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The outsiders chapter 9 pdf

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Chapter 3 - Ready to work Are you ready to start the journey to work but I don't know where to start? This chapter will cover: Start working incentives Your work team Chapter 3: Ready to work. Are you ready to start the journey to work, but don't you know where to start? Going to work is a great decision and we want to make sure you have the resources you need to succeed. This chapter will provide things to think about while starting your journey to work, review the work incentives available to support beneficiaries while going to work, and they introduce you to people, also known as your work team, which are available for Support you. Click on the right arrow to continue. Page 2 Once you have decided that you want to work, you have to decide what you want to do. What kind of work or hobby do you like? What are you enthusiastic about? What kind of work do you want now? What kind of work could you want 5 years now? Page 3 Chapter 3 - Ready to work the following questions can help you understand what you might need to prepare for the job: what kind of training or training could you need to achieve your goal? Will you need accommodation? SPECIAL EQUIPMENT? A job or special program? Do you have a location in mind or need help to find a job? Need help with your curriculum or interview skills? Need help to understand how work will affect your benefits? How do you think you go to work, it's important for you to understand what you need to be ready to work. The following questions can help you understand what you might need to prepare for your job: what kind of training or training could you need to achieve your goal? Will you need jobs in place? SPECIAL EQUIPMENT? A job or special program? Do you have a location in mind or need help to find a job? Need help with your curriculum or interview skills? Need help to understand how work will affect your benefits? Subsequently, we will talk about the services that could help you. Click on the right arrow to continue. Page 4 Now that you thought more about the work goals and what help you may need to reach them, it's time to select a service provider that can help you or the person you know who is interested in working to achieve these goals. The ticket program offers a network of service providers that can help you. The next slides will explain the differences between them to help you identify who could be the most useful for your particular situation. Business networks or ENS are private or public organizations that can help with career consultancy and assistance and assistance with work positioning, including the help of understanding how benefits can be influenced by work. The work networks of the workforce are in series that also make part of the public work force system of a state. The workforce becomes access to a wide range of employment support services, including training programs and special programs for young people in transitions and veterans. Professional rehabilitation or VR agencies, usually work with individuals who need more significant services. In some states, this includes intensive training, education and rehabilitation. They can also provide professional advice, the assistance of work positioning and the impact consultancy that the work can have on the benefits of social security disabilities. Work incentives planning and assistance, or WIPA projects, are organizations within your community that are authorized by social security to provide free benefits for advice of social security disabilities, to help you make informed choices at work. Protection and advocacy for social security beneficiaries or PABS defenders, represent eligible beneficiaries to remove obstacles to successful employment and will help you understand your rights regarding employment conditions. To learn more about what each service provider can offer, click on the icon of each supplier. If you have already familiar with the services provided, you can click Right arrow to continue learning how to find help. A work network (EN) is a private or public organization that is in contract with social security to provide free beneficiaries services under the ticket office. Some Ens provide services in local communities, through a state or more than states, and some national services serve beneficiaries on the Internet and by phone. All ENS provides career advice, work positioning and current support services. Some provide additional services, such as the advice of the advantages, so think about what your needs are as you are looking for a supplier that meets them. If you choose to work with a work network, it is important to choose one that will provide the services needed to support your work goals. Not all are provided provide the same services so that it is important to speak with as many ENS as possible to see what they have to offer before becoming one of their customers. The Ens workforce is ESS that also makes part of the public system of the workforce of a state. The workforce will provide access to a wide range of employment support services, including career planning, work cables and work positioning, current employment support, advantage consultancy , training programs and special programs for young people in transitions and veterans. You can also work with the State Professional Rehabilitation Agency (VR). VR agencies often provide more significant types of rehabilitation or training services compared to what can provide a work network. In some states, this includes intensive training, education and rehabilitation. They can also