Monthly Budget Worksheet - Chase

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Monthly Budget Worksheet

Use this worksheet to see how much money you bring in each month and where you spend it. Then look for ways to adjust your expenses so you can reach your financial goals.

Monthly income (after taxes)

This is the money you expect to receive every month from an employer or a side gig.

Amount

Job (e.g., salary, average monthly wages, etc.) Additional income (e.g., side job, rental properties)

Monthly income (after taxes) total

$ 0.00

Monthly bills

Think of these as expenses you've committed to pay every month.

Housing (e.g., rent, mortgage) Installment payments (e.g., childcare, tuition) Insurance (e.g., auto, home, life, renters, health [if not through employer], etc.) Communication (e.g., cell phone, Internet services, cable) Utilities (e.g., electricity, gas, water, trash) Memberships (e.g., daycare, gym, etc.) Subscriptions (e.g., streaming services, meal delivery apps, etc.) Credit card payments Car payments Loans (e.g., personal, student) Miscellaneous

Monthly bills total

$ 0.00

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JPMorgan Chase Bank, N.A. Member FDIC ?2023 JPMorgan Chase & Co.

Savings goals

In addition to paying down debt, saving regularly is essential to a healthy budget. It can help you create a safety net, cover an upcoming purchase and more.

Amount

Safety net Purchase or event Long-term savings/investments Miscellaneous

Monthly savings goals total

$ 0.00

Flexible expenses

These expenses may be different from month to month. If they vary, use an average over several months.

Food/dining Entertainment Shopping (e.g., gifts, clothing, etc.) Health & wellness (e.g., travel, pets, etc.) Transportation (e.g., gas, metrocard, etc.) Miscellaneous

Monthly flexible expenses total

$ 0.00

Monthly budget summary

Income after taxes ? Monthly bills ? Savings goals

? Flexible expenses

$ 0.00 $ 0.00 $ 0.00 $ 0.00

Budget result =

$ 0.00

We calculated your budget results by subtracting all your expenses and the amount you want to save from your monthly income.

? If your budget result is zero ($0), that means you're right on track--you're spending or saving as much as you've planned.

? If the budget result is a negative dollar amount, it means you're spending and saving more than you're bringing in. Take a look at your flexible expenses to see if you have opportunities to bring that total down without affecting your savings goals.

? If your result is a dollar amount of more than $0, it means you've got extra money left over at the end of the month. You can use that additional money to pay down debt faster, or save more toward your goals.

Get more tips and tools at FinancialGoals

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JPMorgan Chase Bank, N.A. Member FDIC ?2023 JPMorgan Chase & Co.

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