Personal Management Merit Badge - Scoutworks
Personal Management Merit Badge
Eagle Required
Produced by: Scoutworks
scoutworks.
May 2016
What You Need to Complete this Merit Badge
Required
Click on the link for instructions on how to fill it out
Highly Recommended
Blue Card (from your Scoutmaster)
Merit Badge Counselor
Personal Management Pamphlet (from the troop library or the scout store)
Personal Management Workbook (free just click on the link)
The Merit Badge Pamphlet & Workbook
IMPORTANT NOTES!
1. This presentation DOES NOT replace the Merit Badge Pamphlet. You should
Read the Merit Badge Pamphlet
2. The Merit Badge workbook can help you complete your requirements but you still should
Read the Merit Badge Pamphlet.
The work space provided for each requirement in the workbook should be used to make notes for discussing each item with your counselor, not for providing full and complete answers.
3. You must do each requirement to earn the Merit Badge.
What is Personal Management?
? Taking control of your own life ? Making good decisions ? Responsible for your own successes ? Responsible for your own mistakes. ? Managing yourself & managing your money
Managing Your Money
? No matter how much money you earn, you will need to manage it on a consistent basis. ? People today do not stay at one job for their lifetime. ? Short Term and Long Term Goals need to be set. ? A balance is needed in earning, spending and saving ? When buying an item, you need to reduce expenses in other areas ? Money is a major part of life, it affects your family's well being, however it should not
be everything.
Smart Shopper
? Research the item they want to buy ? Watch for sales. ? Comparison Shop. ? Use Advertisements. ? Consider Alternatives. ? Use Consumer Buying Guides. ? Use the internet to check prices.
Research The Item You Want
Products Features
? What can you live with or without. ? More features, more money!
Quality
? Paying more, will it last longer. ? Look for comparable quality for less money.
Opinions From Others
? Talk with people who own one already. ? How do they like it? ? What did they pay?
Buy It On Sale!
? Look for stores who have sales/specials on items
? Clearance Items ? Seasonal Sales ? Promotional Sales New Items ? Blemished Goods...........special in store discounts
? Buy second hand? Usually large discounts.
? Flea Markets ? Garage Sales/ Yard Sales ? Swap Meets
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