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Jun 23, 2015 · Vietnam Urban Upgrading Project. Executive Summary. ... For instance, both First Bank and Standard Chartered Bank were offering, in 2014, mortgage loans at 20 percent interest rates for up to 20 years amortization, and with an equity contribution of 20-30 percent (Mutter et al., 2014). Government-supported housing finance is also underperforming. ................
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