provide professional advice, job positioning assistance and advice on the effect that operation can have on your security benefits for social security. If you agree to take you to a customer, they work even with you to develop an individualized work plan (IPE) which can help you get a job. Many VR agency services end up about 90 days after starting to work. If you need support and services in progress after the VR agency closes your case, you can then work with an IT to continue your progress towards financial independence. WIPA projects can be partner on your path for use that help you determine if the job is right for you and how work can affect your benefits. Once you start working, WIPA projects can also provide information and support to help you make a successful transition to work and financial independence. Working with a wipe can help you: decide if the ticket work program is right for you. Understanding the positive potential of employment as a person who receives benefits for disabling social security, while dissipating myths on operation. Analyze how work and profits can affect your additional security income (SSI), insurance for disabled people on social security (SSDI), health care and other public benefits. Understanding services A State VR agency or a job network (it) can provide and how they could better adapt to your needs. It is important to know about the protection and defense of the administration of social security, or P & A, program, known as protection and advocacy for social security beneficiaries or PABS. Free to all those who receive a benefit of social security or Medicare or Medicaid based on the advantages of disabilities, the PABSS program helps SSI and SSDI beneficiaries remove obstacles that prevent them from working. Located in all 50 states, the territories of the United States and tribal nations, the supporters of PABSS will provide legal aid Advocacy and other services to assist you to set or reconquire your employment. This can include help with captivating decisions of the professional rehabilitation agency or employment networks, helping people with professional rehabilitation to get changes to vehicles so that they can drive, or a PABSS lawyer can help with questions related to medical derogues or At the Buy-in Medicaid and can help protect your rights related to the conditions of use. Page 5 After deciding if an IT or VR status is the IL Service provider for you, it is time to use the "Find" tool of the ticket program to locate service providers that are available to help you. You can also use the tool to find WIPA projects and PABSS organizations. The "Find Help" tool includes a guided search, through which you answer some questions to determine your availability for the program, and which type of service provider could be the best choice for you. You will then be provided with a personalized list of service providers, or you can search for postal code, or state, to find all the suppliers who serve your area or type the name of a service provider to find a specific one. It is important to remember that the list of Ens generated by the research may not have a nearby office. The good news is that they can still help! Many are working with their customers by phone or email, or can have a local office that is not listed in the directory. Make sure you give them a call to find out! Click on the right arrow to continue. Page 6 Chapter 3 - Work incentives Ready for work are special rules that allow you to: receive training for new skills improve the skills you have already pursued your education test different jobs to start a career acquire trust now that you know what you know what You want to do and how to find help to make it happen, it's time to know the security networks that are in place to provide support and how the earnings will influence your benefits for disabilities on social security. These social security networks are called incentives to work. Work incentives allow you to explore the job, while still receiving health care (Medicare and / or Medicaid) and cash benefits; They are designed to help you succeed! Work incentives offer you a security network so you can receive training for new skills, improve the skills you have already, pursue your education, test different jobs, start a career and gain confidence. The next pages will explain some of the work incentives that could be at your disposal depending on the type of benefit you receive. Click on the right arrow to continue. Page 7 If you receive SSI benefits, it is suitable for work incentives that include the exclusion of work income, the continuation of health care benefits, plan to reach Self Support (Pass), rapid reintegration and Protection of reintegration and protection from medical evaluations of continuous disability (or CDRs). Click on any of the icons above to learn more. Exclusion of income earned. Less than your earnings is counted by social security as work income, which could allow you to continue receiving SSI control during work. Student has achieved the exclusion of income. If you are less than 22 years old and participate in school regularly, you can exclude a portion of income earned a month while you work. The amount you can exclude changes annually. Continuation of health care benefits. After returning to work, in most cases Medicaid coverage can continue even if you don't receive a payment if your earnings and other incomes are too high. You still have to be disabled, satisfy all other SSI admissibility rules (including SSI resource test) and need Medicaid to work. Plan to reach Self Support or pass. If you receive SSI or become suitable for this, you might benefit