2019 Annual Report - Exchange-Traded Funds (ETFs) | iShares …

During the reporting period, the 10-year U.S. Treasury bond yield, an important benchmark for mortgage lending rates, declined from 3.15% to 1.69%. Reflecting that decrease, the average rate for a 30-year, fixed-rate conforming mortgage declined by more than 100 basis points — from 4.83% at the beginning of the reporting period ................
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