CURRICULUM VITAE



CURRICULUM VITAE

NAME: ISHRAT HUSAIN

CURRENT RESIDENCE: 98/II Street 16

D.H.A. Phase VI

Karachi, Pakistan

EDUCATION:

• Master of Arts Development Economics

Williams College, U.S.A. 1972

• Ph D. Economics

Boston University, U.S.A. 1978

• Executive Development Program 1997

Harvard University-Stanford University-INSEAD, U.S.A.

WORK EXPERIENCE:

Advisor to the Prime Minister on Institutional Reforms and Austerity with the status of Federal Minister (August 2018- to date)

Professor Emeritus at IBA and Chairman, Centre for Excellence in Islamic Finance (March 2016)

Dean and Director, Institute of Business Administration, Karachi (May 2008 – March 2016 )

Chairman, National Commission for Government Reforms – NCGR (May 2006-May 2008)

Completed a comprehensive report on the restructuring of the Federal, Provincial and District Governments, reform of Civil services, business process reengineering and presented it to the Prime Minister of Pakistan.

Governor, State Bank of Pakistan, Karachi (December 1999 – December 2005)

• Headed the Central Bank of Pakistan.

• Actively participated in the conceptualization, formulation and implementation of a successful Economic Reform Programme for the country that led to macroeconomic stabilization and resumption of economic growth.

• Was responsible for the Financial Sector Reforms that strengthened the Country’s financial institutions, markets and infrastructure.

• Led the restructuring and capacity building of the State Bank of Pakistan that resulted in a strong regulatory framework.

Director, Azerbaijan, Tajikistan, Uzbekistan, and Aral Sea Country Unit

World Bank, Washington, D.C. (July 1997 – December, 1999)

• Overall responsibility for the design and management of the Bank Group's program in Azerbaijan, Tajikistan and Uzbekistan.

• Oversight of country teams on preparation and supervision of all projects in the three countries.

• Lead Bank's Policy Dialogue on Macroeconomic and Structural Adjustment Issues.

Director, Poverty and Social Policy Department

World Bank, Washington, D.C. (July 1995 - June 1997)

• Managed and directed the Bank's policy process on the issues of poverty reduction, gender, labor markets, public sector and participation.

• Led the Bank’s pioneering work on Post-Conflict Reconstruction issues and directed the Board Paper setting out parameters of Bank’s assistance in this area.

Chief Economist, East Asia and Pacific Region

World Bank, Washington, D.C. (November 1994 - June 1995)

• Carried out an extensive review of Bank's economic and sector work and analytical studies on East Asia Region.

• Advised the Regional Managers in designing economic policy analysis pertaining to countries in East Asia Region.

Chief Economist, Africa Region

World Bank, Washington, D.C. (July 1991 - October 1994)

• Chief Economic Advisor to the Regional Vice President and Regional Managers on country strategy, economic and sector work and adjustment lending in African countries.

• Assisted the Regional Vice President in formulating economic development strategies for Sub-Saharan Africa.

• Worked with research complex of the Bank and outside academic institutions and provided intellectual leadership on analysis of key African economic development issues, particularly the agenda on Adjustment and Reforms.

Division Chief, Debt and International Finance

World Bank, Washington, D.C. (August 1987 - June 1991)

• Managed the Bank's Debtor Reporting System -- the database on external debt of 111 developing countries.

• Managed the Bank's Technical Assistance to developing countries on External Debt Management.

• Participated in the formulation of the Bank's policy response to the Brady Initiative of Debt Reduction for Highly Indebted Countries.

• Managed the Bank's research and analytical work on International financial issues relating to developing countries.

Resident Representative in Nigeria

World Bank, Lagos (December 1983 - August 1987)

• Led Bank learn in the formulation, preparation, implementation, negotiation, and supervision of Nigeria's Structural Adjustment Program of comprehensive macroeconomic policy reforms and assisted in the processing and monitoring of Bank's Trade Policy and Export Development Loan.

• Participated in the development of Bank's lending program to Nigeria from $119 million in FY85 to $800 million in FY87 and assisted in the implementation of the program.

• Led Bank's policy dialogue with the Nigerian authorities on key macroeconomic management and sectorial issues and provided informal advice and technical assistance to policy makers.

• Responsible for coordinating and strengthening the Bank's relations with Nigerian authorities and expanding the relations with state governments, private sector, academia and the media.

Senior Economist, West Africa Country Programs Division for Ghana, Liberia and Sierra Leone, World Bank (February 1981 - December 1983)

• Assisted the Government of Ghana in introducing their Economic Recovery Program (ERP) in 1983, which consisted of radical policy changes including a substantial devaluation (900%) of currency.

• Organized the Consultative Group for Ghana in October 1983 after a lapse of 13 years in which foreign donor’s committed financial and technical support to Ghana for ERP.

• Provided informal technical assistance and policy advice to the Minister of Finance in the articulation and implementation of ERP.

• Prepared and led the appraisal 'of the Reconstruction Import Credit to Ghana in support of economic reforms.

Country Economist for Liberia

World Bank (February 1979 – February 1981)

• Prepared the Country Economic Memorandum on Liberia.

• Assisted the Government in preparation of Second Development Plan.

• Assisted the Government in Paris Club debt rescheduling.

• Carried out in-depth studies of public enterprises and foreign investment in

Liberia.

Additional Secretary (Development) April 1975 - August 1976 and previously, Acting Chief Economist, February - May 1973, both within the Planning and Development Department, Government of Sind, Pakistan.

• Analyzed and reviewed developments in the national and provincial economic situations with a view to suggest policy measures to the Cabinet.

• Management of the preparation of sectorial reviews and economic situation reports for the Provincial Cabinet and the Federal Government.

• Supervised preparation of basic economic projects and social indicators for the Province including the Gross Provincial product estimates.

• Supervised financial and economic appraisal of development projects and chaired the approval meeting of the Provincial Development Working Party.

• Head of Regional Planning project for the Province of Sind.

Deputy, and then, Additional Secretary (Development) in Finance Department, Government of Sind, Pakistan, 1972 - 1975.

• Prepared and later supervised financial and economic analysis, appraisal and evaluation of development projects.

• Responsible for formulating and analyzing tax policy and preparing proposals for the consideration of the Cabinet.

• Prepared annual economic analysis of the budget document based on the U.N. system.

Deputy Secretary (Foreign Aid) and Chief, Industries Section, Planning and Development Department, 1970 - 1972.

• Headed the unit that appraised and evaluated industrial projects in the public sector and prepared the memos for the Governor's approval.

• Responsible for identification, formulation and follow-up of foreign economic and technical assistance to the Province of Sind.

• Prepared the annual report on the Annual Development Program (A.D.P.) and quarterly economic situation reports.

Additional Deputy Commissioner (Development), Chittagong, (now Bangladesh), 1968 - 1969.

• Headed the office responsible for planning, coordinating and monitoring the implementation of development projects in the District of Chittagong.

• Set up Rangunia Thana Cooperative Association based on integrated approach to Rural Development.

Assistant Commissioner/SDO Nawabshah, Shikarpur, Patuakhali in Pakistan and Bangladesh, 1966 - 1968.

• Headed sub-divisional administration, Rural Works Program, Thana/Tehsil Development Council.

