One possible discrepancy lies in the source of the data
The NMN surveys about 100 largest mortgage originators each quarter since 1998. Their reported total market share is near 85 percent, according to the latest survey as of the fourth quarter of 2004. ... by total origination volume summed across the 60-95 lenders that report their refinance originations from the list of top 100 lenders in ... ................
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