Student Loan Debt Statistics in 2018: A $1.5 Trillion Crisis



1657351762000 SCHOLARSHIPS Student Loan Debt Statistics in 2018: A $1.5 Trillion CrisisStudent loan debt is now the second highest consumer debt category, behind only mortgage debt and higher than both credit cards and auto loans.There are more than 44 million borrowers who collectively owe $1.5 trillion in student loan debt in the U.S. alone. The latest student loan debt statistics for 2018 show how serious the student loan debt crisis has become for borrowers across all demographics and age groups. SOURCE: As of 1Q 2018, Federal Reserve & New York Federal ReserveNot surprisingly, states with larger populations have higher aggregate student loan debt. California, Florida, Texas and New York are among the four highest states for total student loan debt outstanding among resident borrowers. California, Florida, Texas and New York represent more than 20% of all U.S. student loan borrowers. SOURCE: ENTERPRISE DATA WAREHOUSE-------------------------------------------------------------------------------------------------------------------------------BEWARE OF STUDENT SCAMS… If it seems too good to be true, it probably is!Con-artists target the weak, the na?ve and desperate. Safe-guard yourself and your finances by becoming aware of scams that commonly target students and by utilizing the following tips when looking into new opportunities:NEVER PAY TO APPLY FOR SCHOLARSHIPS - Legitimate scholarship providers don’t want or need your money. They want to help students attend school, not profit off of you! If a scholarship is asking any sort of fee to apply, then it’s likely not a legitimate opportunity.Inquiry of private bank and/or social security information – While scholarship applications may require a degree of personal information, they will never ask for your social security number or bank account information. If they do, it’s likely not a legitimate opportunity and you should never oblige. NOTE: As a leading scholarship database, Fastweb screens all of the scholarships available on the site and does not charge anything for its services.SCHOLARSHIPSWhat is Fastweb? The leading online resource in finding scholarships to help you pay for school. Targeted Scholarships Scholarships just for you based on your strengths, interests and skillsCollege Search Discover the perfect school for your interests and budgetCareer Advice Guidance to help you prepare for a promising futureFinancial Aid Resources to help you with tough financial aid decisionsFastweb Tips What makes a scholarship application unique? Which qualities seem the most impressive? How can you turn “just another scholarship application” into the winning scholarship application?1. Meets RequirementsThe fastest way to get your scholarship application rejected from the pile is to apply for a scholarship for which you do not qualify. Not to mention, it’s a huge waste of your time. That is why it is paramount to your scholarship search to only apply for scholarships that fit within your academic, extracurricular and philanthropic abilities and achievement.2. Organized AppearanceScholarship judges are also looking for applications that are easy-to-read, free of typos and are not missing any components. Most scholarship applications these days are hosted online, but for those that require a handwritten application or essay, make sure you use your best penmanship. It’s not a bad idea to practice writing your essay beforehand and then copying it perfectly to the application later.3. Personal TouchWhat makes a scholarship application stand out most to judges is personality – or a unique voice. They want to hear about what makes your school experience special or what can separate you from other applicants. Do you have a funny story to tell? Has an experience in your life changed you? Have you created or invented something?Furthermore, judges want to read scholarship essays that are free of any clichés or overused phrases. Try to be as original as possible. The following should go without saying, don’t let mom or dad write your essay.4. Honesty and TransparencyFinally, scholarship judges just want to read about the truth. Don’t embellish or present yourself in a completely different light just because you think it will garnish attention. The committee wants to see you – the real you. After all, winning a scholarship isn’t just receiving money to pay for college; it’s representing that particular brand, organization or special interest. You don’t just become a scholarship winner; you become part of their family – their legacy. SCHOLARSHIPSTime = MoneySearch these sites for scholarships: ~ ~ colleges/scholarships ~ right11176000DESCRIPTIONThe Gates Scholarship is a highly selective, last-dollar scholarship for exceptional, Pell-eligible, minority, high school seniors. Starting in 2018, the scholarship will be awarded to 300 top student leaders?each year?with the intent of promoting their academic excellence through?college graduation and providing them the opportunity to reach their full potential.AWARD Scholars will receive funding for the full cost of?attendance*?that is not already covered by other financial aid and the expected family contribution, as determined by the Free Application for Federal Student Aid (FAFSA), or the methodology used by a Scholar’s college or university.