from a PASS Plan, which allows you to set up other incomes as well as your SSI for a certain period of time, so you can pursue a of work. When social security calculates your payment amount SSI, they do not count the income you put aside with the passage plan. A passage plan can help you pay services to support self-employment, business equipment, transportation, inventory and other goods and services related to your work goal and have a written business plan. Accelerated reintegration. If your benefits stopped due to your highest gain level, but then you have to stop working due to your disability, you can request to have your restored advantages without having to complete a new application. This work work It is called ? ? ?,? ? "reinstabilita reintegration". To qualify it is necessary to request it within 5 years from the month your advantages stopped and your current disabilities must be the same or related to, your original disability. While the Social security Determines if they qualify for reintegration of the advantages, it is suitable for receiving temporary benefits for a maximum of six months and could be suitable for Medicare and / or Medicaid. Protection from continuous medical disability reviews (CDR). Social security will pay a medical CDR while you participate in the ticket program at work. The disability (irwes) business fees are the costs related to your disability that you need to do your job. IRWES must be charges you pay, not your insurance Sanitary or no one else. Keep receipts for all expenses that could be irwes. You must include them with your pay stub or other earning information when Bring your earnings to social security. Here are some details on IRWES to keep in mind: you need the service or article to work. You need the service or object because you have a disabled. You paid for this yourself and no one reimbursed you for the cost. You paid a reasonable price for this. You were working during the month you paid the shopping. It is possible to completely document the costs with receipts. Blind work expenses or BWE can be any expense needed to make you work. Unlike an IRWE, a BWE should not be correlated to your cecita or other medical condition. You must be suitable for additional safety income based on cecieta to use the BWE work incentive. Page 8 If you receive SSDI benefits, it is suitable for work incentives that include a period of test work, the continuation of health care benefits, the prolonged period of admissibility, plans to reach Self Support (Pass) , rapid reintegration and protection against medical indemnities (CDR). It is important to note that if you receive SSDI that SSI, you can use work incentives available in both programs described in the last two slides. Click on any of the icons above to learn more. Test work time. If you receive SSDI and earn gross wages, (ie, what is earned before taxes and other deductions a month) more than the test work level, or work more than 80 hours in autonomous occupation in a month, ? You can use what is called a month of service of the test work period. Working period of social security test allows you to earn any amount of earnings and continue to receive your full advantage in SSDI cash. This continues until you have used Nine Trial service service months months in any five-year runment period. Continuation of health care benefits. When the 9-month-test work period is over, if you continue to be suitable for the monthly Benefits, you will continue to be suitable for Medicare. If your money benefits stop because of your earnings from work, but stay disabled, you will continue to receive at least 93 consecutive months of part of Medicare A, without costs, and medicare part B and Medicare Part D, provided you are Registered and created premium payments. Prolonged period of suitability. After the work period ends, an SSDi beneficiary moves to what is known as the prolonged period of admissibility or EPE. During this three-year period, you will receive full cash benefits for months when your gross earnings are below the substantial lucrative activity, or SGA, level. It is also possible to earn potentially more than that amount, since some types of support or assistance that are received for At work can be deducted from the quantity used to determine SGA. Plan to reach Self Support or pass. A passage plan allows you to set aside other revenues in addition to your additional security incomes (SSI) and / or resources for a certain period of time, so you can pursue a job objective that will reduce or eliminate SSI or Social Security insurance Disability SSDi) Advantages you have currently received. For example, if you receive ssdi, wages or other income, you Put aside some of this money to pay the expenses for education, vocational training or startup of a company, as long as the expenses are linked to the achievement of your work goal. Accelerated reintegration. If your benefits stopped due to your highest gain level, but then you have to stop working due to your disability, you can request to have your restored advantages without having to complete a new application. This work incentive is called ? ? ?,? "reintegration of the epedited". To qualify it is necessary to request it within 5 years from the month your advantages stopped and your current disabilities must be the same or related to, your original disability. While social security determines whether they qualify for the reintegration of the advantages, it is suitable for receiving temporary benefits for a maximum of six months and could be suitable for Medicare and / or Medicaid. Protection from continuous medical disability or CDRS meetings. Social security