Appetite - AMIS Insurance
Appetite | |
|The Hartford’s Individual Risk department targets the following businesses in the United States and Canada: |
|Manufacturers and distributors of products that present tougher exposures to loss. |
|Low-hazard premises accounts that desire a deductible or self-insured retention of at least $25,000. |
|Companies willing to take on more risk in their insurance program. |
|Our minimum premium thresholds are: |
|General Liability: $20,000. |
|Umbrella: $10,000. |
|Workers’ Compensation: $100,000. |
|Commercial Automobile: Up to 25 power units. |
|The Hartford’s Individual Risk department has written accounts with premiums ranging from $20,000 to $1 million. Retention levels range from first-dollar to $1 |
|million. |
|See Sample Accounts Successfully Written for examples of business written by Individual Risk. |
|The following types of accounts are routinely written on either a primary or excess basis. If you don’t see your client’s operations listed, please contact your |
|Hartford representative or Middle Market Manager. |
|Manufacturers |
|Distributors |
|Premises and Other |
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|Alarm and alarm systems |
|Automobile, bus and truck parts |
|Architects and engineers (consultations only) |
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|Analytical instruments |
|Contractors' equipment |
|Building or premises - bank or office |
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|Auto parts |
|Dental equipment and supplies |
|Discontinued products (various) |
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|Boilers |
|Electrical equipment |
|Movie theatres |
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|Communication |
|Machinery and machinery parts |
|Retail stores |
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|Engine/turbines (excluding aircraft) |
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|Restaurant chains |
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|Epoxies and sealants |
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|Shopping centers |
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|Fire suppression system |
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|Windfarm operators |
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|Hardware and tools |
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|Machine shops |
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|Machinery equipment and parts |
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|Mechanical equipment |
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|Medical equipment and supplies |
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|Metal forgers |
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|Overhead cranes |
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|Pipeline (gas, water) |
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|Valves, gauges, flanges |
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|Wind turbines |
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|While we consider a broad range of risk, Individual Risk is not a market for manufacturers of flight-critical aircraft products, protective helmets, child safety,|
|pharmaceuticals, permanently invasive medical devices (within the body for more than 30 days), heavy chemicals or tobacco. |
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