Grad PLUS Loan Comparison Chart Grad PLUS vs. Direct ...

Grad PLUS Loan vs. Direct Unsubsidized

Interest Rate

Grad PLUS Loan Comparison Chart Grad PLUS vs. Direct Unsubsidized

Grad PLUS Loan

Currently 7.9%

Direct Unsubsidized Loan 6.8% fixed

Interest Accrues

Begins accruing from the date of disbursement.

Begins accruing from the date of disbursement.

Repayment

Begins within 60 days from the date the Begins 6 months after borrower graduates,

loan is fully disbursed.

withdraws or drops below half-time enrollment.

Average Indebtedness of Grad PLUS borrowers at

Texas State as of September 1, 2008

$5,026

$25,700

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