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English 1001Assignment Two Rough DraftDeZyre WashingtonAnnotated BibliographyHyun, Eleanor. “Dear High School Seniors, Applying to College is the Easy Part.” Daily Beast, 1 Nov. 2015. Hyun states her personal experience during her first year of college. She speaks of observations that dealt with students having an emotional breakdown. Students go to college thinking they’re “smart”, but they come into realization once they experience college classes. Getting into college is the next step in growing up, and typically not “making it.” She believes we need to reassess how we think about intelligence. College is for people that are striving to become smarter.Hyun keeps this article going with her opinions about college. She shares personal experiences and observations. She focuses on psychological issues that she’s relates to the college students. Reading this shows we are not as prepared as we think, we can breakdown at any given time.I chose this article because it goes with the mental aspect of students. How will we, as young adults, adjust to college? Can we really prepare ourselves for the next move? We are unable to gain confidence in ourselves without the correct preparation and guidance. I believe there should be a mandatory college/transition class for seniors to become more prepared for what’s after high school. If we change the way we think about college and the amount of intelligence we “need”, we would be more comfortable. We are often warned about the crazy amount of schoolwork and how college is different from high school. There aren’t many people that give good inputs or opinions of college. “College Enrollment and Work Activity of Recent High School and College Graduates Summary.” U.S. Bureau of Labor Statistics, U.S. Bureau of Labor Statistics, 26 Apr. rmation from this article is collected monthly in the Current Population Survey (CPS), a nationwide survey. They gather information from recent high school graduates age 16-24 and recent degree recipients age 20-29. Proceeded to include data from October 2018. About 2.2 (69.1%) million students enrolled in college after high school. The rate increased by 2.4% from the survey from 2017. Full-time students were less likely to be in the labor force than part-time students. High school graduates that were not enrolled in college in the fall of 2018 had an employment rate of 74%. About 810,000 (72.3%) adults who earned their bachelor’s degree were employed. Adults that earned an advanced degree (master’s, professional, or doctoral) were more likely to be employed than those that earned a bachelor’s degree. The survey being nationwide brings a broader outcome. It also focuses on the people that are graduated from high school or college. I find this survey reliable because it happens monthly, and the recipients are close to age; only a 13-year difference.The number of students that enroll in college is high, but there are still drop outs. My biggest fear is going to college, to spend a bunch of money, only to figure out my career is no longer in demand. I also wanted to use this article to compare the students that graduate and go to college to those who go into the work force. I understand that some students don’t come from a wealthy family, or a family that doesn’t have graduate degrees.Goldy-Brown, Sarah. “Student Loan Debt Statistics.” Student Debt Relief, 9 May 2019.Goldy-Brown says, “College tuition prices are skyrocketing, but students continue to enroll.” Most students are left with no choice but to borrow money to pay for school. According to the U.S. Federal Reserve, borrowers owe a cumulative $1.569 trillion of student loan debt. Everyone knows student debt is a problem, but students want an education. Student loan debt is now higher than credit card and auto loans. Student debt continues to increase but students are starting to borrow less. The amount for borrowing is declining because of the student enrollment is decreasing. Apparently, student and parents are looking for other ways to afford their education. Master’s degree students hold a lot of debt and private colleges pay almost three times more than a public university. Senior citizens are a great example of the lengthy burden for repaying student loans.Goldy-Brown explains how student debt is a problem and how it has increased overtime. However, the number of borrowers is decreasing. People are starting to swift away from the idea of college, maybe considering the cost. Even though college is expensive, she still believes it is worth it. It isn’t something everyone can afford, but people should be careful with their numbers. Student debt is a huge problem for many people. The article states how it affects senior citizens, which shows that repaying loans can practically take up a lifetime. Why does something that last roughly 4-6 years cost us the rest of our lives? Will college ever be more affordable? This problem needs to be resolved because soon a lot of jobs will be in demand. I say this only because people are not considering college. That leads to people not studying what is needed and going to the workforce. Most of the “serious” jobs require studying.Leal, Fermin. “Survey: Most High School Students Feel Unprepared for College, Careers.” EdSource, 30 July 2015.Fewer than half of high school students feel like they’re ready for college and careers; although it remains a top goal for students. A survey conducted by YouthTruth for College and Career Readiness found that only 45% of students feel positive about their college and career readiness. 