FUND FACTS SHEET - Golden Opportunities – Investment Fund
[Pages:2]New Address Original Current Tax Credit Tax Credit
FUND FACTS SHEET Make the most of the 30% tax credit1 available on an investment in Golden Opportunities Fund shares by using top investment strategies:
Back Office: Prometa Fund Support Services Inc. Unit 220 ? 155 Carlton Street | Winnipeg, MB R3C 3H8 | Phone: 1-866-261-5686 | Fax: 1-866-585-5657 Email: goldenopportunities@prometa.ca
Corporate Head Office: Suite 830, 410-22nd Street East | Saskatoon, SK, S7K 5T6 | Phone: (306) 652-5557 Email: info@goldenopportunities.ca | goldenopportunities.ca
Who is this Fund for?
Investors who: ? Are seeking a tax efficient investment in a diversified portfolio focused on local, small and medium-sized companies ? Are able to invest for a longer term and are comfortable with the Fund's 8-year tax credit clawback period ? Understand the value of their investment may fluctuate over time and are able to tolerate volatility
Before you invest in any Fund you should consider how it fits with your investment portfolio and your tolerance for risk.
How risky is it?
When you invest in a Fund the value of your investments can go down as well as up.The Fund does not have any guarantees and is subject to risk factors.You may not get back the amount of money you invest. For a description of specific risks see the Fund's Prospectus.
What if I change my mind?
Under the securities law, you have the right to: ? Withdraw from an agreement to buy mutual fund units within two days after you receive a Prospectus, or ? Cancel your purchase within 48 hours after you receive confirmation of the purchase.
A Word About Tax Golden Opportunities Fund investors receive a 10% Federal tax credit, a 20% Provincial tax credit, PLUS regular RRSP Savings.
$5,000 Golden Opportunities Fund investment:
Currently, 30% in tax credits apply to 2015 tax filings and 25% in tax credits apply to 2016 tax filings.
The recently elected Federal Liberal Government announced its intention to reinstate the tax credit in full.
Federal
LSVCC Tax Credit Rate
Provincial
LSVCC Tax Credit Rate
Total LSVCC
Tax Credit Rate for LSVCCs
10% + 20% = 30%
15% + 20% = 35%
*Example assumes a marginal tax bracket of 44% (a minimum taxable income of $138,587) and a $5,000 RRSP investment. The 30% tax credit is available on investments up to $5,000 annually.
How much does it cost?
The following tables show the fees and expenses you could pay to buy, own and sell Golden Opportunities Fund Inc.
1. Sales Charges
What you pay
How it works
In percent (%)
In dollars ($)
Deferred Sales Charges
If you sell within:
1 year of buying 8% 2 years of buying 7% 3 years of buying 6% 4 years of buying 5% 5 years of buying 4% 6 years of buying 3% 7 years of buying 2% 8 years of buying 0%
$0 to $80 on ? This deferred sales charge
every $1,000 is calculated on, and
you sell
deducted from the value
of your investment when
you sell in the first 8 years.
? When you purchase the
Fund, your representative's
firm will receive a
commission of 6%. Any
deferred sales charge
goes to the Fund.
2. Fund Expenses
? You do not pay these expenses directly, they affect you because they reduce the Fund's returns. As of the Fund's August 31, 2015
Annual Report, the Fund's expenses were as follows: ? Golden Opportunities' MERs reflect the additional cost
in actively managing a Fund portfolio of primarily private
Annual Rate (as a % of the Fund's value) Class A Class i Class R
companies, and a retail offering of a relatively smaller Mutual Fund sold through a diverse brokerage network.
Management Expense Ratio (MER) (excluding the IPA and estimated contingent IPA)
4.90%
5.05%
5.23%
? Trailing Commission is an ongoing Commission paid to the dealer for as long as you own the Fund for the services and Management Expense Ratio (MER)
7.31%
6.00%
7.72%
advice that you receive. It is paid by the Fund and is based Trading Expense Ratio (TER)
.01%
0%
0%
on the value of your investment.
3. Other Fees ? There are no transaction-based fees (ie.switches) associated
with Golden Opportunities Fund Inc. ? Tax Credits will be clawed-back if you sell your investment
within 8 years of purchasing it. The Fund is required to withhold the tax credits you received when you purchased the Fund and remit this amount to the Provincial and Federal Governments.
