Table of Interest Rate Equivalents

Table of Interest Rate Equivalents

ANNUAL INTEREST RATES CALCULATED MONTHLY NOT IN ADVANCE, CONVERTED TO EQUIVALENT INTEREST RATE CALCULATED HALF YEARLY NOT IN ADVANCE

The interest rate payable under the mortgage is calculated monthly not in advance. The following table is provided for the Mortgagor's information since the applicable interest rate will likely change from time to time. The interest rates set out in Column B are effective annual interest rates calculated half yearly not in advance which are equivalent to the corresponding annual interest rates calculated monthly not in advance, set out in Column A.

Column A Annual Interest Rates

Calculated Monthly Not in Advance

1.00% 1.25% 1.50% 1.75% 2.00% 2.25% 2.50% 2.75% 3.00% 3.25% 3.50% 3.75% 4.00% 4.25% 4.50% 4.75% 5.00% 5.25% 5.50% 5.75% 6.00% 6.25% 6.50% 6.75% 7.00% 7.25% 7.50% 7.75% 8.00% 8.25% 8.50% 8.75% 9.00% 9.25% 9.50% 9.75% 10.00% 10.25% 10.50% 10.75% 11.00% 11.25% 11.50% 11.75% 12.00% 12.25% 12.50% 12.75% 13.00% 13.25%

Column B Equivalent Annual Interest Rates

Calculated Half Yearly Not in Advance

1.002% 1.253% 1.505% 1.756% 2.008% 2.261% 2.513% 2.766% 3.019% 3.272% 3.526% 3.779% 4.033% 4.288% 4.542% 4.797% 5.052% 5.308% 5.563% 5.819% 6.076% 6.332% 6.589% 6.846% 7.103% 7.360% 7.618% 7.876% 8.135% 8.393% 8.652% 8.911% 9.170% 9.430% 9.690% 9.950% 10.211% 10.471% 10.732% 10.994% 11.255% 11.517% 11.779% 12.041% 12.304% 12.567% 12.830% 13.094% 13.357% 13.621%

Column A Annual Interest Rates

Calculated Monthly Not in Advance

13.50% 13.75% 14.00% 14.25% 14.50% 14.75% 15.00% 15.25% 15.50% 15.75% 16.00% 16.25% 16.50% 16.75% 17.00% 17.25% 17.50% 17.75% 18.00% 18.25% 18.50% 18.75% 19.00% 19.25% 19.50% 19.75% 20.00% 20.25% 20.50% 20.75% 21.00% 21.25% 21.50% 21.75% 22.00% 22.25% 22.50% 22.75% 23.00% 23.25% 23.50% 23.75% 24.00% 24.25% 24.50% 24.75% 25.00%

Column B Equivalent Annual Interest Rates

Calculated Half Yearly Not in Advance

13.885% 14.150% 14.415% 14.680% 14.945% 15.211% 15.477% 15.743% 16.009% 16.276% 16.543% 16.810% 17.078% 17.345% 17.614% 17.882% 18.151% 18.419% 18.689% 18.958% 19.228% 19.498% 19.768% 20.039% 20.310% 20.581% 20.852% 21.124% 21.396% 21.668% 21.940% 22.213% 22.486% 22.760% 23.033% 23.307% 23.581% 23.856% 24.131% 24.406% 24.681% 24.957% 25.232% 25.509% 25.785% 26.062% 26.339%

Form 3676 (Rev. 10/19)

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