PUBLICATIONS:

Books and Monographs:

i. Ishrat Husain, Aijaz Qureshi and Nadeem Hussain, The Economy of Modern Sindh, Oxford University Press 2019

ii. Michael Kugelman and Ishrat Husain (eds) Pakistan's institutions: We know they matter but how can they work better (Washington D.C. Woodrow Wilson Center 2018)

iii. CPEC and Pakistan's Economy : A Way Forward (Centre of Excellence for CPEC Islamabad 2018)

iv. Governing the ungovernable ( Oxford university press 2018)

v. CPEC and Pakistani economy : an appraisal ( centre of excellence for CPEC ISlamabad 2018)

vi. Globalisation, Governance and Growth IBA Press 2015

vii. Reforming the Government in Pakistan, Vanguard Press, Lahore 2012

viii. Prospects and Challenges for Increasing trade between India and Pakistan Briefing paper Atlantic Council, Washington DC November 2011

ix. Key Issues in Pakistan’s Economy: State Bank of Pakistan, 2005

x. Debt, Dollars and Deficits: Vanguard Press, 2004.

xi. Current Issues in Pakistan’s Economy: State Bank of Pakistan, 2004

xii. Economic Management in Pakistan 1999-2002: Oxford University Press, 2003.

xiii. Leading Issues Facing Pakistan Economy: State Bank of Pakistan, 2002.

xiv. Political Economy of Reforms: Case Study of Pakistan: Pakistan Institute of Development Economics, 1999.

xv. Pakistan: The Economy of an Elitist State - Oxford University Press, 1999.

xvi. The Challenge of Africa: The Evolving Role of the World Bank. The World Bank. September 1994.

xvii. Adjustment in Africa: Lessons from Country Case Studies. Co-edited with Rashid Faruqee, World Bank, 1994.

xviii. African External Finance. Co-edited with John Underwood, World Bank, 1991.

xix. Dealing with the Debt Crisis. Co-edited with Ishac Diwan, World Bank, 1989.

xx. The Adequacy of Resource Flows to Developing Countries. Washington, Development Committee No. 18, September 1988.

xxi. Perspectives on Nigerian Economy. Lagos, Nigerian Institute of International Institute, 1987.

xxii. Ghana: Policies and Program for Adjustment. World Bank, 1984.

xxiii. The Economy of Modern Sind. Institute of Sindiology, 1980.

xxiv. Rural-Urban Relations in Pakistan. U.N. Center for Regional Development, 1977.

Chapters in Books and Monographs:

i. "Human capital and Pakistan's Future in SDPI anthology Corridors of Knowledge for Peace and Development" (Sang e Meel Publications 2019)

ii. "Economic Highs and lows : Analyzing the last 70 years in SDPI, 70 years of Development": The way forward (Sang e Meel Publications 2019)

iii. "CPEC and pakistani economy in Shaukat Qadir et al (eds) CPEC": A reality check National Defence University, Islamabad Sept 2018

iv. Seeking Convergence between Economic Growth and Environmental Protection in SDPI, Pathways to Sustainable Development (Sange meel Publications, Lahore 2015)

v. The Way forward: Key Islamic Finance challenges and Road Map for Asia in ADB and IFSB, Islamic Finance for Asia ( Manila and KL 2015)

vi. The Economy of Sindh 1972/73- 2012/13 in Sindh through Centuries SMIU Karachi 2015

vii. Key Islamic Finance challenges and Roadmap for Asia in ADB and IFSB, Islamic Finance for Asia Manila and KL 2015

viii. The Future of Sustainable Development in South Asia, SDPI, Islamabad, 2014

ix. Economic Governance and Institutional Reforms in Rashid Amjad and SJ Burki ( editors) Pakistan: Moving the Economy forward, Lahore School of Economics, Lahore , 2013

x. South Asian Economy in 2060 in Adil Najam and Moeed Yusuf ( editors) South Asia in 2060, Anthem Press, 2013

xi. Managing India-Pakistan Trade Relations in Michael Kugelman and Robert Hathaway (eds) Pakistan-India Trade, The Woodrow Wilson Center, Washington D.C. 2013

xii. Ishrat Husain and Rajiv Kumar: “Comparing structural reforms in India and Pakistan” in Philippa De (ed) Economic Reform Processes in South Asia  Routledge Press 2012

xiii. Ishrat Husain, Retooling Institutions in Maleeha Lodhi (ed) Pakistan: Beyond the Crisis State ( Oxford University Press , 2011)

xiv. Governance and Development: A case study of Pakistan in Robert  Springborg   (ed)  Development Models in Muslim countries ( Edinburgh University Press 2009)

xv. “Education, Employment and Economic Development in Pakistan” in Robert Hathaway (ed) Education Reform in Pakistan, Washington, Woodrow Wilson Center, 2005.

xvi. “The Economy of Pakistan: Past, Present and Future”, in Robert Hathaway and Wilson Lee (eds), Islamization and the Pakistani Economy. Washington, Woodrow Wilson Center, 2004.

xvii. “Preparing for Privatization: Lessons from Pakistan“ in G. Caprio etal (eds), The Future of State-Owned Financial Institutions. Washington, Brookings University Press, 2004.

xviii. "Structural Adjustment in Sub-Saharan Africa: A Progress Report" in U.N. University, Challenges of African Development. Tokyo, U.N. University, 1994.

xix. "Structural Adjustment and Poverty Reduction" in Banco Mondiale and CeSPI, Sviluppo Sostenibile E Riduzione Della Poverta. Rome, CeSPI, 1994.

xx. "Does Structural Adjustment Hurt or Help the Poor" in L. Boer and J. Rooimans (eds). The World Bank and Poverty Reduction. The Hague, Ministry of Foreign Affairs, 1994.

xxi. "Structural Adjustment and Long-term Development of Sub-Saharan Africa." In R. Van der Hoeven, et al., ed., Structural Adjustment and Beyond. London: J. Currey, 1994.

xxii. "Trade, Aid and Investment in Sub-Saharan Africa." In D. Rimmer, ed., Africa in Action, London: J. Currey, 1993.

xxiii. "Regional Integration in Sub-Saharan Africa - Comment." In J. de Melo and A. Panagarya, eds. New Regionalism. The World Bank, 1993.

xxiv. "External Debt and Foreign Aid." In A. Nasim, ed., Financing Development in the 1990s. Lahore University of Management Sciences, 1992.

xxv. "Current Account Surplus in Asia and its Recycling " In Loh Fu-Chen and Akrasanee. N., ed., The Future of Asian and Pacific Economies. (Bombay, Allied Publishers, 1992).

xxvi. "Capital Flows to South Asian and Asaean Countries" (with Kwang Jun) in SP Gupa and S. Tambunlert Chai, The Asia Pacific Economies: A Challenge to South Asia. (N. Delhi, MacMillan, 1992).

xxvii. "Finance for. Development: Past Trends and Future Prospects." In Klein,Ted., Managing External Debt in Developing Countries. World Bank, 1992.

xxviii. "Structural Adjustment in Sub-Saharan Africa: The Record, Lessons and Prospects." In A. Duncan. Structural Adjustment in Low Income Countries. Oxford University, Food Studies Group, 1992.

xxix. "External Debt and the Development Process." In Klein, T. Managing External Debt in Developing Countries, World Bank Discussion Paper 155, 1992.

xxx. “External Debt and Expected Net Flows." (With Ishac Diwan), In Marer and Zecehini, eds., The Transition to a Market Economy. OECD, 1991.

xxxi. "Organizing for Efficient Debt Management." In Debt Management Systems. World Bank, April 1989.

xxxii. "Resources for Development." In Burki and Laporte, eds., Pakistan's Development Option During the Eighties. Oxford University Press, 1985.

xxxiii. "Rural-Urban Relations in Pakistan", UNCRD, Nagoya, November 1977.

xxxiv. "The Economy of New Pakistan: A Survey, 1960-1975." U.N. Centre for Regional Development (UNCRD), Nagoya, February 1976.

xxxv. "The Economy of Modern Sind." In Hamida Khuro, ed., Sind Through Centuries. Oxford University Press, 1976.