87% of the students want to earn a college degree, but many believe their schools aren’t helping them develop the skills they need to succeed. 56% believed the schools helped them understand steps to take to apply to college. 46% said schools helped them figure out careers that matched their interests. The participating schools for this survey represent high schools in the country from different racial and socioeconomic backgrounds.Surveys are a great way to narrow down opinions. This survey was constructed well because it got answers from students across the country. This shows that students struggle with being prepared for college and career readiness everywhere.If this study shows schools aren’t helping students be prepared for college, then what will? What are the schools going to do to change it? It is not only a problem amongst the school, but students and parents need to come together to find a solution. No one wants to be worried or nervous about a situation, and this seems like an easy fix to me. We need a basic life skills class to help mold the students into better individuals. It’ll give young adults one less thing to worry about.Shannon, Joel. “This High School Taught ‘Adulting’ for a Day: How to Cook, Do Resumes, Taxes and More.” USA Today, 16 Dec. 2018.A Kentucky high school, Bullitt Central High School, held a conference for seniors to learn “adulting” skills. It taught them basic life skills that they may not have learned at home or in classes. They learned about finances, resumes, and other essential skills. The students had 11 options to choose from. There has been a trend of millennials wanting a class to learn basic life skills. Some young people leave home and graduate without having the knowledge of these skills.This was a short article, but it has been a trend going around for millennials. It shows how skills should be a necessity for students before they transition and graduate. Not many can learn basic skills at home.I think it’s a brilliant idea to have a basic life skills class for students. This article goes well with my topic because young adults often graduate with little knowledge about adulting. They are usually thrown out into the world without real preparation. Then, that’s when the feeling of being lost comes into the pictures. They want to ask for help, but where to start?“Many Millennials Expect to Spend Decades Paying for College.” Morning Edition, 10 Apr. 2014. MORNING EDITION asked young adults (millennials) to talk about their biggest worries. Almost two-thirds of them said it had to do with college debt. Student loan debt is bigger than credit card debt in this country. They continued to interview people that are paying for college. Amber Michael, Emily Garvey, and Jen McGarvey responded, and they were asked how much they owe in student loans. Michael, a federal contractor, said she owes $92,000, at first it was $116,000. She didn’t notice how fast it was accumulating with 12 different loan payments and interest adding up together. Luckily, she has a job to pay her bills, even though it is stressful to think about. Michael continues to say the loans hold her back from getting married and having kids, she wants to be in a better financial situation. It’ll take her 34 years to repay loans, but she hopes for 15-20 years. Garvey, a Web editor, owes about $18,000 coming from a total of $35,000. Garvey thinks the student loan process if good for a lot of people, but 18-20-year-old students are left with making big decisions. She plans on paying off her loans in 5 years, but they said it’ll take 12 years. McGarvey, works in marketing, started off at a community college, then transferred to a four-year program; leaving her with a total of $120,000 for loans. She didn’t have much help from her parents or scholarships. She has a great job, but her loan will take up to 30 years to repay. The audio focused on three women speaking about how long it’ll take to repay their loans. Some had the help scholarships or private loans. Loans are of a serious matter, and sadly, we can’t just ignore them. We, as young adults, are left with a decision to make that deals with big money. Then, we can be left with a huge burden on us. But, we have no choice, unless you’re lucky enough to have parents’ that saved up for your college experience.Growing up is a part of life, but it’s a big rush once we are in college. We are thrown out into the real world without real preparation. Seriously, who actually saves up for college while they’re in high school? As teens, we like to hang out with friends and spend our money elsewhere. So, who in their right mind thinks we’ll have THOUSANDS of dollars to spend for college? It does not make any sense.