Washington state Office of the Insurance Commissioner
Letter template to request a first-level (internal) review
[Personalize this letter as needed, especially the information in brackets]
[Your name]
[Your address]
[Date]
[Address of your health plan’s appeal department]
RE: [Name of the insured]
Plan ID number: [Your plan’s ID number]
Claim number: [Your claim number]
To whom it may concern:
I’m requesting a review of your denial for [coverage, pre-authorization, etc.] of the treatment prescribed by my medical provider [Dr___] on [date].
The reason for the denial was listed as [ ____ ], but in reviewing the most current version of my plan summary, my provider and I believe the treatment should be covered.
[At this point, customize your message to your situation. Tell them a little about what happened and why you think it should be covered. Short, factual statements are generally more effective than long, emotional commentary. Keep it brief, to the point, and relevant.]
[If you’re providing documents, list what you’ve included.]
I look forward to your direct response as soon as possible.
Sincerely,
[Your name]
[Your address and phone number]
................
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