference of Actuaries in Public Practice) Consumer Credit Counseling Service Consumer Credit Insurance Association Conference of Casualty Insurance Companies Center for Consumer Information and Insurance Oversight Competitive Care Network Continuing Care Retirement Community Certificate of Deposit Collateralized Debt Obligation Complaints Database System Chartered Enterprise Risk Analyst Comprehensive Environmental Response, Compensation and Liability Act (Superfund) Consumer Federation of America or Chartered Financial Analyst Certified Financial Examiner Consumer Financial Protection Bureau Combating the Financing of Terrorism Commodity Futures Trading Commission Commercial General Liability or Comprehensive General Liability Council of Governors' Policy Advisors California Health Advocates Civilian Health and Medical Program for Uniformed Services (now Tricare) (Federal Program) Children's Health Insurance Program Council of Insurance Agents and Brokers Certified Insurance Counselor Captive Insurance Companies Association Credit Insurance Experience Exhibit Consumer Insurance Interest Group CUSIP International Numbering System The Center for Insurance Policy and Research Center for Insurance Research

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NAIC Proceedings ? Spring 2015

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CIRB CIRC CIS CLE CLEAR CLO CLU CLUE CMBS CMO CMP CMS CNHI CNSF COB COBRA COGEL COLI COPLFR CPA CPCU CPE CPI CPIW CPP CR CREF CRVM CSBS CSG CSIO CSO CTL CUSIP DAC DBMS DCA DCBS DCI DEA DFI DHC DI DMIC DOI DOJ DOL DRA DRG DTI DWL EAP EBNR EBRI EBUP EC ECP ECU EDI

Crop Insurance Research Bureau China Insurance Regulatory Commission Consumer Information Source Continuing Legal Education Consolidated Licensure for Entities Accepting Risk Collateralized Loan Obligation Chartered Life Underwriter Comprehensive Loss Underwriting Exchange Commercial Mortgage-Backed Securities Collateralized Mortgage Obligation Competitive Medical Plans or Commercial Multi-Peril Insurance Plans Centers for Medicare & Medicaid Services (formerly HCFA) (Federal Agency) Committee for National Health Insurance National Insurance and Surety Commission Coordination of Benefits Consolidated Omnibus Budget Reconciliation Act of 1986 (Federal Act) Council on Governmental Ethics Laws Corporate-Owned Life Insurance Committee on Property and Liability Financial Reporting, AAA Certified Public Accountant Chartered Property Casualty Underwriter (CPCU designation) Continuing Professional Education Consumer Price Index Certified Professional Insurance Woman Commercial Package Policy Conditionally Renewable College Retirement Equities Fund Commissioners Reserve Valuation Method Conference of State Bank Supervisors Council of State Governments Centre for Studies in Insurance Operations Commissioners Standard Ordinary (mortality tables) Credit Tenant Loan Committee on Uniform Securities Identification Procedures Deposit Administration Contract Database Management Systems Debt Cancellation Agreement Department of Consumer and Business Services Detailed Claim Information Drug Enforcement Administration Department of Financial Institutions Diversified Holding Company Disability Income Direct Marketing Insurance & Financial Services Council Department of Insurance or Division of Insurance Department of Justice U.S. Department of Labor (Federal Agency) Deficit Reduction Act of 2005 Diagnosis Related Groups Department of Trade and Industry (United Kingdom regulatory agency) Defense Within Limits Employee Assistance Program Earned But Not Reported Employee Benefit Research Institute Earned But Unbilled Premiums European Community Exempt Commercial Policyholder European Currency Unit Electronic Data Interchange

? 2015 National Association of Insurance Commissioners

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NAIC Proceedings ? Spring 2015

EDP EDS E&E EEC EEOC EFT EIL EITF ELANY EPA EPICC EPO EPSDT ERISA E&S E-Sign ESOP ETS EU FAIR FASB FAST FATF FBI FCAS FCIC FCRA FDIC FDR FEETS FEIN FEMA FHLMC or Freddie Mac FIA FICA FICC FIIA FINRA FIO FIREA FIT FLTCIP FLUX FNMA or Fannie Mae FOIA FORC FPDA FPRA FPSH FRC FRSAC FSA FSLIC FSF FSOC FTB FTC GAAP GAAS