*Cost of attendance includes tuition, fees, room, board, books, and transportation, and may include other personal costs.IDEAL CANDIDATEAn ideal candidate will have:An outstanding academic record in high school (in the top 10% of his/her graduating class with a 3.3 Grade Point Average on a 4.0 scale)Demonstrated leadership ability (e.g., as shown through participation in community service, extracurricular, or other activities)-581025236854To apply go to - Deadline to apply: 15 September 2019 – Flyer in Scholarship Bin00To apply go to - Deadline to apply: 15 September 2019 – Flyer in Scholarship BinExceptional personal success skills (e.g., emotional maturity, motivation, perseverance, etc.)Introducing the College Board Opportunity ScholarshipsA Clearer Path to College for All StudentsApplying to college is a complicated process, so we've created a program that guides you through it. It doesn't require an essay, application, or minimum GPA. Instead, it rewards your effort and initiative. Complete key steps along your path to college for a chance to earn scholarships.The Scholarships – Apply at opportunity.The more effort you put in, the more opportunities you have to earn a scholarship. Complete all six, and you’re eligible to earn $40,000. Scholarships will be awarded through monthly drawings to students who complete each action.1. Build Your College List: $500:Get started by?exploring colleges?you're interested in.2. Practice for the SAT: $1,000: Use?Official SAT Practice on Khan Academy??to get ready for test day.3. Improve Your Score: $2,000: Show how practice pays off by improving your SAT score.4. Strengthen Your College List: $500: Make sure your college list has a mix of academic safety, match, and reach schools.5. Complete the FAFSA: $1,000: Fill out the free government form to apply for financial aid.6. Apply to Colleges: $1,000: Apply to the schools you want to plete Your Journey: Complete all 6 scholarship steps to be eligible for a $40,000 scholarship.Eligibility - The College Board Opportunity Scholarships program is open to all class of 2020 students in the United States, Puerto Rico and the US territories.Family income requirements to earn scholarships?This program is open to students regardless of their family income. At least half of all the scholarships (over $2 million) will be designated for students whose families earn less than $60,000 per year.Who is eligible for a Jacksonville Commitment Scholarship?To be a candidate for a Jacksonville Commitment Scholarship, students must be admitted to UNF, be a Florida resident for tuition purposes, graduate from any Duval County public high school with a standard high school diploma, be eligible for the Free and Reduced lunch program, be eligible for the Pell grant, and submit an error-free FAFSA (Free Application Federal Student Assistance.?Application opens 01 October 2019. Complete the FAFSA at .How do I apply for the Jacksonville Commitment Scholarship?The online application can be found in your myWings portal.?Log into myWingsSelect the Student Records boxThen the Student Self-Service linkClick the Admissions linkSelect the Scholarship Application link to begin the applicationIs there a deadline to apply for Jacksonville Commitment?The priority deadline to submit the scholarship application and an error-free FAFSA is Oct. 15 of the student's senior year in high school. However, we continue to accept applications through the fall and spring semesters. The key is to apply as soon as possible!To apply to the University of North Florida, please visit:?? HYPERLINK " Time In College Application" First Time In College Application (unf.edu)Get matched to colleges and scholarships that really fit you!You need to be signed into your CollegeXpress account to view scholarship details. Not a member yet? What are you waiting for? It's fast, easy, and puts you in the running for the?$10,000 scholarship! Featured ScholarshipsYou Deserve It ScholarshipCarnegie Dartlet $10,000 ScholarshipCollegeXpress Refer a Friend $500 Monthly Scholarship$5,000 Easy Scholarship: Anonymously Report Social Media BulliesNo Essay College ScholarshipWin Free College Tuition Giveaway$1,000 Christian College EDGE ScholarshipScholarshipPoints $10,000 Scholarship$2,500 Christian College Scholarship DrawingCommunity Service Scholarship for Multicultural Students$1,000 Cappex Easy College Money ScholarshipFirst Lady Casey DeSantis Hispanic Heritage Month Theme and Student Essay Contest Open to all grades 4-12 students in Florida. Each student will submit one essay no longer than 500 words based on this year’s theme. Three winners will be selected: one elementary school student (grades 4-5), one middle school student (grades 6-8) and one high school student (grades 9-12). Each winner will receive a 4-Year Florida College Plan scholarship provided by the Florida Prepaid College Foundation.Contest Entries and Nominating Forms and Guidelines?Student contest forms must be mailed to Volunteer Florida or submitted online at?.Volunteer FloridaHispanic Heritage Month Committee1545 Raymond Diehl Road, Suite 250Tallahassee, Florida 32308Deadline: All entries must be received by 5 pm (ET) on Friday, September 13, 2019.The Ron Brown Scholar Fund is a 501(c)3 public charity, managed by an independent Board of Trustees.? The Program?was named for the late Secretary of Commerce and inspired by his dedication to public service, focuses on encouraging