Certificate of Deposit Truth in Savings Rate Schedule
Certificate of Deposit Truth in Savings Rate Schedule
Regular, IRA, Roth IRA, and Coverdell Education Savings (CESA)
APY = Annual Percentage Yield
Minimum Opening Balance
$1,000
$100,000
Account Term
3 Month
Not available for IRA or CESA
6 Month
Not available for CESA
12 Month
Interest Rate
0.05% 0.10% 0.20%
APY1
0.05% 0.10% 0.20%
Interest Rate
0.05% 0.10% 0.20%
APY1
0.05% 0.10% 0.20%
18 Month
0.25%
0.25%
0.25%
0.25%
24 Month
0.65%
0.65%
0.65%
0.65%
36 Month
0.80%
0.80%
0.80%
0.80%
48 Month
0.85%
0.85%
0.85%
0.85%
60 Month
1.00%
1.01%
1.00%
1.01%
1APY - These rates may change at any time without prior notice at the Credit Union's discretion. Interest is compounded monthly in order to receive full APY. For Certificates of Deposit Accounts you will be paid the rate disclosed at time of deposit for the entire term of the Certificate. Certificate of Deposit Accounts renew automatically and have a grace period of ten (10) calendar days after the maturity date to withdraw funds. Early withdrawal penalties may apply to Certificates of Deposit and could reduce earnings on the account.
To obtain current rate information, please call the Credit Union at 972.348.2000 or 800.843.5295. A copy of Texans Credit Union Membership Account Agreement is available upon request.
This credit union is federally insured by the National Credit Union Administration.
APYs accurate as of 04/01/2021
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