Electronic Data Processing Electronic Data Systems Corporation Effectiveness and Efficiency Project (of the NAIC/SVO) European Economic Community Equal Employment Opportunity Commission Electronic Funds Transfer Environmental Impairment Liability Emerging Issues Task Force (a FASB task force) Excess Lines Association of New York Environmental Protection Agency Equity in Prescription Insurance Contraceptive Coverage Act Exclusive Provider Organization Early and Periodic Screening, Diagnosis, and Treatment Employee Retirement Income Security Act (Federal Act) Excess & Surplus Lines Electronic Commerce and Transactions Act Employee Stock Ownership Plan Educational Testing Service or Examination Tracking System European Union Fair Access to Insurance Requirements Financial Accounting Standards Board Financial Analysis Solvency Tools Financial Action Task Force on Money Laundering (inter-governmental body) Federal Bureau of Investigation (U.S. Government) Fellow of the Casualty Actuarial Society Federal Crop Insurance Corporation Fair Credit Reporting Act (Federal Act) Federal Deposit Insurance Corporation Financial Database Repository Financial Exam Electronic Tracking System Federal Employer Identification Number Federal Emergency Management Agency Federal Home Loan Mortgage Corporation Federal Insurance Administration Federal Insurance Contributions Act Federation of Insurance & Corporate Counsel Financial Institutions Insurance Association Financial Industry Regulatory Authority Federal Insurance Office Financial Institutions Reform, Recovery & Enforcement Act Federal Income Tax Federal Long-Term Care Insurance Program Flow Uncertainty Index Federal National Mortgage Association Freedom of Information Act Federation of Regulatory Counsel Flexible Premium Deferred Annuity Flexible Premium Retirement Annuity Forum on Privacy and Security in Healthcare Federal Records Center Financial Regulation Standards and Accreditation Committee Fellow of the Society of Actuaries Federal Savings and Loan Insurance Corporation Financial Stability Forum Financial Stability Oversight Council FASB Technical Bulletin Federal Trade Commission Generally Accepted Accounting Principles Generally Accepted Auditing Standards

? 2015 National Association of Insurance Commissioners

NAIC Proceedings ? Spring 2015

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GAM GAMA GAO GAR GATS GATT GDP GERP GFMS GIC GLB GLBA GMAB GMDB GMIB GNAIE GNMA or Ginnie Mae GNP GR GRET GRID HA HCCA HCDA HCFA HDN HEDIS HHS HIAA HICAP HIN HIPAA HIPDB HIPG HLDI HMDI HMO HOLUA HPPC HSAC HSC HUD I/O IAA IADCA IADL IAFP IAIABC IAIFA IAIR IAIS IAM IASA IASB IBHS IBNR ICA ICAC ICHEIC

Group Annuity Mortality General Agents & Managers Association Government Accountability Office (formerly General Accounting Office) Group Annuity Reserving General Agreement on Trade in Services General Agreement on Tariffs and Trade Gross Domestic Product Geographic Expense Reimbursement Plan Guaranty Fund Management Services Guaranteed Investment Contract Guaranteed Living Benefits Gramm-Leach-Bliley Act (Fin. Services Modernization Act of 1999, P.L. 106-102) (Federal Act) Guaranteed Minimum Accumulation Benefit Guaranteed Minimum Death Benefit Guaranteed Minimum Income Benefit Group of North American Insurance Enterprises Government National Mortgage Association Gross National Product Guaranteed Renewable Generally Recognized Expense Table Global Receivership Information Database Health Alliance Health Care Compliance Association Health Care Delivery Assets Health Care Financing Administration (renamed CMS on June 19, 2001) (Federal Agency) Health Delivery Network Health Plan Employer Data and Information Set U.S. Department of Health and Human Services Health Insurance Association of America (now America's Health Insurance Plans (AHIP) ) Health Insurance Consumer Assistance Program Health Insurance Network Health Insurance Portability and Accountability Act of 1996 (P.L. 104-191) (Federal Act) Healthcare Integrity and Protection Data Bank Health Insurance Purchasing Group Highway Loss Data Institute Hospital, Medical and Dental Service or Indemnity Corporation Health Maintenance Organization Home Office Life Underwriters Association Health Plan Purchasing Corporation Health Security Action Council Center for Studying Health System Change U.S. Department of Housing and Urban Development Interest Only International Actuarial Association Insurance Advertising Compliance Association Instrumental Activities of Daily Living International Association for Financial Planning International Association of Industrial Accident Boards and Commissions International Association of Insurance Fraud Agencies, Inc. International Association of Insurance Receivers International Association of Insurance Supervisors Individual Annuity Mortality Insurance Accounting and Systems Association International Accounting Standards Board Institute for Business and Home Safety Incurred But Not Reported International Claims Association Insurance Committee for Arson Control International Commission on Holocaust Era Insurance Claims

? 2015 National Association of Insurance Commissioners

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NAIC Proceedings ? Spring 2015