will post a medical CDR while participating in the ticket program at work. Page 9 Chapter 3 - Control of knowledge Complete this knowledge control to continue. Please select any or all organizations that can help you on the way to work. You're right. A WIPA project, EN, VR and a PABS can help you travel to work. Click on the right arrow to continue. This is partially correct. A wipe, en, vr and a pabss can all help you along the journey to work. Click on the right arrow to continue. Page 10 Chapter 3 - Ready to work For more information about the program for the program for the work program calls the ticket to work the aid line: 1-866-968-7842 1-866-968-7842 1-866-968 -7842 1-866-968-7842 1-866-968-7842 1-866-968-7842 1-866-833-2967 (TTY) Email Our expert representatives to support @ ChooseWork .. If you are not yet sure, call the ticket to work aid line at 1-866-968-7842 for voice or 1-866-833-2967 for TTY to discuss your situation with one of our expert representatives or support for E-mail @ SCCOSEWORK. . Page 11 Chapter 4 - Getting a job Are you looking for work but you need help to find the right work? This chapter will cover: Preparation Help Recovery Network for Interviews Working Accommodations Chapter 4: Get a job. Looking for a job but you need help to find the right job? Finding the right job can take some time and want to make sure you have the resources you need to succeed. This chapter will provide an overview of some of the ways your work team can help you when searching for work, as well as networking, curriculum suggestions, interviews and work accommodations. Click on the right arrow to continue. Page 12 How many times have you heard the phrase ? ? ?,? "is not what you know, but who you know? When it comes to career success, knowing the right person or people can make a difference in bringing a work lead , scoring the interview and landing the right job. So you could ask you ? ? ?,? "Who are the right people to know? ?, ?,? "Is I meet them? ?, ?,?" The answer is through networking! There are many ways to build your network: First of all, it's up to your service provider network! Employment networks (ENS) and professional rehabilitation agencies (VR) work with many organizations and employers. Your service provider can help you connect with information and opportunities from their networks. Second, take advantage of your personal network. Your personal network includes all the members of your family, friends, neighbors, people with whom you worked and even casual knowledge. Start a list of people you know, and you will be surprised how fast That list. So start contacting those people! Let them know you are looking for a job. Be specific on what kind of work you are looking for and ask them if they have information or know anyone in a relevant field. We do not suppose that certain winning people are able to help. You may be surprised by what they know and the connections they might have. Finally, online network! Social media sites, such as LinkedIn and Plaxo are rendered specifically for the professional network. Basic subscription is generally free free These sites can help you grow and expand your professional network by linking potential employers, people know, people those connections know and so on. Now, Word of Attention: when you sign up for online social network sites, you are in a public domain. Unless you are able to put a filter on some of your information, nothing is private and can be difficult to delete once published. So share responsibly! Practice effective communications. Keep your friendly, but business-like conversations. You should be able to explain what you can bring to work and what you hope to get it. Consider the worries you have of your disability (if present) and the concerns you think others may have and how you will answer them. Write your goals, your strengths and plans to overcome obstacles. This makes you more credible when you talk to others. Keep your network. Keep your contacts informed about your efforts in job search through phone calls, e-mails or short handwritten notes. And always remember that your ultimate goal is to develop cooperative relationships. This means giving you how to receive. Make sure you send a thanksgiving note within 24 hours from a conversation, ask them their family, e-mail an article that you think can interest them and check periodically to see how they are doing. Tending the relationship through your job search and beyond, you will establish a strong network of people you can count for ideas, tips, feedback and support. Make sure you visit the resources incorporated in this training form for more detailed network suggestions. Click on the right arrow to continue. Page 13 Dictionary by merriam-webster? ? ?Dictionary of merriam-webster defines a curriculum simply as ? ? ?,? ?" summary? ? ?,? or ? ? ?,? ? "set of realitishments.?, ?,? However, when it comes to finding the right work, a curriculum should be given very considerate consideration. A curriculum provides an important opportunity to advertise and highlight your ability, experience, education and achievements, as well as the possibility of expressing your specific career goals. It is a first impression of potential employers. If updating your resume for a new career or writing a curriculum for the first time, here are some essential suggestions to keep in mind: choose a simple, clean format and organize the content easy to read summarize your education, experience and results In a way that highlights the best and most relevant results and skills concern experiences and skills to the work you are taking that it is to be clear, concise and try to read it to