Journal Articles:

i. "Institutions for Growth, Equity and Security"; Pakistan Journal of Applied Economics Vol 29 no.1 Summer 2019

ii. "Pakistani Economy and Regional Challenges, International Studies", Vol 55 No.3 July 2018 (Sage)

iii. "Don’t Disturb the Consensus", Foreign Policy, December 18, 2013

iv. "India-Pakistan Trade: Recent Developments, Future Prospects and Risks", Criterion Quarterly, Jan 2013

v. "Economic Reforms in Pakistan: One step forward, Two steps backward", Pakistan Development Review Papers and Proceedings Winter 2012

vi. “Adapting Public Sector Services to Local Delivery”, Lahore Journal of Economics, Vol 17, Sept 2012

vii. "Managing Pakistan-India Trade Relations", East Asia Forum, June 6, 2012

viii. “Pakistan a Tumultuous Economy”, East Asian Forum, ANU Canberra, Jan 22, 2012

ix. “Pakistan in 2011”, East Asia Forum Quarterly, Australian National University, Jan 2012

x. “Asia and Global Competitiveness”, East Asia Forum Quarterly, Australian National University July-Sept 2011

xi. “Financial Sector Regulation in Pakistan”, State Bank of Pakistan Research Bulletin Vol. 7 no.1 2011

xii. “Pakistan’s Growth Experience 1947-2007”, Business Review July-December 2010

xiii. “Providing a voice to G20 excluded nations”, October 27th, 2010, East Asia Forum Quarterly

xiv. “Pakistan's Experience with the IMF 2000-2004”, Business Review Jan-June 2010.

xv. “The role of politics in Pakistan's economy”, Journal of International Affairs, Columbia University, Fall/Winter 2009, Vol. 63, No. 1.

xvi. “Pakistan's Economy 1999/2000 - 2007/2008 An Objective appraisal", Business Review Jan-June 2009.

xvii. “Reforming the Government in Pakistan: Rationale and approach” Lahore Journal of Economics September 2007.

xviii. “A good legacy” Global Agenda, World Economic Forum, Davos, 2006.

xix. “Pakistan’s Economic Turnaround – An Untold Story” Global Agenda, World Economic Forum, 2005

xx. “Key Issues in Managing Pakistan’s Economy”, Lahore Journal of Economics, 2005

xxi. “South Asian Economies: Future Challenges”, South Asian Journal, October-December, 2004.

xxii. “Pakistan’s Financial Sector: A Roadmap for 2005-2010”, B.I.S. Review, October, 2004.

xxiii. “Regulatory Strategy of the State Bank of Pakistan”, B.I.S. Review, March, 2003.

xxiv. “New Issues in Bank Regulation: Comment”. Pakistan Development Review, Winter 2002.

xxv. “How is Pakistan Positioning Itself for Challenges of Globalization”, Mahbubul Haq Human Development Review, December 2001.

xxvi. “Debt, Growth and Poverty in the International Monetary System: Comment”. Pakistan Development Review, Winter, 2001.

xxvii. “Impact of Globalization on Poverty in Pakistan”, Mahbubul Haq Human Development Review, June 2001.

xxviii. “Institutions of Restraint: The Missing Element in Pakistan’s Governance”, Pakistan Development Review, Winter 1999.

xxix. “Investissement direct ‘etranger en Chire et Croissance Economique”, Revue D’Economic Du Developement”, France (June 1996) (Co-Author: Yan Wang)

xxx. “The Myth of East Asia: A Comment”, Foreign Affairs, March/April 1995.

xxxi. “Results of Adjustment in Africa: Selected Cases” Finance and Development, June 1994.

xxxii. "The IMF, The World Bank ... - Comment." World Development, December 1993.

xxxiii. "Losers and Winners in Economic Growth: Comment", World Bank Economic Review, Proceedings of the Annual Conference on Development Economics, 1993.

xxxiv. "Aid Allocation and Availability - Comment." World Bank Economic Review, Proceedings of the Annual Conference, 1992.

xxxv. "The Problem of Sub-Saharan Africa's Debt and the Solutions." African Development Review, December 1991.

xxxvi. "Managing the Debt Crisis in the 1990s." co-author, Stanley Fischer. Finance and Development, June 1990.

xxxvii. "Recent Experiences with the Debt Strategy." Finance and Development, September 1989.

xxxviii. "African Economic Crisis by Ravenhill: A Book Review." Finance and Development, December 1988.

xxxix. "Japanese Economic Development Model: Lessons for Pakistan." Pakistan Journal of Public Administration, Winter 1974.

xl. "Village Modernization in Sind: A Suggested Strategy." Pakistan Administration Review, Winter 1974.

xli. "Employment Aspects of Industrial Growth in West Pakistan." Pakistan Development Review, Summer 1974.

xlii. “Mechanics of Development Planning in Pakistan.” Pakistan Economic and Social Review, December 1973.

Policy and Research Working Papers:

i. “The Macroeconomics of Adjustment in Sub-Saharan Africa: Results and Lessons.” World Bank, Policy Research Working Paper No. 1365, October 1994.

ii. “Why Do Some Economies Adjust More Successfully Than

iii. s? Lessons from Seven African Countries”, World Bank, Policy Research Working Paper No. 1364, October 1994.

iv. “Trade, Aid and Development in Sub-Saharan Africa: Results and Lessons.” World Bank, Policy Research Working Paper No. 1214, November 1993.

v. "Poverty and Structural Adjustment: The African Case", World Bank HRO Working Paper No.9, September 1993.

vi. “Capital Flows to Asian and South Asian Countries”. Co-Author Kwang Jun. World Bank, PRE Working Paper No. 842, January 1992.

vii. “How did the Asian Countries Avoid the Debt Crisis”. World Bank, PRE Working Paper No. 785, October 1991.

viii. “Future Financing Needs and the Constraints on Scope of Action.” Co-Author with S. Mitra. World Bank, PPR Working Paper, 1989.

Other Papers and newspaper articles:

i. "Dissecting the government’s civil service reforms agenda" - An interview with Dr.

Ishrat Husain by Recorder Report on November 1, 2019

ii. "Capacity to reform", DAWN, August 13, 2019

iii. "Expectations & Delivery gap", Dawn, August 6, 2018

iv. "Economic Policymaking", Dawn, July 30, 2018

v. "Expat Pakistani talent", DAWN, June 11, 2018

vi. "Interview with The Herald", May 2018 issue

vii. "Interview with The Newsline", April 201

viii. "Development Beyond Seventy: The Way Forward ", A publication of the Sustainable Development Policy Institute (SDPI), February 2018

ix. "Who is afraid of China?", Newsline, February 2018

x. "Avoiding the crisis", BOL Narratives Magazine, February 2018

xi. "Keeping an organization healthy", StateBank NEWS, October 2017

xii. "The upsides and downsides of Devaluation", Business Recorder October 4, 2017

xiii. “A pragmatic approach to Foreign Policy”, DAWN, September 30, 2017

xiv. “Chinese perceptions of the CPEC”, DAWN, September 12, 2017

xv. "Tariffs, Trade and Taxation", Dawn July 10, 2017

xvi. "Shrinking Exports", The Narratives May 2017

xvii. "Interview with Business Recorder Research", May 2, 2017

xviii. "Financing for Development, UNDP Development Advocate Vol 4 No 1; 2017"

xix. “A golden opportunity”, DAWN April 25 2017

xx. “Interview with Business Recorder Research”, May 2 2017

xxi. “Policy imperatives for CPEC Dawn”, April 10 2017

xxii. “Financing Burden of CPEC”, Feb 11 2017

xxiii. “The economics of CPEC Dawn”, Jan 3 2017

xxiv. "A Skeptic's View of international Development", DAWN, Oct 10, 2016

xxv. "Action at Full Speed", DAWN, Oct 18, 2016

xxvi. "Reorienting Pak-US ties", DAWN, Sept 7, 2016

xxvii. "Coping with an Uncertain Future", Express Tribune, June 28, 2016

xxviii. "Pakistan's daunting deficits", Dawn, Jan 22

xxix. "To be or not be independent", Dawn Banking Awards Supplement May 13

xxx. "Messy & Hidden Urbanization", Dawn, May 16

xxxi. "Reformer- in- Chief", Interview in The Herald, May 2016

xxxii. "Private participation in Defense Industry Blue Chip", Jan 2016

xxxiii. "Pakistan Diaspora, Blue Chip", April 2016

xxxiv. "Policy framework for the budget", DAWN, Mar 28, 2016

xxxv. "Coordination Failure", DAWN, Dec 22, 2015

xxxvi. "Markets, Society and Economy", Blue Chip magazine Oct 2015

xxxvii. "Democratic Governance", Blue Chip magazine, July 2105

xxxviii. "A Roadmap for Governance Reforms", Blue Chip Magazine, April 2015

xxxix. "The post-IMF agenda", DAWN, July 13, 2015

xl. "Budgets and the real economy", DAWN, June 20, 2015

xli. "Public-private partnerships", DAWN, June 2, 2015

xlii. "Health of the economy", DAWN, May 13, 2015

xliii. "Pakistan as a regional manufacturing hub?", Business Recorder, April 12, 2015

