Small Cap Stock Index Fund as of 12/31/2019

Small Cap Stock Index Fund as of 9/30/2021

Asset Class: U.S. Small Capitalization Equity

Investment Strategy: This investment seeks to match the return and risk characteristics of the Russell 2000 Index, a measure of the broad U.S. small capitalization equity market. The Fund's investment goal is to seek to achieve long term growth through a combination of appreciation and, to a lesser extent, income. The Fund will be invested primarily in small cap stocks contained in the index, though some other securities may be utilized in small amounts to facilitate cash flow management within the Fund. Small capitalization stocks have historically experienced more price volatility, and therefore more risk, than those of large capitalization stocks and should be considered as a long-term investment.

Portfolio Composition (%)

Operations and Management

Characteristics

U.S. Equity Non-U.S. Equity Other Equity Fixed Income Cash

98.5% 1.2% 0.0% 0.1% 0.2%

Top 10 Holdings

Total Net Assets:

$205.5 Million

Estimated Gross Expense Ratio:

0.04%

Expense per $1,000:

$0.40

Turnover Ratio:

10.8%

Issuer:

DuPont Capital Management Corporation

Investment Management Company(s):

Northern Trust Asset Management

Wtd. Avg. Mkt. Cap ($B) Median Mkt. Cap ($B) Price/Earnings Ratio Price/Book Ratio Current Yield (%) Beta (5 Years, Monthly) Number of Stocks Standard Deviation

Portfolio 3.4 1.2 21.9 5.6 0.9 1.0

2,036 21.1

Benchmark 3.4 1.2 21.9 5.6 0.9 1.0

2,018 21.1

See Disclosures for characteristics definitions.

Sector Weights (%)

Principal Risks

Top Ten Equity Holdings

Amc Entertainment Holdings Inc Class A Intellia Therapeutics Inc Crocs Inc Lattice Semiconductor Corp Ovintiv Inc Tetra Tech Inc Scientific Games Corp Ordinary Shares Zurn Water Solutions Corp Biohaven Pharmaceutical Holding Co Ltd Asana Inc Ordinary Shares - Class A

Portfolio Weight

(%)

0.7% 0.3% 0.3% 0.3% 0.3% 0.3% 0.3% 0.3% 0.3% 0.3%

% of Portfolio

3.2%

Cons. Disc. Cons. Staples

Energy Financials Health Care Industrials Info. Tech. Materials Real Estate Comm. Ser.

Utilities 0.00

3.2 3.2

4.5 4.5

3.8 3.8

6.9 6.9 3.7 3.7 2.4 2.4

11.5 11.5

15.5 15.4

14.5 14.4 13.9 13.9

20.2 20.2

5.00 10.00 15.00 20.00 25.00

Small Cap Stock Index Fund Russell 2000

An investment in the Fund could lose money over short or even long periods. You should expect the Fund's share price and total return to fluctuate within a wide range. The Fund is subject to the following risks, which could affect the Fund's performance:

? Stock market risk, which is the chance that stock prices overall will decline.

? Investment style risk, which is the chance that returns from small capitalization stocks will trail returns from the overall stock market.

? Index sampling risk, which is the chance that the securities selected for the Fund, in the aggregate, will not provide investment performance matching that of the Fund's target index.

See Disclosures for additional risks.

Average Annual Total Return (%)

Small Cap Stock Index Fund Russell 2000 Index Difference

1 Quarter -4.36 -4.36 0.00

Year to Date

12.35 12.41 -0.06

1 Year 47.59 47.68 -0.09

3 Years

10.50 10.54 -0.04

5 Years 13.42 13.45 -0.03

10 Years

14.58 14.63 -0.05

Inception 2/1/2008

The stated performance is a number based on monthly returns of the Fund or the benchmark tracked by Northern Trust and does not include sales charges. Returns are annualized for periods greater than one-year. The Fund's inception is 1/28/2008. Performance begins on 2/1/2008.

Important Performance Disclosures

The performance data contained herein represents past performance, which does not guarantee future results. Investors should carefully consider the investment objectives, risks, charges and expenses before investing. All total returns assume the reinvestment of all dividend and capital gain distributions at net asset value when paid and do not reflect the deduction of any sales charges, as these charges are not applicable to eligible 401(k) plans. There is no guarantee that the Fund's objectives will be met.