ensure that it is errors for further suggestions and ideas on how it creates A curriculum that stands out, visit the career curriculum guide with Forward Slash Resumeguide. A service provider can also be able to assist or coordinate the help with the curriculum writing. Click on the right arrow to continue. Page 14 The research and application of the work can take weeks or months. For anyone who passes through the work process of work, it is useful to have support, resources and a plan. An IT or a VR can coordinate or assist with research, application and job positioning process. However, you should take an active role in your job search. There are many websites specifically dedicated to helping people with disabilities to find employment. In search of the advice of experts by an IT or VR on the opportunities found on these sites can help reduce research. Interested in working for the federal government? Program an assumption is a process by which agencies They can visit employment for people with disabilities that qualify for vacancies. And Section 503 of the 1973 rehabilitation act requires that federal contractors and subcontractors take the affirmative action to recruit, employ, train and promote qualified individuals with disabilities. Veterans with disabilities can also check . This site is dedicated to serving the military community, including those with disabilities, from Access to industry leader employers through virtual career fairs and live video interview services. When applying to a job, adapt your curriculum to that job. Try to combine your experience and skills to the desired qualifications for work. A ticket to the business service provider can offer support and resources every step along the way! Click on the right arrow to continue. Page 15 Research and application of work may take weeks or months. For anyone who passes through the work process of work, it is useful to have support, resources and a plan. An IT or a VR can coordinate or assist with research, application and job positioning process. However, you should take an active role in your job search. A few days before the interview you should: brush your curriculum - you know how your qualifications refer to the location. Examine how your knowledge, ability and character traits will help you succeed in the position. Take note of your passed and prepared successes to describe your work experience in detail. When answering the interviewer's questions, put yourself in their shoes. Ask yourself: "What would I like to know about this person I'm interviewing for this job?" Discover the opportunity - search for the company and location, so you will be ready to discuss how your experience and qualifications refer to the general mission of the position and society. When searching for opportunities, questions from Jot Down as you think of them. Entering the interview with thoughtful questions shows that you did your homework and you are taking the opportunity seriously. Review the company's website, social media or social networking sites and internet search for information and news on society. Decide to reveal your disability - you would like to consider if you are going to reveal your disability in the interview. Finally, practice! - Do you think you're ready? Plan a fake interview with a friend, a family member or your service provider so you can practice your abilities and answers and polish delivery before meeting potential employers. Click on the right arrow to continue. Page 16 Disclosure is a choice you can say to another person or organization on your disabled. Every work researcher with disabilities faces the same decision: "Should I or should I reveal my disabled?" This decision can be framed differently depending on whether you have a visible disabilities or a disability not visible. Ultimately, the decision to divulge or not entirely to you. There is no absolute requirement to share your disabled. In fact, it will be different for everyone. For example, if you have an apparent disability, it is often advantageous to deal with the way you expect to perform jobs required by work. This can affirm the employer who is suitable for the location. Generally, if you choose to reveal, it is very useful to share the following: General information about your disability; Because you're disclosing your disabled people; How could your disability affect the performance of work tasks; Types of accommodation that have worked for you in the past; and types of accommodation that require need at work; There is no "right" or place to reveal your disability. Select a confidential place to disclose and allow enough time for the person to ask questions. Do not focus on the limits of your disabled. You should weigh the pros and cons of disclosure at every point in your job search, recruitment and process of recruitment and make the decision to discuss your disabled when it is appropriate for you. To help in your decision to reveal, you can read more information Link provided on this screen. We also discuss certain provisions of Americans with disastronime (ADA) on the subsequent slide. Click on the right arrow to continue. Page 17 You know that people with disabilities that revealed theirs At their employer, reasonable accommodations are guaranteed by their employers entitled I of the Americans with disabilities Act? A half accompanying way by adapting the functions of the work or work site for a qualified person with disability, to allow the individual to enjoy equal work opportunities. An employer can modify the work site or the work; Both are considered accommodation. Examples of an employer's facilities could make it include: making