xliv. "Pak-Afghan Economic Ties", DAWN, Feb 14, 2015

xlv. “Deregulating the Economy”, DAWN, November 15, 2014

xlvi. “The Cancer of Sifarish”, DAWN, August 30, 2014

xlvii. "Extraordinary Pakistanis - An Interview with Express Tribune ", July 17, 2014

xlviii. “Delinking from Global Economy”, Dawn, July 5, 2014

xlix. “Provincial Finances”, DAWN, June 21, 2014

l. “Till Debt Do we Part”, Newsweek, June 7, 2014

li. "Policy Direction for the Budget", DAWN, May 30, 2014

lii. "Economic Governance wins in India", Express Tribune, May 25, 2014

liii. "State’s Role in Business", DAWN, May 10, 2014

liv. "Promoting Islamic Finance", DAWN, April 12, 2014

lv. "It is time to rethink", Agriculture supplement DAWN, March 13, 2014

lvi. "Stubborn Taxation Regime", DAWN, March 11, 2014

lvii. "The Last Mile Journey" , DAWN, Feb 21, 2014

lviii. “Bureaucracy needs Reforms”, DAWN, Jan 25, 2014

lix. “What ought to happen in 2014?” The Express Tribune, Jan 1, 2014

lx. “Finding Real Relevance”, DAWN Aurora, Jan-Feb, 2014

lxi. “Don't Disturb the Consensus”, Foreign Policy (FP), Dec 18, 2013

lxii. “Regulating the NGO sector”, DAWN, Dec 17, 2013

lxiii. "Inefficiency in Exports", The News, Nov 25, 2013

lxiv. "Formulating Public Policy", DAWN, Nov 14, 2013

lxv. "Stability with Growth", DAWN, Oct 23, 2013

lxvi. "Jobs and Urbanization", The News, Oct 21, 2013

lxvii. “Fall of the Rupee”, DAWN, September 25, 2013

lxviii. “The Nexus of Human Capital and Governance”, The News, September 23, 2013

lxix. “Pakistan’s Policy-performance Gap”, The News, July 29, 2013

lxx. “In search of a Foreign Economic Policy”, The News, July 1, 2013

lxxi. “Short-run Governance Reforms”, The Express Tribune, June 1, 2013

lxxii. "The IMF Dilemma", DAWN, May 24, 2013

lxxiii. "Swallowing the Bitter Pill", The News, May 13, 2013

lxxiv. "Agriculture Vision 2030 is Vital", DAWN Agriculture Supplement, April 4, 2013

lxxv. "Reviving an Ailing Economy", The News, April 1, 2013

lxxvi. "Big Bang Opportunity", DAWN, March 11, 2013

lxxvii. "The Youth Bulge", The News , March 4, 2013

lxxviii. "Risky Business", The News, January 14, 2013

lxxix. "India-Pakistan Trade: Recent Developments, Future Prospects and Risks", Criterion Quarterly, January 2013

lxxx. "Trading with India", The News, December 3, 2012

lxxxi. “How to Build Trust”, The Indian EXPRESS, December 1, 2012

lxxxii. "Interview with BLUE CHIP Magazine", November 2012

lxxxiii. "Politics Vs Economics", The News, October 22, 2012

lxxxiv. "The Economics of Corruption", The News, September 16, 2012

lxxxv. "How Green is my Valley", The News, August 13, 2012

lxxxvi. "Strategic Location and the Economy", The News, July 23, 2012

lxxxvii. “New Fiscal Federalism”, The News, June 25, 2012

lxxxviii. "The Budget Arithmetic", The News, May 14, 2012

lxxxix. "Flawed Privatization", The News, March 19, 2012

xc. "Judicial Reforms and Economic Growth", The Express Tribune, March 17, 2012

xci. "Interview with Business Line", India

xcii. "Building Ties without Aid", The News Feb 14, 2012

xciii. "Agriculture Sector: Issues and Prospects", Dawn Feb 10, 2012

xciv. “The Way Out”, The News Jan 9, 2012

xcv. "Courting Disaster for Votes", The News Dec 12, 2011

xcvi. "Parliament’s Role in Economic Governance", The Express Tribune, Dec 5, 2011

xcvii. "Policy-Performance Gap", DAWN Nov 23, 2011

xcviii. "Trade Recipe for India", The News Nov 14, 2011

xcix. "Consequences of Elitism", DAWN Nov 13, 2011

c. "An Economic Mirage", The News Oct 17, 2011

ci. "Subsidising the Rich", The News Sept 19, 2011

cii. “Pakistan’s Economy at 64”, The News, Aug 15, 2011

ciii. “The Global Fallout”, DAWN, August 9, 2011

civ. “Maximizing Benefits for Devolution”, The News, July 25, 2011

cv. “Governance Initiatives”, Pakistan Today, July 20, 2011

cvi. “Preparing for the Future”, The News, July 4, 2011

cvii. “Shared Growth”, The Herald Karachi, July 2011 issue

cviii. “Political Economy of Budget”, The News, June 13, 2011

cix. “Budget 2011/12: Analysis”, The Express Tribune, June 5, 2011

cx. “Reforming public sector enterprises”, DAWN, June 2, 2011

cxi. “US Assistance: Differing Perceptions”, The Express Tribune, May 19, 2011

cxii. “Bridging the Governance Deficit”, The Express Tribune, April 2 and 3, 2011

cxiii. "Prospects and Challenges for increasing India-Pakistan Trade", The News, March 24 and 25, 2011

cxiv. “Pakistan’s Economy Post-Flood”, Criterion Quarterly, Jan-March 2011

cxv. "Good Governance for Dummies", NEWSWEEK, Feb 21, 2011

cxvi. "Disconnects and Mismatches", DAWN, Feb 6, 2011

cxvii. “The inadequacy of our Economic agenda Tribune”, The Express Tribune, January 25, 2011

cxviii. "Tough Economic Decisions", DAWN, Oct 4, 2010

cxix. "Floods: the next phase", DAWN, Sept 8, 2010

cxx. “Indo Pak economies compared”, South Asia magazine, Aug 2010

cxxi. “Banking and Monetary policy in 2010, Pakistan in 2010”, Jang Group and The Economist, Jan 2010

cxxii. “Economic Cost of Instability”, DAWN, Nov 2, 2009

cxxiii. “Public entities & political control”, DAWN, Oct 19, 2009

cxxiv. “Governance Reforms in Education”, DAWN, Oct 5, 2009

cxxv. “Lessons from Financial Crises”, DAWN, Sep 28, 2009

cxxvi. “The Indian Dream”, DAWN, July 12, 2009

cxxvii. “A Confused Federalism”, DAWN, Jun 21, 2009

cxxviii. “The Economy of Fundamentalism”, Notebook, May 2009

cxxix. “Pakistan’s Economy 1999/2000 to 2007/08”, Business Review, Jan-Jun 2009

cxxx. “Pakistan-US Economic Ties”, DAWN, Apr 8, 2009

cxxxi. “Going beyond the IMF”, DAWN, Mar 15, 2009

cxxxii. “Economic Governance in Pakistan”, Criterion, Jan-Mar 2009

cxxxiii. “Pakistan and Trade Liberalization”, Blue Chip, Nov-Dec 2008

cxxxiv. “Upgrading Business Education”, DAWN, Aug 11, 2008

cxxxv. “Reforming The Executive”, The News, Jul 8,9, and 14, 2008

cxxxvi. “Boom and Gloom”, Newsline, May 2008.