Trailing Commission
In percent (%)
In dollars ($)
0.5% a year of the value of your investments paid quarterly
$5 each year on every $1,000 of value
Managed by Saskatchewan's largest venture capital and private equity Fund Manager ? ranked as Top 10 Most Active Private Equity Investors in Canada! **
**Canadian Venture Capital & Private Equity Association, First Half of 2015
FUND FACTS SHEET Make the most of the 30% tax credit1 available on an investment in Golden Opportunities Fund shares by using top investment strategies:
SOLD OUT AGAIN with 28,000 Shareholders now invested in the Fund! TOP PERFORMING provincial Retail Venture Capital (RVC) Fund share class in Saskatchewan!+ COMMITTED over $49 million to strategic Saskatchewan growth companies in scal 2015!
Quick Facts
Fund Code(s):
Launch Date:
Total NAV:
Fund Manager:
Minimum Initial Investment:
GOF 501 March 1, 1999
$262.8M
GOF 503 January 9, 2009
$20.9M Westcap Mgt. Ltd.
$25.00 (pre-authorized or payroll contributions) / $250.00 (lump sum)
GOF 505 January 4, 2013
$7.5M
What does the Fund invest In? The chart below gives you a snapshot of the Fund's investments, these will change. Golden Opportunities Fund offers the choice of three share classes, each of which has a unique value proposition designed to meet investor preferences while providing a 30% tax credit.
Top Portfolio Holdings
Top 10 Holdings* Warman Home Centre LP Golden Health Care Inc. Prairie Plant Systems Inc. Anegada Enrgy Corp. Field Exploration LP Phenomenome Discoveries Inc. Credence Resources LP Dyna Holdings LP Western Building Centres Limited Prairie Meats LP
Portfolio Holdings** Dyna Holdings LP Solido Design Automation Inc. Prairie Plant Systems Inc. Superior Group of Companies Yolbolsum Canada Inc. Phenomenome Discoveries Inc. Med-Life Discoveries LP MATRRIX Energy Technologies Inc.
Portfolio Holdings** Anegada Energy Corp. Credence Resources LP Credence Resources II LP Field Exploration LP Avalon Oil & Gas Ltd. Villanova 4 Oil Corp. Millennium Stimulation Services Ltd. Lex Energy Partners LP
Investment Mix
Fund Performance
TOP PERFORMING provincial RVC share class in Saskatchewan!+
1 Year 3 Year 5 Year 10 Year 2.10% 4.66% 2.26% 0.67%
All of the UPSIDE GROWTH plus loss protection!***
1 Year 3 Year 5 Year Since Inception 0.38% 1.66% 1.06% 0.91%
RESOURCE PORTFOLIO focused on light oil opportunities!
1 Year Since Inception 2.80% 1.80%
+Class A-share, based on 3 year returns as at September 30, 2015 per .
*Based on invested capital in the Fund's 4 pillars of focus and fair value as at September 25, 2015.
**Based on fair value as at September 25, 2015.
***See Prospectus under"Investment Objectives"for more important information.
SOLD BY PROSPECTUS ONLY. Please read the Prospectus, which contains important detailed information, before investing. A free copy is available from your Financial Advisor or the Principal Distributor, National Bank Financial
Inc., a Member of the Canadian Investor Protection Fund, at info.. Commissions, trailing commissions, management fees and expenses all may be associated with Retail Venture Capital (RVC) Fund investments
which may not be suitable for all investors. The indicated rates of return are the historical annual compounded total returns including changes in share value and reinvestment of all dividends and do not take into account sales,
redemption, distribution or optional charges or income taxes payable by any security holder that would have reduced returns. RVCs are not guaranteed, their values change frequently and past performance may not be repeated.
Tax credits are available to eligible investors on investments up to $5,000 annually, provided that the shares are held for at least eight years from the date of purchase. Redemption restrictions may apply. The recently elected
Federal Liberal Government announced its intention to reinstate the tax credit in full. Currently, 30% in tax credits apply to your 2015 income tax filing and 25% in tax credits apply to your
2016 income tax filing. October 2015
_Client Acknowledgement
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