MORRIS BANK NAMED TO SNL FINANCIAL TOP 100 BEST PERFORMING COMMUNITY BANKS

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MORRIS BANK NAMED TO SNL FINANCIAL TOP 100 BEST PERFORMING COMMUNITY BANKS

MORRIS BANK RANKED #81 ON NATIONAL LIST OF COMMUNITY BANKS

Dublin, GA ? April, 2015 ? Dublin-based Morris Bank was named to the SNL Financial Top 100 Best Performing Community Banks in the United States. Morris Bank ranked #81 out of nearly 4,000 banks eligible for the recognition.

"It was a very good year by any standards. Morris Bank has a strong executive team, an engaged board of directors, and talented employees that make banking easy for our customers," said President and CEO Spence Mullis. He added, "The recipe has served us well since 1954, and we are proud to be ranked one of the top community banks in the country."

For this category, SNL Financial considered community banks with assets between $500 million and $5 billion and with 60 or fewer offices. Additionally, at least one-third of the bank's balance sheets must be composed of loans, less than half of which can be attributable to credit card lending. Banks must be well-capitalized based on 2014 regulatory standards, and no more than half of revenue can come from non-traditional banking activities. This year nearly 4,000 institutions met all requirements to be ranked.

Rankings were based on a composite score of key financial performance metrics for the 12-month period ending December 31, 2014. Six metrics included return on average tangible assets before tax, net charge-off ratios, adjusted Texas ratio, efficiency ratio, net interest margin and loan growth.

SNL Financial recognized the 2014 best performing banks at the fourth annual Community Bankers Conference in April. The conference featured community bankers and advisors from across the country sharing operational and financial strategy best practices. Executive Vice President Susan Brandon represented Morris Bank at the awards ceremony.

About Morris Bank Morris Bank is a community bank rooted in Middle Georgia with branches in Dublin, Gordon and Gray. In an ever changing banking environment, Morris Bank still takes a common-sense approach and leverages practical financial solutions. Decisions have been made locally since 1954, and the Morris Bank team is ready to make banking easy for you. For more information, visit . Member FDIC.

About SNL Financial SNL Financial is a leading provider of financial information on more than 6,500 public companies and 50,000 private companies in the business sectors critical to the global economy: Banking, Financial Services, Insurance, Real Estate, Energy, Metals & Mining, and Media & Communications. The SNL information service integrates breaking news, comprehensive data and expert analysis into an electronic database available online and updated around the clock. For more information, visit .

Photos included.

Media Contact Kate H. Allgood CMO Insights, LLC kate@cmo- 478-278-4595

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