cxxxvii. “Governance Reforms in Pakistan”, Criterion, April-Jun 2008.

cxxxviii. “Reforming Institutions of Governance”, DAWN, January 7,2008

cxxxix. “Pakistan and Indian Economies – Sixty Years later” – Blue Chip, December, 2007

cxl. “The Politics of Policy Reforms” – Criterion, September, 2007

cxli. "Surge in Islamic Finance Service Industry" – DAWN, September 2007

cxlii. "Pakistan and Indian Economies – Sixty Years Later" – DAWN, August 14, 2007

cxliii. “Reforming the Executive”, The News, Aug 8, 9, 14 2007

cxliv. “Reforming the Government (3 parts)” – The News, May 24, 26 & 30, 2007

cxlv. “How Critical is US Assistance?” – DAWN, April 16, 2007; Business Recorder, April 17, 2007; Khaleej Times, May 31, 2007

cxlvi. “Pakistan’s Economic Future” – DAWN, March 23, 2007

cxlvii. “Choices for financing fiscal and external deficits” – Blue Chip, Jan-Feb 2007

cxlviii. “Pakistan’s External Sector: An Analytical Survey”– Blue Chip, Jan-Feb 2007

cxlix. “Banking for the poor” – DAWN, Karachi, October 15,2006

cl. “Why Reform the Government?” - DAWN, Karachi, July 9, 2006

cli. “Pakistan’s investment scenario and Capital markets” – DAWN, Karachi,

June 11, 2006

clii. “Pakistan Banking Sector” – DAWN, Karachi, May 14, 2006

cliii. “Elitist orientation of the economy” – DAWN, Karachi, January 7, 2006

cliv. “Time to look to the East” – DAWN, Karachi, December 31, 2005

clv. “Banking Sector Reforms in Pakistan”: Blue Chip – The Business People’s Magazine, January 2005

clvi. “History of the Banking System in Pakistan”: Blue Chip – The Business People’s Magazine, January 2005.

clvii. “Why Pakistan should exit the IMF Program? Reproduced from article published in the Daily DAWN on February 29 and March 1, 2004.

clviii. “Why Forex Reserves?” Management Accountant (2003)

clix. “Why should we avoid Populist Economic Policies?” Reproduced from DAWN, issues of November 9-11, 2002.

clx. “Dealing with Non-Performing Loans of Banks” Reproduced from article published in the Daily DAWN on Oct 21-22, 2002.

clxi. “Why does Pakistan have to accumulate Foreign Reserves?”. Reproduced from Daily, Karachi, Aug 1,2 & 3, 2002.

clxii. “Economic Challenges Facing Pakistan”. Trade Chronicle (2001)

clxiii. “Domestic Debt and its Macroeconomic Effects”. Journal of the Institute of Bankers Pakistan (1998)

clxiv. “Structural Adjustment in Sub-Saharan Africa: A Preliminary Evaluation.” Paper prepared for the GCA meeting at Cotomou, Jun 1993.

clxv. “Reorientation of Nigeria's Industrial Policies". Nigerian Enterprise, April 1985.

clxvi. "Missing Links in Pakistan's Development." Pakistan Economist, June 1982.

clxvii. “A Short-Term Employment Strategy for Pakistan." A paper prepared for Pakistan Economic Conference, 1975.

clxviii. “Local Finance in Sind." Pakistan Study Group on Local Government, November 1975.

clxix. “Food Resources in Pakistan." Pakistan Economist, March 1975.

clxx. “An Appraisal of Japanese Tax System.” Finance, Taxation and Company Law, April 1974.

clxxi. “A Development Policy for Pakistan.” Pakistan Economist, March 1973.

clxxii. “Industrialization in Pakistan: Labor Intensive vs. Capital Intensive.” Pakistan Economist, October 1972.

clxxiii. “An Analysis of the Assumption made in the Cornelius Report”. NIPA Journal (1969)

WORLD BANK REPORT/STUDIES

Main Author:

i. Economic and Sector Work in the World Bank (Quality Assurance Group, 1998).

ii. An Evaluation of Social Funds in 30 countries (Poverty and Social Policy Department, 1997).

iii. Poverty targeted projects in China and Indonesia (Quality Assurance Group, 1996).

iv. The Adequacy of Resource Transfers to Developing Countries (Development Committee, Pamphlet No. 18, September 1988).

v. Ghana: Economic Memorandum for Consultative Group, December 1983.

vi. Ghana: President’s Report on Reconstruction Import Credit, April 1983.

vii. Ghana: Aide Memoire on Economic Reforms, October 1982.

viii. Liberia: Concession Sector Report, October 1981:

a. Vol. I Main Report

b. Vol. II Iron Ore Sector

c. Vol. III Rubber Sector

d. Vol. IV Forestry Sector

ix. Liberia: Public Enterprises Study, 2 Volumes, February 1980.

x. Liberia: Country Economic Memorandum, December 1979.

Co-Author:

i. Board Paper on Post-Conflict Reconstruction, 1996.

ii. Special Program of Assistance – The Third Phase, 1994.

iii. SPA Working Group Report on Public Expenditure Review, 1992.

iv. The Debt Strategy and its Impact on Development Prospects for all Severely Indebted Countries. Background Paper for Development Committee, September 1990.

v. Recent Developments in the Debt Strategy and its Impact on Development Prospects, Background Paper for Development Committee, September 1989.

vi. Board Paper on “The Analytics of Debt and Debt-Service Reduction”. April 1989.

vii. World Debt Tables (1988-1989).

viii. Nigeria: Structural Adjustment Program, Federal Republic of Nigeria 1986 – 1988.

ix. Ghana: President’s Report on Export Rehabilitation Credit, 1983.

x. Ghana: Economic Recovery Program Government of Ghana, September 1983.

Directed:

Poverty Reduction and the World Bank: Progress Report 1996 and 1997.

MAJOR OFFICIAL PROJECTS/REPORTS/STUDIES IN PAKISTAN

i. Progressing Manual, (Planning and Development Department), Government of Sind, 1976.

ii. Social Welfare in Sind: An Evaluation of Public Sector Projects. (A Report prepared for the Cabinet, 1975).

iii. Benchmark Survey Report on IRDP Markaz Areas in Sind, Bureau of Statistics, Government of Sind, 1975.

iv. An Outline of Sind Taxes, (Finance Department), Government of Sind, 1974.

v. A Financial and Economic Appraisal of Sind Road Transport Corporation, (Finance Department), Government of Sind, 1973.

vi. Agro-based Industries in the IRDP Markaz Areas, (A Report submitted to the Prime Minister of Pakistan, 1973.

vii. Integrated Rural Development Program (IRDP): Project proposal for Sind, (Peoples Rural Development Department, Government of Sind, 1973).

viii. A Study of the Finances of Sind University, (Finance Department), Government of Sind, 1972.

ix. A Study of the Finances of Karachi University, (Finance Department), Government of Sind, 1972.

x. Report of the One-Unit Reorganization Committee, (Government of West Pakistan, 1970).

xi. Handbook of Planning and Development, Volume I & II (Planning and Development Department, Government of Sind, 1970).

xii. Regional Planning in Sind, (Sind Regional Plan Organization, Government of Sind, 1970).

xiii. District Development Plan for Chittagong 1968-1969, (Office of Deputy Commissioner, Chittagong, 1968).

xiv. Action Plan for Agriculture in Chittagong 1968-69, (Office of Deputy Commissioner, Chittagong, 1968).

xv. Works Program in Chittagong 1968-1969, (Office of Deputy Commissioner, Chittagong, 1968).

xvi. Economic Situation, (Planning and Development Department, Government of Sind, Various Issues).

xvii. Annual Development Program: Quarterly and Annual Review, (Planning and Development Department, Government of Sind, Various Issues).