existing structures accessible, such as building a ramp or expansion of a door. Allowing flexible working hours, such as part-time or modified hours. Regular or modify the tests, the formation of materials or policies. Providing readers and interpreters. Acquire or modify equipment. Reassignment of an individual to a vacant position for which the employee is qualified. It is important to remember that what employers do to host an employee with a disability can vary from employer employer and individual to individual. If you need help to determine how to discuss and receive job accommodations, consider these resources: at service providers a lot of ENS and VRS offer assistance in discussing and organizing job accommodations with a employer. JOB Accommodations Network (GEN) ? ? Jan is an organization that offers advice and support in the organization of job accommodation between employers and employees. ADAA S Employment Guide Learn more about the advantages, support and protection offered by the Americans With Disabilities Act. Click the right arrow to continue. Page 18 The ability to become - and stay - motivated during a job search is one of the most critical skills for all those looking for employment. If you are looking for work, it's important to keep energy and motivation. Here? ? s A list of suggestions that can help you stay on track! Be patients and realistic about time lapse job search ? ? Dona t expect to land a job offer within a few days. The process takes time, and the maintenance of a realistic vision on the line can help the time prevent you from discouraging yourself. Believe in yourself a confidence maintenance not only helps you stay motivated, it helps in interviews! Fix objectives by setting realistic and achievable goals, you can keep the momentum forward and feel successful to make progress. For example, you can set a personal goal to apply for at least one job and participate in a networking event every week. Use and build the network ? ? We have already discussed the importance of networking. While looking for occupation, you should continually build the network and stay in frequent contact with family and friends, service providers and all those who can contribute to open doors for new job opportunities. Continue to build your curriculum - use this time to follow a volunteer training, education or experience. It shows the ambition and improve your curriculum! Click on the right arrow to continue. Page 19 Each job seeker with a disability is facing the same decision: "Do I have to or should I reveal my disabled?" This decision can be framed differently depending on whether you have a visible disabilities or a disability not visible. Ultimately, the decision to reveal is entirely to you. Page 20 A half accommodations? ? reasonable adapting the functions of the work or work site for a qualified person with disabilities to allow the individual to enjoy equal work opportunities. Page 21 Chapter 4 - Get a job to learn more The Ticket to Work Program Call Ticket To Work Help Line: 1-866-968-7842 1-866-833-2967 (TTY) Transmits our informed representatives to Support @ choosework .. If you are not yet sure, call the ticket to work aid line at 1-866-968-7842 for voice or 1-866-833-2967 for TTY to discuss your situation with one of our expert representatives or support for E-mail @ SCCOSEWORK. . Page 22 Are you working on and need help to understand the requirements for wage reporting and avoid excess payments? This chapter will cover: Start Start Manage your money reporting and preventing advance payments for the realization of progress sharing progress partnerships of success Plus Page 23 Ensuring a job is a big problem! Having a job is something to be proud of and a great result on the path of financial independence. However, the transition to employment can sometimes be challenging, especially if you have not worked for a while or perhaps even before. Here are some suggestions on how to succeed in a new job. It is common to be excited, but a little nervous in the first day of a new job. During the first days, you could have many new information to absorb, so it's a good idea to prepare. Prepare some early decisions will help you be more relaxed and ready. These suggestions can help relieve the transition to work even before starting a new job. Before the first day of work: plan on how you arrive and work. Make a practice run to know the models and mass or mass transit times. Put together all the supplies that may be needed, like a pen to fill out modules. Decide what to wear and distinguish clothes the night before. This will save time in the morning. If you are not sure what to wear, check first with the employer to find out if there is a clothing code. Prepare for lunch or other meals. Are there nearby places to buy lunch or is the best option from home? Read our Choose the workplace Blog post ? ? ?,? "Protected eating habits can benefit from work" located at chooseework. ahead slash healthy eating for some additional tips. Get a good night, they sleep in the evening before the first day to get enough energy in the morning. During the first week: keep an open mind and be ready to work and learn. Take note of important information during training. Listen carefully and ask questions. When assigned an activity, be clear on what awaited to successfully complete the task. It is important to ask questions to be sure to understand the allocation from the beginning. When they meet new collaborators, use their names in the conversation to help them remember them fastest. Plan a meeting with your supervisor to clarify your role and responsibility and learn about the preferences and