THE EFFECTS OF UNSECURED LENDING ON LOAN …
medium enterprises (CBK, 2012). Unsecured loans are monetary loans that are not secured against the borrower's assets (no collateral is involved) (Krige, 2012). Unsecured lending, specifically personal loans were mostly marketed to the low income earners in the 1990s. The profile of customers taking up personal loans has changed over time ... ................
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