PAPERS PRESENTED AT CONFERENCES/SEMINARS

International

1. “Inequality and Multilateralism” High level Ministerial summit of ESCAP, Bangkok May 15, 2018

2. “Financial stability and Islamic Finance”, Invited Public Lecture at the Annual Meeting of IFSB, Kuwait May 1, 2018

3. Financing for Development, Paper presented at the international Forum for Economic Cooperation, Beijing March 17, 2017

4. "South Asian Economy: Progress, Policies and Prospects" at the International workshop on Macroeconomic stability, Private sector and Economic Growth held at Dhaka on Dec14-15, 2015

5. "Towards South Asia Economic Union, Distinguished Lecture delivered at JMI", New Delhi , Sept 11, 2014 and “Introductory remarks at India International Centre”, New Delhi, Sept 12, 2014

6. "The Evolution of Pakistan’s Socio Economic Situation", An assessment: French Institute of International Affairs and Embassy of Pakistan, Paris, May 20, 2014

7. "Entrepreneurship and Innovation in Pakistan", OECD Symposium on Innovation for Inclusive Growth at Paris, March 20-21, 2014

8. “Reviving India-Pakistan Economic Relations”, Keynote address delivered at the Conference organized by ICRIER at New Delhi on Jan 21, 2014

9.

10. "Islamic Finance for Development: Prospects and Inclusive Growth" , A paper presented at Asian Development Bank Conference held at Manila on Nov 4, 2013

11. "Normalizing India-Pakistan Trade Relations", Distinguished Lecture delivered at ICRIER, New Delhi, Feb 5, 2013

12. "Education and Just Development", Keynote address at The Citizens Foundation Fund raising event held at Seattle, USA, Oct 13, 2012

13. "The Future of the World Bank", Williams College Conference on "The Future of the World Bank and the IMF" held at Williamstown, USA, Sept 26, 2012

14. Revisiting Regulatory Regime in Financial Industry, Distinguished Lecture delivered at Asian Institute of Finance, KL, Malaysia, May 23, 2012

15. Managing Pakistan-India Trade, Woodrow Wilson Center conference, Washington DC April 23, 2012

16. Pakistan’s Governance Deficit, Seminar on Pakistan: Charting a course for Revival organized by the Friends of Europe at Brussels on Jan 26, 2012", Dawn Feb 10, 2012

17. Reordering Economic Relations with the US, Stanford US-Pakistan Economic Dialogue held at Palo Alto on Jan 22-24, 2012

18. The Role of Central Banks in Driving the Development Agenda, A paper presented at the 2nd OIC Experts Workshop organized by bank Negara Malaysia at Kulalampur Nov 13-14, 2011

19. Economic Integration in South Asia, A paper presented at South Asia Forum held at New Delhi on Sept 8, 2011

20. Drivers of Globalization, Paper presented at the International Conference on Business Education held at New Delhi Feb 5-6, 2010

21. Macroeconomic Reforms in Developing countries and Global Financial crisis, 50th anniversary celebrations of Center for Development Economics, Williams College, Williamstown, USA Oct 13, 2010

22. Pakistan’s Economic Prospects – Challenges and Opportunities, A paper presented at the Seminar on “Pakistan – China Relations in the 21st Century” held at Beijing on March 18, 2010

23. Reviewing Structural Reforms in India and Pakistan, SABER/EABER Conference, Canberra, Feb11-12, 2010

24. Impact of the Crisis on Poverty and Access to Finance in Developing countries, KFW Financial sector symposium , Berlin Dec 2-4, 2009.

25. Securing Development in the context of weak and Fragile states, Opening remarks at the Learning Event jointly organized by CIDA and Aga Khan Foundation, Canada, Ottawa , June 19, 2009

26. Financial Reforms and Economic Integration: The Case of Pakistan: Presented as a Discussant at the Conference on Financial Reform and Asian Economic Integration organized by the Chinese Academy for Social Sciences at Beijing, China, on May 14-15, 2009.

27. Micro Foundations of Economic Performance in Asia: Conference organized by NCAER/EABER at New Delhi April 3-4, 2008.

28. Panel on Islamic Finance: Address delivered at the Malaysia – World Islamic Economic Forum Kuala Lumpur, May 29th 2007.

29. Reforming Pakistan Challenges, Strategies and Prospects: Lecture delivered at Institute of South Asian Studies, Singapore, June 4 2007.

30. Pakistan: Prospects for Economic Growth and Challenges: Presentation made at a seminar organized by South Asia Region of the World Bank at Washington DC, August 20, 2007.

31. Economic Development and Poverty Alleviation: International Seminar organized by the Institute of Strategic and International Studies at Kualalumpur, September 3, 2007.

32. International Capital Flows and Development: A paper prepared for the North South Round Table Seminar held at New York on September 21, 2007.

33. Risk Management for the Banking Sector in Globalizing economy: Keynote address at South Asia Management Forum, Dhaka, February 24-25 2007.

34. Recent Development in Islamic Finance Industry - Are they adding value or diluting the industry? Interactive session at IFSB seminar, Kuala Lumpur, March 27, 2007.

35. Pakistan Recent Economic Developments and Future Prospects: RUSI/ IPRIO seminar on Pakistan London, April 17, 2007.

36. A cross-sectoral approach to Islamic finance: IFSB Summit, Dubai, May 15-16, 2007.

37. Malaysia – Pakistan economic cooperation: Malaysia – Pakistan Business Forum, Kuala Lumpur, May 27, 2007.

38. Transforming non-governmental organizations into regulated Microfinance institutions at Global Microcredit Summit at Halifax, Canada: Paper presented at a panel - November 10-16, 2006.

39. Banking Sector Reforms: Pakistan case study presented at IMF High level seminar on Banking Sector Reforms at Toledo, Spain November 2-3, 2006

40. Banking Sector Reforms – Lessons from Pakistan: Paper presented to the Bank of Indonesia on July 04, 2006

41. Economic Policy Reforms in Pakistan 1999-2006: Paper presented at the Seminar on Economic policy reforms held at Stanford University, June 01-03, 2006

42. Prudential arrangements for stability and Development of Islamic Finance: Paper presented at the Islamic Financial Services Board Summit held at Beirut, May 17-18, 2006

43. Future Challenges for Islamic Financial Services Industry: Paper presented at the World Bank Seminar on April 24, 2006

44. Islamic Financial Services Industry: The European Challenges Keynote Address at the Islamic Financial Services Forum organized by the Islamic Financial Services Board and the Central Bank of Luxembourg at Luxembourg on November 8, 2005.

45. Structural Reforms In Pakistan’s Economy: Public lecture delivered at the Indian Business School, Hyderabad, India on October 7, 2005.

46. “Global Banking: Paradigm Shift”: Chairman’s Inaugural Address at the Session on “Regulatory Issues’ held at the International Conference organized by the Federation of Indian Chambers of Commerce and Industry and the Indian Banking Association at Mumbai on October 6, 2005.

47. Pakistan’s Development Challenges for the Coming Decade – How can Overseas Pakistanis Help? Keynote Speech delivered at the Pakistani Professionals Forum held in Toronto, Canada, on October 1, 2005.

48. Poverty Reduction Strategy of Pakistan: Address delivered at the Seminar on “Challenges Ahead for Pakistan’s Economy” held by the Asia Society at the Elliott School of International Affairs, George Washington University, D.C. on September 27. 2005.

49. Pakistan’s Economic Achievements, Prospects and Challenges: Address delivered at a seminar held at the Embassy of Pakistan, Washington D.C. on April 15, 2005.