expectations of the supervisor. If appropriate, create a professional development plan with clear goals and goals on what you need to learn and the skills you should develop. Ask Information about the "command chain" and find out where to go help or information Establish a "delhelp? ? ?,? work network. After better understanding the organization, it is important to build work relationships to increase your successful possibilities. Know who can help you with a problem, answer a question or a pitch-in when needed. Determines if you need further accommodation. Visit the work housing network (Jan) in for free, expert and reserved guide on Workplace accommodations and disability employment problems. Meeting new people and get new information will make your first day with zip. After the first day of work, you might feel overwhelmed. The good news is that the first day only one happens one time! Every day your routine should become easier and more understandable, and the opportunities will begin to emerge to start building your career. Click on the arrow D Extra to continue. Now you're working on, the journey to financial independence is in full swing! A key to making that journey a success is to know the basics of personal finance. Basic financial literacy not only improves your financial health, but it can Even your general health. Money can often be a source of stress, so it is important to start taking control of your finances today. To learn how to take control of your finances and build a financially independent future, you must first understand the money you will receive from work. Have a detailed conversation with your employer's human resources team and / or your supervisor to learn the details of when you will be paid, how much you will be House after taxes and what options are available for retirement savings. Once you have understood your financial options, visit . is the US government website dedicated to the teaching of all Americans the basics of personal financial management. The site can help you prepare for life events that can affect your finances. Examples of life events include wedding, births, buying a house, losing a job or retirement. You can also find information focused on your personal status (for example, if you are a student or a parent). Take a look at the money management tools, such as worksheets for creating a home budget and a financial saving calculator to start! For more suggestions for money management, visit the ticket to work on the blog series money Monday: your journey towards financial independence. Created to teach and inspire, the Blog series provides detailed information on money management to help you achieve financial independence. Click on the right arrow to continue. Page 25 Excessive payment occurs when social security pays any more beneficial than they should be paid. This usually happens when a person does not report to social security or fails to report in a timely manner, a change in the living situation, in the marital status, the state of work or the amount of income received. Excess payments can be stressful, but they are avoidable! Learning on which changes, income and events must be reported, when they need to be reported and the best way to signal them can protect you from an excess payment situation. Here are some steps you can undertake to protect your earnings avoiding excess payments: actively safeguard your earnings while maintaining the updated information with the social security report when you start and stop working and if your hours or payment rate of the Report You have a change of life agreements or your resources, such as buying a car, opening a new bank account or adding an existing one. If you receive an additional security income (SSI), you can report your earnings using the SSI Social Security Telephone Reporting System or the SSI mobile wage reporting system. Click on the right arrow to continue. Page 26 We hope you're enjoying making more money! Working, it is likely that you are reaching as social security calls ? ? ?,? ? "Progress in maximum" to a work goal. Social security considers timely progress towards financial independence when showing being able To work at levels that will reduce their dependence on the benefits of disabilities on social security. The service provider of the ticket of the ticket program should have discussed timely progress during the development of the individual work plan (IWP). If it was about a Year from when the development of your IWP, then it's time for your first punctual review of progress or TPR. In exchange for your participation in the ticket program, social security renounces the requirement of going through a medical review for continuous disability , or CoR, as long as you are making progress towards an employment objective in the amount of time established by social security the. Every 12 months after assigning a ticket for an AN or VR State Agency, social security must decide if an individual is making expected progress towards their professional goal. Social security will examine the documentation from the service provider to verify timely progress and can also ask for documentation. Similar to excess payments, it is Maintain good earnings, transcripts or certificates of completion for training or sole classes or other progress tests based on IWP. Make sure you understand your IWP and continue to work for timely progress, keeping progress records along the way! If you have problems reaching your goals, ask your ticket to the work service provider as they can help! Click on the right arrow to continue. Continues. Continues.

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