Appetite - AMIS Insurance



Appetite | |

|The Hartford’s Individual Risk department targets the following businesses in the United States and Canada: |

|Manufacturers and distributors of products that present tougher exposures to loss. |

|Low-hazard premises accounts that desire a deductible or self-insured retention of at least $25,000. |

|Companies willing to take on more risk in their insurance program. |

|Our minimum premium thresholds are: |

|General Liability: $20,000. |

|Umbrella: $10,000. |

|Workers’ Compensation: $100,000. |

|Commercial Automobile: Up to 25 power units. |

|The Hartford’s Individual Risk department has written accounts with premiums ranging from $20,000 to $1 million. Retention levels range from first-dollar to $1 |

|million. |

|See Sample Accounts Successfully Written for examples of business written by Individual Risk. |

|The following types of accounts are routinely written on either a primary or excess basis. If you don’t see your client’s operations listed, please contact your |

|Hartford representative or Middle Market Manager. |

|Manufacturers |

|Distributors |

|Premises and Other |

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|Alarm and alarm systems |

|Automobile, bus and truck parts |

|Architects and engineers (consultations only) |

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|Analytical instruments |

|Contractors' equipment |

|Building or premises - bank or office |

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|Auto parts |

|Dental equipment and supplies |

|Discontinued products (various) |

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|Boilers |

|Electrical equipment |

|Movie theatres |

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|Communication |

|Machinery and machinery parts |

|Retail stores |

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|Engine/turbines (excluding aircraft) |

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|Restaurant chains |

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|Epoxies and sealants |

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|Shopping centers |

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|Fire suppression system |

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|Windfarm operators |

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|Hardware and tools |

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|Machine shops |

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|Machinery equipment and parts |

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|Mechanical equipment |

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|Medical equipment and supplies |

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|Metal forgers |

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|Overhead cranes |

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|Pipeline (gas, water) |

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|Valves, gauges, flanges |

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|Wind turbines |

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|While we consider a broad range of risk, Individual Risk is not a market for manufacturers of flight-critical aircraft products, protective helmets, child safety,|

|pharmaceuticals, permanently invasive medical devices (within the body for more than 30 days), heavy chemicals or tobacco. |

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