50. Education, Employment and Economic Development in Pakistan: Inaugural Address delivered at the Conference on Education held at Woodrow Wilson Center, Washington D.C. on April 15, 2005

51. Pakistan’s Economic Turnaround: An Untold Story. Reproduced from the Pakistan Supplement Global Agenda, World Economic Forum Annual Meeting 2005 held at Davos in January 2005.

52. Future Outlook and Prospects For Pakistan’s Economy. Address delivered at the Seminar organized by the Pakistan Bankers Association, U.K. at London on January 17, 2005.

53. Pakistan’s Economic Progress since 2000: False Dawn or a Promising Start. A Paper presented at a Seminar at the School of Advanced and International Studies, Johns Hopkins University, Washington D.C. on October 6, 2004.

54. Effectiveness of Policies and Reforms: A Country Perspective. Remarks delivered at the World Bank OED Conference on Effectiveness of Policies and Reforms held at Washington D.C., on October 4, 2004.

55. Economic Challenges Facing Pakistan: The Role of the United States. A Paper presented at a Seminar at the Center for Strategic and International Studies, Washington D.C. on September 30, 2004.

56. Financial Sector Reforms in Pakistan. A Paper read at the Italy-Pakistan Trade and Investment Conference held at Rome on September 28, 2004.

57. Harmonization of the Banking Sector in SAARC Region. Keynote address at the South Asian Federation of Accountants Conference held in New Delhi on August 28, 2004.

58. Future Challenges Facing South Asian Economies. Speech delivered at Central Bank Anniversary Lecture 2004 held at Colombo on August 26, 2004.

59. Economic Development in South Asia and the Impact of Globalization. Speech delivered at the Middle East and South Asia Conference of KPMG held at Bahrain on July 11, 2004.

60. Finance, Growth and Poverty – The Experience of Pakistan. Presented at the World Bank PREM Conference on Growth Strategies held at Washington D.C., on April 28, 2004.

61. Policy Considerations before Bank Privatization – Country Experience. Presentation made at the World Bank, International Monetary Fund and Brookings Institution Conference on “The Rle of State-Owned Financial Institutions: Policy and Practice” held at Washington D.C., on April 27, 2004.

62. The Future Prospects of The Islamic Financial Service Industry. Presentation made at the Annual General Assembly meeting of Islamic Financial Services Board held at Nusua Dua, Indonesia on March 31, 2004.

63. Economy of Pakistan: PAST, PRESENT AND FUTURE. Keynote address at the Conference on Islamization and the Pakistani Economy held at the Woodrow Wilson Center, Washington, D.C. on January 27, 2004.

64. What Have We Learnt From The Decade Of 1990's? Remarks made at the Embassy of Pakistan Seminar held at Washington D.C., on January 26, 2004.

65. Why Should Foreign Investors Choose Pakistan As Their Destination? Remarks delivered at Euromoney Seminar on Pakistan: Investment Destination held at Dubai on September 21, 2003.

66. Views on Public Sector Banks: Pakistan’s Experience. Presentation made at the World Bank Conference on “Transforming Public Sector Banks” at Washington D.C. on April 9, 2003.

67. Reforms of Public Sector Banks - Case Study of Pakistan. A paper prepared for the World Bank Conference on “Transforming Public Sector Banks" at Washington D.C. on April 9, 2003.

68. Islamic Finance and Pakistan's Efforts in the Financial War on Terrorism. A paper presented at the conference on "The Financial War on Terrorism: The Contribution of Islamic Banking" held at Royal United Services Institute for Defence Studies, London on April 7-8, 2003.

69. Learnings from the International Conference on “Challenges to Central Banking from Globalized Financial System” held at the IMF in Washington D.C. September 16-17, 2002.

70. Economic Reforms and Macroeconomic Management in Pakistan (1999-2001). Paper presented at the Brookings Institution, Washington DC, Asia Society, New York and the Institute of International Bankers, New York on 15-16 April, 2002.

71. Reforming Pakistan's Economy Performance, Progress, Prospects and Problems. Speech delivered in Washington DCI New York on April 9, 2002.

72. Conditionality and Ownership; Remarks made as a panelist at the Seminar on Conditionality and Ownership organized by IMF, World Bank and Commonwealth Secretariat at London on July 23-24, 2001.

73. Pakistan and the IMF: 1998-2002 A paper presented at the International Expert Workshop organized by the German Foundation for Development (DSE) at Berlin on July 1-2, 2002.

74. Conference on Analytical Country Studies on Growth. Summary of remarks as an invited Discussant at the Center for International Development, Harvard University, Cambridge, Massachusetts, held on April 20-21, 2001.

75. SBP’s Role in Promoting Microfinance Institutions. Remarks at the Asia Pacific Micro Credit Summit held at New Delhi on February 3, 2001.

76. Economic and Investment Prospects in Pakistan. Presentation made at Adam Smith Seminar, Stockholm on October 1-3, 2000.

77. Trade and Environment. Asian Development Bank, Manila, May 28 - 29, 1995.

78. Paying for China's Infrastructure, Conference on China's Economic Reforms. Wilton Park, Winston House, W. Sussex, England, February 27 - March 3, 1995.

79. China: Recent Capital Market Developments and Lessons from the Mexican Crisis, Resident Mission, Beijing, February 23, 1995.

80. Macroeconomic aspects of Debt Management, Harvard Institute of International Development, July 25, 1-994.

81. Problematique of African External Finance, 5th Conference of African Finance Ministers organized by ECA at Libbreville, Gabon, February 1-2, 1994.

82. Seminars on African Adjustment Study: Addis Ababa, January 13, 1994; Nairobi, March 16, 1994; Abidjan, March 17, 1994; Accra, March 18, 1994; Paris, March 20, 1994; London, March 21, 1994; Stockholm, March 23, 1994; Frankfurt, May 16, 1994; Clermont Ferrand, May 17, 1994; Harare, May 22, 1994: New York, June 27, 1994.

83. ECA/OAU Seminar on African Adjustment Study, Addis Ababa, January 14, 1994.

84. Has Adjustment Helped or Hurt the Poor in Africa? Seminars on World Bank and Poverty: London, October 24, 1993; Madrid, October 26, 1993; Paris, October 28, 1993; The Hague, November 18, 1993; Stockholm, November 19, 1993; Brussels, May 9, 1994; Rome May 10, 1994; Dublin, May 12, 1994.

85. Structural Adjustment and Long-term Development: International Conference on Adjustment at The Hague, by the Government of Netherlands,

86. Trade, Aid and Investment: Royal African Society Biennial Conference at Oxford, March 21-23, 1993.

87. Political Economics of Structural Adjustment - Case Study of Nigeria: Comment on J. Herbst and Olukoshi's paper at the World Bank Conference on Political Economy of Structural Adjustment, held on May 4, 1992.

88. Capital Flows to Developing Countries: Comments on Susan Collin's paper at the Annual Bank Conference on Development Economics held on May I, 1992.

89. Regional Integration in Sub-Saharan Africa: Comment on F. Foroutron/World Bank SEPR Conference on Regional Integration, held on April 1-3, 1992.

90. Structural Adjustment in Sub-Saharan Africa: Food Studies Group Seminar at Oxford held on March 24-26, 1992.

91. Adjustment and the Impact on the Poor: EDI/ADB seminar at Abidjan, held on March 10-14, 1992.

92. African External Finances in the 1990s: (Co-author J. Underwood): Global Coalition for Africa (GCA.) first Advisory meeting, Paris, held on September 9-10, 1991.

93. The Debt Problem of Sub-Saharan Africa: North-South Roundtable on African Debt, Relief, Recovery and Demobilization - Parliamentarians for Global Action, Abidjan held on July 8-9, 1991.

