Here to help life go right. You’re pre-qualified for a ...

Vehicle Loan Refinance

Here to help life go right.?

You're pre-qualified for a vehicle loan up to $40,000.1

Refinancing your current loan could get you a better rate -- saving you money over the life of your loan and maybe reducing your monthly payments!

As a State Farm Insurance Companies policyholder, you can take advantage of this offer through our affiliate, State farm Bank?. And you're already pre-qualified!1

Every State Farm Bank vehicle loan includes Payoff Protector?.2

This helps protect you in case your vehicle is stolen or determined to be a total loss before the loan is paid off, and you owe more than it is worth. Payoff Protector also saves you from having to purchase a separate Guaranteed Asset Protection (GAP) policy from a third party.

Simply start your application online at vehicleloan.

Then stop by your agent's office. You two will go over the paperwork together.

You can choose to stop receiving "prescreened" offers of credit from this and other companies by calling toll-free 888-5-OPT-OUT (888-567-8688). See PRESCREEN & OPT-OUT NOTICE in the Terms and Conditions section for more information about prescreened offers.

1 IMPORTANT TERMS AND CONDITIONS OF THIS PRE-SCREENED (PRE-QUALIFIED) OFFER: This offer is based upon an initial assessment that you met State Farm Bank credit standards. Loans are underwritten and offered through State Farm Bank, F.S.B. All loans are conditioned upon confirmation that you continue to meet these credit standards as well as final credit and income verification and collateral review. Applications must be submitted online or through a participating State Farm? agent, team member, or representative in order to receive credit approval. Upon submitting an application you may qualify for a higher loan amount. The final loan amount will be provided after the loan application is submitted and is determined, in part, by the value of the vehicle. This offer is valid only for applicants who are 18 years of age or older (or the age of majority in your state). This offer is for one loan only, is not transferable, and may only be accepted by the named recipient. Other restrictions may apply.

The following provides important information regarding representative rates and terms for a $25,000 loan for a 2018, 2019, or 2020 model year vehicle.

LOAN TERM

48 Months 60 Months 72 Months

ANNUAL PERCENTAGE RATE (APR)

4.69% 4.69% 5.14%

FINANCE CHARGE

$2,465.60 $3,092.60 $4,104.56

MONTHLY PAYMENT

$572.20 $468.21 $404.23

The APR you receive may be different than above. Other rates and terms may apply.

There is no requirement to purchase any insurance or other products from State Farm in conjunction with or as a condition to obtaining a loan from State Farm Bank. You are free to obtain any collateral insurance required by State Farm Bank from any insurer of your choice acceptable to State Farm Bank.

2 Payoff Protector is not an insurance product. Subject to the terms, conditions, and restrictions of the Payoff Protector provision in your State Farm Bank Promissory Note and Security Agreement. If your vehicle is determined to be a total loss before the loan is paid off , State Farm Bank will cancel the difference between the insurance payout and the unpaid principal balance due on the loan. Certain restrictions apply. For example, your loan must be in good standing.

State Farm Bank, F.S.B., Bloomington, Illinois ("Bank"), is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type of credit or service offered by visiting or by contacting the Bank at 877-SF4-BANK (877-734-2265). If you are deaf, hard of hearing, or do not use your voice to communicate, you may contact us via 711 or other relay services.

SMB-30264

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