EXECUTIVE BENEFITS SOLUTIONS

[Pages:2]EXECUTIVE BENEFITS SOLUTIONS

One-Year Term Life Insurance

The one-year term life insurance product will provide insurance for individuals with a short term death benefit need. The product will be marketed via the web and through Executive Benefits Markets' independent sales consultants.

PREMIUMS

This is a fixed premium, one-year term life insurance policy, payable on the death of the Insured. The policy is non convertible, non renewable, and requires full underwriting each year of issue. The Insured pays the full premium for the policy at issue. Premium rates vary by issue age and gender of the Insured, but do not vary by smoker status.

ISSUE AGES

20-99

FACE AMOUNT

Minimum: $100,000 Maximum: $3.5million

UNDERWRITING

The policy requires full underwriting each issue year.

EXPENSES

No policy fees.

NON-FORFEITURE

The policy has no cash surrender value.

CONVERSIONS

The policy is not convertible and non-renewable.

WITHDRAWALS

There is no policy cash surrender value so no withdrawals are allowed.

ILLUSTRATIONS

Not illustrated.

For more information contact 888-353-COLI (2654) or gwexecbenefits@.

ONE-YEAR TERM LIFE INSURANCE RATES

Rate Per $1,000 of Coverage (Gender Distinct/Unismoke).

Age

20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59

Male

0.61 0.61 0.60 0.58 0.58 0.57 0.55 0.52 0.51 0.49 0.48 0.46 0.46 0.47 0.48 0.48 0.51 0.51 0.53 0.56 0.56 0.59 0.62 0.64 0.67 0.72 0.76 0.80 0.86 0.91 0.99 1.08 1.18 1.27 1.35 1.44 1.54 1.67 1.86 2.06

Female

0.23 0.23 0.24 0.24 0.26 0.28 0.30 0.31 0.32 0.32 0.34 0.36 0.38 0.38 0.37 0.37 0.37 0.38 0.38 0.39 0.41 0.45 0.48 0.53 0.57 0.62 0.66 0.72 0.79 0.83 0.88 0.93 0.99 1.07 1.16 1.24 1.38 1.51 1.62 1.76

Age

60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99

Male

2.31 2.60 2.92 3.19 3.46 3.72 4.05 4.51 5.01 5.54 6.08 7.02 7.47 8.65 9.98 11.54 12.78 13.88 15.07 16.77 17.09 19.28 22.04 24.97 27.34 30.57 33.69 39.26 44.20 51.47 62.17 82.94 100.50 126.27 142.29 155.15 167.76 203.84 231.54 252.26

Female

1.90 2.03 2.20 2.46 2.78 3.17 3.51 3.82 4.14 4.57 4.99 5.26 6.23 6.79 7.30 7.88 9.20 10.74 12.42 13.58 14.27 16.53 19.13 21.04 23.75 26.12 30.51 34.23 39.55 46.12 53.02 54.85 59.62 67.60 75.01 84.50 96.41 119.26 139.72 156.53

For more information contact 888-353-COLI (2654) or gwexecbenefits@.

Great-West Financial? refers to products and services provided by Great-West Life & Annuity Insurance Company (GWL&A), Corporate Headquarters: Greenwood Village, CO; Great-West Life & Annuity Insurance Company of New York (GWL&A of NY), Home Office: White Plains, NY; and their subsidiaries and affiliates. The trademarks, logos, service marks, and design elements used are owned by GWL&A.

One-year term life insurance policies (J490 Series) and appropriate state variations are issued by GWL&A. GWL&A is not licensed to do business in New

York. In New York, one-year term life insurance policies (J490-ny Series) are issued by GWL&A of NY. Policies may not be available in all states. Certain

restrictions apply. ?2014 Great-West Life & Annuity Insurance Company. All rights reserved.

191905 (2/2014)

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