ICIS ICJ ICMIF IDMA IDS IEA IEE IEF IHIP IHPS IIA IIAA IIAC IIC IICAR IID IIHS III IIPLR IIPRC IIR IIS ILCA ILU IMCA IMF IMR IMSA IMUA IOSCO IPA IPG IPO IRC IRDA IRES IRIN IRIS IRMI ISDN-BRI ISI ISIS I-SITE ISN ISO ISS IUA IUL JCAHO JIR JRI JUA LAE LAN LBO LCA LHSO L/H LIAA

Insurance Company Information System Institute for Civil Justice International Cooperative and Mutual Insurance Federation Insurance Data Management Association Integrated Delivery System Insurance Education Association Insurance Expense Exhibit Insurance Education Foundation Institute for Health Policy (an education foundation formed by HIAA) Institute for Health Policy Solutions Insurance Institute of America Independent Insurance Agents of America International Insurance Advisory Council International Insurance Council Inter-Industry Conference on Auto Collision Repair International Insurers Department Insurance Institute for Highway Safety Insurance Information Institute Insurance Institute for Property Loss Reduction Interstate Insurance Product Regulation Commission Insurance Institute for Research, Inc. International Insurance Society Insurance Loss Control Association Institute of London Underwriters (merged into IUA) Insurance Marketing Communications Association International Monetary Fund Interest Maintenance Reserve Insurance Marketplace Standards Association Inland Marine Underwriters Association International Organization of Securities Commissioners Individual Practice Association Immediate Participation Guarantee Initial Public Offering Insurance Research Council Insurance Regulatory and Development Authority Insurance Regulatory Examiners Society (for non-financial examiners) Insurance Regulatory Information Network (now NIPR) Insurance Regulatory Information System International Risk Management Institute Incorporation Integrated Services Digital Network - Basic Rate Interface Insurance Solvency International Integrated Securities Information System Internet State Interface Technology Enhancement Integrated Service Network Insurance Services Office, Inc. Independent Statistical Service, Inc. International Underwriting Association of London Indexed Universal Life Joint Commission on Accreditation of Healthcare Organizations Journal of Insurance Regulation Journal of Risk and Insurance Joint Underwriting Association Loss Adjustment Expense Local Area Network Leveraged Buyout Life Communicators Association Limited Health Service Organization Life Health Life Insurance Association of America

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NAIC Proceedings ? Spring 2015

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LIBOR LIC LICONY LIFE LIRMA LOC LOMA LRG LRRA LTC LUTC MAC MAI MAP MAPR MAPT MAR MARS MBA MCAS MCHIP MCO MCSU MDA MEAF Medigap MedSupp MET MEWA MGA MGDB MHC MHPA MIB MIS MITI MITS MLR MMA MOU MRA MSA MSVR NAAG NACIA NAEHCA NAFTA NAG NAHDO NAHU NAIA NAIB NAIC NAIFA NAII

NAIIA NAILBA NALC

London InterBank Offering Rate (an ARM index, a common financial term) Life Insurance Corporation of India or Life Insurers Council Life Insurance Companies of New York Life and Health Insurance Foundation for Education London International Insurance and Reinsurance Market Association (now IUA) Letter of Credit Life Office Management Association Loss Ratio Guarantees Liability Risk Retention Act Long-Term Care Life Underwriter Training Council Market Analysis Chief Member Appraisal Institute or Multilateral Agreement on Investments Market Analysis Profile Market Analysis Profile Reports Market Analysis Prioritization Tool Minimum Asset Requirement Market Analysis Review System Mortgage Banker Association of America Market Conduct Annual Statement Managed Care Health Insurance Plan Managed Care Organization Market Conduct Statistical Utilities Management Discussion & Analysis Mortgage Experience Adjustment Factor Medicare Supplement Insurance Medicare Supplement Insurance Multiple Employer Trust Multiple Employer Welfare Arrangement Managing General Agent or Mortgage Guaranty Association Minimum Guaranteed Death Benefit Mutual Holding Company Mental Health Parity Act of 1996 Medical Information Bureau Market Information Systems Ministry of International Trade and Industry Market Initiative Tracking System Medical Loss Ratio Medicare Prescription Drug, Improvement, and Modernization Act of 2003 Memorandum of Understanding Mutual Recognition Agreement Medical Savings Account Mandatory Securities Valuation Reserve National Association of Attorneys General National Association Of Crop Insurance Agents National Association of Employers on Health Care Action North American Free Trade Agreement National Association of Governors National Association of Health Data Organizations National Association of Health Underwriters National Association of Insurance Agents National Association of Insurance Brokers National Association of Insurance Commissioners National Association of Insurance and Financial Advisors National Association of Independent Insurers (PCI as of spring 2004 merger with the

Alliance of American Insurers) National Association of Independent Insurance Adjusters National Association of Independent Life Brokerage Agencies National Alliance of Life Companies

? 2015 National Association of Insurance Commissioners

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