Higgins v. Warrior Insurance Group
Safeway Insurance Co., 628 N.E. 2d, 937, 942 (Ill. App. 1993); Roberts v. National Liberty Group of Companies, 512 N.E. 2d, 792, 794 (Ill. App. 1987). An insurance company may deny coverage because of a misrepresentation in an application if the misrepresentation “shall have been made with actual intent to deceive or materially affects either ... ................
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