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Borrower Name: FORMTEXT ?????Creditor:University of CincinnatiBorrower Address: FORMTEXT ?????2618 McMicken Circle FORMTEXT ?????500 University Pavilion FORMTEXT ?????Cincinnati, OH 45221-0140Borrower Telephone: FORMTEXT ?????(513) 556-3431LOAN SUMMARY, RATES & ESTIMATED TOTAL COSTSTotal Loan AmountGracePeriodLoan Payment Due DateFixed InterestRateNumber of PaymentsFinance ChargesTotal PaymentsRepayment Period FORMTEXT ????? FORMTEXT ????? FORMTEXT ????? FORMTEXT 0.00% FORMTEXT 1 FORMTEXT ????? FORMTEXT ?????No interest will be charged if the loan is repaid on or before the assigned due date; if not paid as scheduled, a penalty of three-fourths percent per month (nine per cent annum) will be charged from the due date until paid in full. In addition, a delinquent obligation will be imposed against the borrower’s student record at the University.If any payment of principal or interest is not paid when due, or if the holder deems itself insecure for any reason, including but not limited to, the insolvency, bankruptcy, business failure, death, default in payment of other obligations or receivership of or concerning any maker or endorser(s) hereof, this Note shall, at the option of its holder, become immediately due and payable, without demand or notice. Upon this Note becoming due under any of its terms and provisions, and not being fully paid and satisfied, the total sum then due hereunder may, at any time and from time to time, be debited to any account or accounts maintained with the holder hereof by any of the undersigned or any endorser, without notice to or further consent from any of them, and the undersigned and all endorsers agree to be and remain jointly and severally liable for all remaining indebtedness represented by this Note in excess of the amount or amounts so applied.The undersigned and all endorsers hereby waive presentment, demand for payment, protest and notice, and agree and consent to the addition of persons as parties to this obligation without notice to the undersigned, and to all extensions and/or renewals which the holder hereof may grant. The undersigned and all endorsers further agree to reimburse the holder for all advances, charges, costs and expenses, including reasonable attorneys’ fees, incurred or paid in exercising any right, power or remedy conferred by this Note, or in the enforcement thereof. If the undersigned are more than one (1), the liability of the undersigned hereon is joint and several, and the term “undersigned”, as used herein, means any one of more of them.The provision of this Note shall be interpreted in accordance with the laws of Ohio.Borrower Signature & Date:(Signature) (Date)Co-Signature & Date:(If Required)(Signature) (Date)Witnessed by School Official:(Signature) (Date) ................
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