Current performance may be higher or lower than the performance data quoted. For more current Fund performance, including the most recently completed calendar month, please log on to Benefits Online at benefits.. Investment return and principal value will fluctuate so that units, when redeemed, may be worth more or less than their original cost. Please note the net investment return reflects various fees paid from the Fund. These fees include, but are not restricted to, investment management fees, transaction costs, custodian, trustee, audit, legal and other administrative fees.

Although called a "Fund," this investment option is not a mutual fund, but is a separately managed account that does not constitute a registered investment company. Only plan participants can purchase units of this "Fund," which is not publicly traded and is not listed on exchanges.

Percentages may not equal 100 due to rounding.

This Fund has a holding restriction. Please refer to the important information on the back of this sheet before making any investment decisions.

Disclosure

HOLDING RESTRICTION: The Plan includes certain restrictions designed to prevent market timing transactions and excessive trading that prohibit the purchase and subsequent sale of certain Plan Funds within a specified timeframe. There is a Minimum Waiting Period Block of 5 business day(s) which applies to all Sell Orders and Repurchases of all Plan Funds except Corteva Stock and the Stable Value Fund.

Benchmark: A performance objective or standard by which a Fund's performance is compared. A benchmark is typically comprised of securities of the same or similar asset class. The performance of the benchmark is not subject to charges and expenses associated with those at the fund level. Past performance is no guarantee of future results.

Estimated Gross Expense Ratios: Estimated expense ratios are based on a weighted average of each manager's advisory fee (including estimated breakpoints) and the estimated plan expenses for the Fund, estimated as if the plan expenses were applicable as of the quarter end date noted. Actual expense ratios may differ from these estimates.

Industry Allocation: The percentage allocation of the portfolio among industries, using GICS (Global Industry Classification Standard) industry breakdown. Each individual company within a Fund is classified by only one industry based on its line of business.

Portfolio Composition: A pie chart is shown to reflect the portfolio's long positions in equity, bonds, and cash.

Region Allocation: When there are foreign securities involved, this section lists the percentage of fund assets held within the listed regions.

Sector Weights: The percentage allocation of the portfolio among industry sectors, using GICS (Global Industry Classification Standard) sector breakdown. Each security within a Fund is classified by only one sector based on its line of business.

Top Ten Holdings: The Fund's ten largest individual security holdings and their percentage of the Fund's overall total market value.

Turnover Ratio: The Fund pays transaction costs, such as commissions, when it buys and sells securities (or "turns over" its portfolio). These costs, which are not reflected in the gross expense ratio, reduce the Fund's performance. For purposes of reporting, this number reflects a weighted average of the turnover rates reported by each manager.

INVESTMENT RISKS

International Risk: Investing in non-U.S. securities introduces an additional risk and volatility relative to U.S. securities due to foreign currency, political, economic, or market instability. Some of the underlying funds may invest in emerging market securities which are subject to even higher risk.

Large-Cap Stock Risk: Large-capitalization stocks are subject to broad stock market risk, which can be significant at times. The Fund is also subject to effects resulting from the investment managers' specific approach to investing. There are likely to be periods when "large-cap" stocks outperform the broad stock market, and other periods when they underperform.

Mid-Cap Stock Risk: Price volatility of midcapitalization stocks have historically experienced more volatility, and therefore more risk, than those of large-capitalization stocks and should be considered as a long-term investment.

Real Estate Risk: These Funds typically invest in companies actively managing commercial, corporate or rental properties. Therefore, these securities are subject to the risks associated with this particular sector. These risks include but are not limited to: fluctuation in property price, vacancy rates, defaults, property taxes, increases in material expenses and government regulations or political uncertainty.

Small-Cap Stock Risk: Price volatility of smallcapitalization stocks have historically experienced more volatility, and therefore more risk, than those of large-capitalization stocks and should be considered as a long-term investment.

