Single Family Housing Policy Handbook 4000
[Pages:75]Single Family Housing Policy Handbook 4000.1
Module 2C4: FHA Condo Approval - Underwriting Condominium Loans
Presenter: Dorian Humphrey
The information in this document is current as of the most recent update noted on this cover page. This document does not establish or modify the policy contained in FHA's Handbooks or Mortgagee Letters in any way.
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As of the most recent update: August 14, 2019
Disclaimer
? The purpose of this presentation is to provide an overview and summary of recent changes to the Federal Housing Administration (FHA) policy. It introduces and explains official policy issued in Department of Housing and Urban Development (HUD) Handbooks and Mortgagee Letters. If you find a discrepancy between the presentation and Handbooks, Mortgagee Letters, etc., the official policies prevail. Please note, the information provided in this training is subject to change.
? Please consult HUD Handbooks and Mortgagee Letters through HUDCLIPS for the most recent updates and current policy.
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Learning Agenda
Overview of Changes
Part 1: Units Not Requiring Approval Part 2 : Requirements for Units in Approved Condominium Projects Part 3 : Single-Unit Approval
Requirements for Eligible Properties
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Overview of Changes
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HUD Policy
ML 09-46A & 09-46B
ML 11-03
ML 16-13
ML 16-15
ML 11-22
ML 12-18
ML 15-27
ML 17-13
4000.1 II.C Condominium Project Approval
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Single Family Housing Policy Handbook 4000.1 Overview
? The structure follows the logical process flow for stakeholders.
? The five major sections are:
I. Doing Business with FHA II. Origination through Post-Closing/Endorsement III. Servicing and Loss Mitigation IV. Claims and Disposition V. Quality Control, Oversight, and Compliance
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Glossary Terms
Capitalized words in this module can be found in the SF Handbook glossary.
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SF Handbook Topics
II. Origination through Post-Closing/Endorsement A. Title II Insured Housing Programs Forward Mortgages
8. Programs and Products p. Condominiums
i. Units Not Requiring Approval ii. Requirements for Units in Approved Condominium Projects iii. Single-Unit Approval iv. Site Condominium
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