(for members hired before 1/1/19)
(for members hired before 1/1/19)
TABLE OF CONTENTS
Retirement Basics
Introduction01
Retirement Eligibility02
Key Players in Your Retirement04
Major Eligibility Milestones05
General Steps to Prepare for Retirement
06
Retirement Planning Checklist08
Retirement Counseling Preparation Checklist
09
SERS Regional Counseling Centers11
Basic Benefit Calculation
13
Your Important Retirement Decisions
Can I Purchase Previous Service?17
When Am I Going to Retire?18
What Are My Monthly Payment Options?
19
Are There Benefit Limitations?
22
Who Will I Name As My Beneficiary or Survivor?
23
Can I Withdraw My Contributions?25
Do I Want Money Withheld for Federal Income Tax?
26
What Are My Health Care Options in Retirement?
27
After You Retire
After You Retire
33
Keep Your Beneficiary List Up-To-Date
35
SERS Provided Services
36
Additional Information and Resources
Divorce and Domestic Relations/Support Orders
39
Taxes41
Other Retirement-Related Contacts
43
RETIREMENT BASICS
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