civic engagement among Scholars while promoting academic excellence, community and lifelong interactions.? Recipients are young African Americans of outstanding promise who are offered academic scholarships, service opportunities and leadership experiences. The Ron Brown Scholar Program also provides Scholars with the financial resources to attend some of the finest colleges and universities in the country. Upon acceptance, Scholars are each awarded $40,000 ($10,000 per year for 4 years toward educational expenses), that may be used at the college or university of their choice. RON BROWN SCHOLARSHIP PROGRAM ELIGIBILITY:Interested applicants are strongly encouraged to apply for the Ron Brown Scholar Program provided you meet the following requirements:Must be Black/African American and excel academically.Must exhibit exceptional leadership potential.Must participate in community service activities.Demonstrate financial need.Be a US citizen or hold a permanent resident visa card.Be a current high school senior at the time of your application.? To Apply Click Here:?Ron Brown Scholarship Application 152400186360APPLICATION DEADLINES November 1 - Applications postmarked by November 1 will be given early consideration for the Ron Brown Scholar Program. January 9 FINAL DEADLINE All applications must be postmarked by January 9 to be considered for the Ron Brown Scholar Program.00APPLICATION DEADLINES November 1 - Applications postmarked by November 1 will be given early consideration for the Ron Brown Scholar Program. January 9 FINAL DEADLINE All applications must be postmarked by January 9 to be considered for the Ron Brown Scholar Program.PAPER APPLICATIONS AVAILABLE IN SCHOLARSHIP BINS!ScholarshipsApplication DeadlineAwardWe The Future ContestApplicant required to submit one of the following: speech, short film, essay, song, greeting card, or poem.Apply online: September 2019$2000National High School Poetry ContestApplicant must be a high school student. Poem of 20 lines or less is required to be submitted.Apply online: entry@30 September 201931 December 201931 March 202030 June 2020Awarded Quarterly$500 Max$100 MinShout It Out ScholarshipSponsored by: UnigoApplicant must be a United States citizen or permanent resident who is a student 13 years of age or older, and is currently enrolled (or planning to enroll) at an accredited post-secondary institution of higher education. Online short written response to the question, "If you could say one thing to the entire world at once, what would it be and why?" is required.Apply online: sponsors?7?more scholarships:All About Education ScholarshipDo-Over ScholarshipEducation Matters ScholarshipFlavor of the Month ScholarshipSuperpower ScholarshipSweet & Simple ScholarshipTop Ten List Scholarship30 September 2019$1500ScholarshipsApplication DeadlineAwardSchool Survey SweepstakesApplicant must be students currently enrolled in a K-12 school or graduated within the last 4 years. Review your school by completing the sponsors school survey and be entered for a chance to win $1,000. One entry per person.Apply: September 2019$1,000AES Engineering ScholarshipAES Engineering is pleased to be able to continue offering scholarships to motivated students to help in the furthering of their education.Scholarship Criteria - Our belief is that achieving a high grade point average should not be the only criteria for determining who deserves to be helped. For that reason, we are offering a scholarship that will be awarded on the basis of character, as determined by an evaluation of the essays that are submitted. Scholarships are intended for our future leaders across a wide spectrum of fields of study. This award is available to high school seniors and all students attending a postsecondary educational facility. How to Apply: Students must submit an essay of between 500 and 1000 words in answer to the following question: When you look back on your life in 30 years, what would it take for you to consider your life successful? What relationships or accomplishments will be important on this journey? Submit essay scholarships@. There is no application packet for this award. Include your full name, name of your school and plans for next year 2020-2021.06 October 2019$500ScholarshipsApplication DeadlineAwardBranson Shows Inspired ScholarshipApplicant must be a legal resident of the United States between the ages of 16 and 19. Essay on the following topic is required: How [enter your show] inspired me to realize my dreams.Apply online: 15 October 2019$1000College JumpStart ScholarshipApplicants must be 10th, 11th or 12th grade high school, college or adult students. Applicants may study any major and attend any college in the U.S. Applicants must be legal residents of the U.S. and complete the online application form including the required personal statement. The award may be used for tuition, room and board, books or any related educational expense. Applicant must be committed to using education to better their life and that of their family and/or community.Apply online: October 201915 April 2020$1000Tuition Giveaway ContestSponsored by: Dr. PepperApplicant must be a student between the ages of 18 and 24. Required to describe an original goal and then submit video once applicant reaches 50 votes.Apply at October 2019$100,000Maximum ................
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