CHARACTERISTICS DEFINITIONS

Beta: The measure of a Fund's risk in relation to the market or to an alternative benchmark. Beta is a predicted measure of the relative volatility or sensitivity of a portfolio to market moves. A value of one implies that the investment has similar volatility as the portfolio's underlying benchmark or market index. A beta greater than one indicates that a portfolio is expected to be more sensitive or volatile to market moves while a portfolio with a beta less than one will be less sensitive or volatile to market moves.

Current Yield: The percentage rate of return in the form of dividends paid on a stock or the effective rate of interest paid on a bond. For purposes of reporting, this number reflects a weighted average of all securities within the Fund or benchmark.

Median Market Capitalization: This number represents the median (or middle number) of the market capitalization of the companies held in the portfolio. A high median market capitalization number would indicate a large cap fund, while a low median market capitalization would be a characteristic of a small-cap fund.

Portfolio Duration: A measure of the sensitivity of a bond's market price to changes in interest rates. Bond price changes in the opposite direction as interest rate changes. The longer the duration, the more sensitive a bond's price is to changing interest rates. To a fixed income investor, duration is a more useful measure of interest-rate sensitivity than maturity, since it weights the timing of each and every coupon and principal payment, not just the final payment. For purposes of reporting, this number reflects a weighted average of all securities within the Fund or benchmark.

Price/Book Ratio: An equity valuation measure determined by dividing the current price of a stock by the company's book value (the ratio of stockholders' equity to the number of common shares outstanding). The higher the P/B ratio the more expensive the stock is considered to be. For purposes of reporting, this number reflects a weighted average of all securities within the Fund or benchmark.

Price/Earnings Ratio: An equity valuation measure that is determined by dividing the current price of a stock by the company's current earnings per share (adjusted for stock splits). Earnings per share for this ratio are determined by dividing earnings for the past 12 months by the number of common stock shares outstanding. A higher P/E multiple suggests that investors have higher expectations for future earnings growth, and have bid up the stock's price accordingly. For purposes of reporting, this number reflects a weighted average of all securities within the Fund or benchmark.

Standard Deviation: A statistical measure of the range of a portfolio's performance, calculated based on the variability of its return around its average return over a five-year period.

Weighted Average Market Capitalization: An average market value given to a portfolio or index determined by weighting the market capitalization of each stock. In such a weighting, larger companies account for a greater portion.

BENCHMARK DEFINITIONS

MSCI EAFE (Europe, Australia, Far East)?: This index measures global stock market performance, excluding the U.S. and Canada. The index consists of approximately 845 large-cap and mid-cap stocks from developed market countries as of June 30, 2021.

MSCI U.S. REITs?: This index measures the performance of equity REITs. With 138 constituents as of June 30, 2021, it represents about 99% of the U.S. REIT universe. It excludes Mortgage REITs and selected Specialized REITs.

Russell 2000?: This index measures the performance of small-sized companies. It is a subset of the Russell 3000? Index. It includes approximately 2000 of the smallest securities.

Russell MidCap?: This index measures the performance of mid-sized companies. It is a subset of the Russell 1000? Index, the large-cap segment of the Russell 3000? Index. The Russell Midcap includes approximately 800 of the smallest securities within the Russell 1000.

S&P 500?: This index measures performance of the broad domestic economy through changes in the aggregate market value of 500 stocks representing all major industries.

S&P MidCap 400?: This index measures the performance of mid-sized companies. It is distinct from the large-cap S&P 500, containing the next largest 400 stocks on a market-capitalization basis.

S&P EPAC BMI?: This index measures global stock market performance, excluding the U.S. and Canada. The index consists of approximately 4,889 large-cap, mid-cap and small-cap from developed market countries within the Europe and Asia Pacific regions as of June 30, 2021.

This document is being provided exclusively by your employer, which retains responsibility for the content.

Prepared by NEPC, LLC. The information contained herein is received from sources external to Corteva, Inc. and the Retirement Savings Plan. While efforts are made to ensure that this external data is accurate, neither Corteva, Inc. nor NEPC, LLC are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future performance. The information presented is based on the most current information provided by NEPC, LLC. The information presented may not reflect current holdings and performance as a result of changes effected by DuPont Capital Management Corporation since the "as of" date. The information presented may not reflect market events or conditions that have occurred since the "as of" date that may have negatively impacted the performance of the investment option. Past performance is no guarantee of future performance.

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