“Graduating Into Debt.” Video Collection, 11 May 2012. This video is Graduating into Debt. It is focusing on a college graduates that speaks about the amount of debt they owe. Dana Coreko works three jobs to help support herself and repay loans. Rachel Brawn didn’t qualify for financial aid. She had to take our private loans. Rachel can’t afford to purchase items, she mostly uses her money on loans. Amanda Susan Stein wanted to have an RV for supported living, so she doesn’t have to worry about bills. At the end of the video, Dana states going to college wasn’t worth it and she felt like she could have taught herself for what she learned instead.The videos gave inputs on being in debt after college from three different graduates. One has a daughter and she has to work three jobs in order to support herself. All of them show that they don’t have money left over for themselves, considering how much their payments for loans are. I chose this video because it shows the amount of stress loans can put on you. The ladies in the video didn’t find a job for their major, so they had to get jobs in retail or restaurants. Their work didn’t match their cost of living. We go to college expecting to graduate and go into our careers. Also, the cost of college is ridiculous. We are left with no choice but to take out loans.“Buried In Debt, Young People Find Dreams Elusive.” Weekend Edition Saturday, 30 June 2012. Michelle Holshue’s dream was to serve those in need. In 2007, she applied to nursing school at the University of Pennsylvania. For some time, she was an Ivy League grad with food stamps and on unemployment. She learned to cook on a tight budget. She’s held several jobs and moved for a one-year fellowship at a public health association in Washington D.C. Apparently, she is doing better than her parents. She made more money than her parents have made after decades of working. She believed she would be constrained for decades because of student loan debt. She had about 20 different loans, totaling $140,000, for her bachelor’s and nursing degrees. She had a payment of $1,100, nearly as much as her rent. She had to buy in bulk, and sometimes put food on her credit card. Living the dream was hard, and it wasn’t supposed to be hard. Cliff Zukin of Rutgers University surveys graduates between 2006-2011 and found out that more than half of them believe they won’t be as successful as older generations. Holshue expects to be paying off her student loans until 2034; she’ll be in her 50s. Holshue believes she won’t be owning a home or be able to afford children. She doesn’t regret her career choices.Holshue is like any other person that goes to college to pursue their dream. What she got in return was not what she expected. Although she seems optimistic in this audio, there’s still some disappoint. We go to college expecting one thing and get the other. We are forced to make a living of sacrifice.It costed $140,000 for Holshue’s bachelor and nursing degree. Her monthly payment for loans was $1,100. If we go to college for years expecting to come out with a career, why doesn’t it always happen? Who comes up with the prices we have to pay to attend school? Where does the money go exactly? I think for the price we pay, we should be promised with a job that will give us enough money to pay off loans and have extra for ourselves!Work CitedHyun, Eleanor. “Dear High School Seniors, Applying to College is the Easy Part.” Daily Beast, 1 Nov. 2015. Opposing Viewpoints in Context, . Accessed 3 June 2019.“College Enrollment and Work Activity of Recent High School and College Graduates Summary.” U.S. Bureau of Labor Statistics, U.S. Bureau of Labor Statistics, 26 Apr. 2019, , Sarah. “Student Loan Debt Statistics.” Student Debt Relief, 9 May 2019, , Fermin. “Survey: Most High School Students Feel Unprepared for College, Careers.” EdSource, 30 July 2015, 2015/survey-most-high-school-students-feel-unprepared-for-college-careers/83752.Shannon, Joel. “This High School Taught ‘Adulting’ for a Day: How to Cook, Do Resumes, Taxes and More.” USA Today, 16 Dec. 2018, .“Many Millennials Expect To Spend Decades Paying For College.” Morning Edition, 10 Apr. 2014. Opposing Viewpoints in Context, . Accessed 7June 2019.“Graduating Into Debt.” Video Collection, 11 May 2012. Opposing Viewpoints in Context, . Accessed 7 June 2019.“Buried In Debt, Young People Find Dreams Elusive.” Weekend Edition Saturday, 30 June 2012. Opposing Viewpoints in Context, . Accessed 7June 2019. ................
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