94. Managing Asia's External Debt: K.D.I - A.D.B. Seminar, Seoul, held on May 14-17, 1991.

95. External Debt Structural Adjustment and Development: UNCTC Workshop on Debt and External Resource Mobilization and Management at Antigua, held on October 22-24, 1990.

96. External Debt and Development Process: UNITAR-EADB Workshop on Debt Management at Kampala and Dar-Es-Salam, held on January 1990.

97. Borrowings from the World Bank: Kenya Treasury - World Bank Debt Management Seminar, Nairobi, held on October 1989.

98. Organizing for Efficient Debt Management: World Bank Debt Systems Conference, Paris, held on April 1989.

99. Fiscal Policy and External Debt: Arab Monetary Fund, Abu Dhabi, held in March 1989.

100. Developing Countries Debt - Trends and Prospects: (with J. Baneth): Japan Center for International Finance, Tokyo, held in February 1989.

In the Usa as Public Policy Fellow at Woodrow Wilson Center (June 2016-Feb 2017)

1. OPEN Summit, Leesburg, Virginia, July 11

2. KE Alumni Association Annual Dinner National Harbor, Aug 5

3. Graduate Student seminar, SAIS, Sept 22

4. Edhi Memorial panel, World Bank, Sept 27

5. Global Islamic Finance Report launch, World Bank, Oct 6

6. Convention of Pakistani Americans, Pakistan Embassy, Oct 8

7. World Bank-IMF Pakistani Staff Association, Nov 2

8. Rice University Baker Institute, Houston, Nov 8

9. American Pakistan Foundation-Wilson Center panel, Houston, Nov 9

10. US Institute of Peace panel on US assistance to Pakistan, Nov 16

11. George Washington University Pakistani Students Association, Dec 5

12. Work in progress presentation at Woodrow Wilson Center Dec 6

13. Woodrow Wilson Annual Conference on Pakistan January 10,2017

14. Lecture at 1818 H Society World Bank January 12

15. Key note speaker Hunar Foundation event January 14

16. Presentation and interactive discussion with the officials of US State Department, Treasury, Commerce Departments January 17

17. Addressed the USAID Alumni Association /DACOR January 25

18. Panellist at World Bank workshop on Bangladesh February 6

19. Brown Bag Public Lecture George Mason University Feb 15

20. Speaker at Emerging Markets Lab SAIS, Johns Hopkins University Feb 22

21. Graduate Students Asia Program Rand Corporation, Los Angeles Feb 27

22. American-Pakistan Foundation panel at Los Angeles Feb 28

Outside the USA

1. Institute of South Asian Studies Conference, Singapore, July 15-20

2. Global Islamic Finance Conference, Karachi, Sept 2-11

3. Chaired the Board meeting of AAOIFI, Bahrain, Sept 28-Oct 2

4. High level Selection Committee meeting, IDB, Jeddah, Oct 24-25

5. Commencement speaker at the Graduation ceremony Karachi School of Business and Leadership Dec 17

Nigeria

1. Nigeria's Need for Economic Policy Reforms: - at the Annual Conference of the Senior Managers of the United Africa Company, Lagos, held on November 27, 1987.

2. The Role of International Financial Institutions: - at the National Debate on IMF Loan - held by Chase Merchant Bank, Lagos, held on September 25, 1987.

3. Priorities and Incentives for Agriculture in Nigeria: at the Seminar on Nigeria's Economic Recovery - held by the Nigerian-American Chamber of Commerce and the African-American Institute held on September 2-25, 1987.

4. Current Economic Situation: Donors Meeting at Lagos held on September 17, 1987.

5. Nigeria and the IMF Loan: Luncheon Meeting of the Executive Directors of UAC (Nigeria), Lagos, held on September 16, 1987.

6. Rural Development in Less Developed Countries: The Nigerian Experience: Keynote address at the Nigerian Association of Masters of Business Administration Lecture series, Lagos, held on May 16, 1987.

7. Debt Rescheduling and the World Bank: South Conference on Nigeria: Prospects and Possibilities, London, held on March 30-31, 1987.

8. Prospects for Agriculture Exports in the Medium-Term: Nigerian-American Chamber of Commerce Seminar, Enugu, held on March 18, 1987.

9. Challenges and Opportunities for industrial Development in Nigeria: Henry Fajemirokun Memorial Lecture, N.I.I.A., Lagos, held on March 12, 1987.

10. International Organizations and Nigeria's Agriculture Development: Fifth Annual Lecture by Agriculture and Rural Management Training Institute (ARMTI), Ilorin held on February 21, 1987.

11. Global Economy and Nigeria: at Senior Managers' Conference of the International Bank for West Africa (IBWA), Lagos held on February 13, 1987.

12. Economic Outlook for Nigeria: at Senior Managers' Conference of the Nigerian National Petroleum Corporation (NNPC), Lagos held on January 30, 1987.

13. 1987 Budget: An Overview at the Budget Seminar organized by Arthur Andersen & Co., Lagos, held on January 1987.

14. An Overview of Public Finance: National Workshop on Public Expenditure programming in Nigeria at Ibadan - organized by NCEMA, Federal Ministry of National Planning held on December 2, 1986.

15. Essential Drugs: Federal Ministry of Health Workshop on Essential Drugs, Lagos, held on December I, 1986.

16. Non-oil Exports: Opportunities and Strategies for Financing and Marketing Lagos Chamber of Commerce Seminar, Lagos, (October 12, 1986).

17. The Experience of World Bank in Oil Palm Development in Various States: International Conference on Oil Palm, Port Harcourt held on October II, 1986.

18. Health Care Financing: Nigerian Medical Association, Lagos, held on September 17, 1986.

19. Prospects for Nigerian Economy: International Advertising Association Luncheon, Lagos, held on September 11, 1986.

20. Primary Health Care Financing: Workshop on Primary Health Care by the Federal Ministry of Health at Ibadan, held on July 8, 1986.

21. Export Drive and Counter-Trade: The Microeconomic Perspective: Eko Holiday Inn Gold Medal Series, Lagos, held on March 14, 1986.

22. Agriculture Development Projects in Nigeria: Recent Experience and Lessons for Future: Nigerian-Arab Bank Seminar on Finance, Abeokuta, held on February 14, 1986.

23. Monitoring and Evaluation in Agriculture Projects: at the ARMTI Workshop for Senior Managers, Ilorin, held on November 6, 1985.

24. Options for Resuming Nigeria's Economic Growth: at the Lagos Chamber of Commerce and the National Association of Chambers of Commerce, Lagos, held on September 11, 1985.

25. Outlook for Nigerian Economic Situation in the Medium-Term: at the Business International Nigeria Group Meeting, Lagos, held on June 12-13, 1985.

26. World Bank and Nigeria’s Agriculture Development: at the National Conference on Conference on Village Adoption Scheme, Nsukka, held on June 4, 1985.

27. Public Enterprises in Select African Countries: Lessons of Experience: at the Annual Conference of Chief Executives of Nigerian Public Enterprises, Jos held on May 29, 1985.

28. Prospects for Agriculture Development in Nigeria: Guest Lecture at the Annual Conference of the Nigerian Economics Students Association April 23, 1985.

29. Reorientation of Industrial Policy in Nigeria: Keynote Address at the Association of Nigerian Development Finance Institutions Conference, Lagos, held on March 7, 1985.

30. Population and Development at the World Development Report Launching Seminar at Lagos, held on October 23, 1984.

31. Strategies for the Development of Small Scale Industries at the Annual Conference of the Institute of Management Consultants of Nigeria, Lagos, held on July 13, 1984.

32. Management for Development at the University of Ife Seminar on World Development Report held on June 6-7, 1984.

Pakistan

1. "Chief Guest address delivered at the launch of NBFI- Modarabas Report”, at IBA Karachi on January 25, 2021

2. "Chief guest address at the launch of Global Islamic Economy Report”, at IBA Karachi on December 30, 2020

3. "Chief guest address at Annual Islamic Finance Conference”, organized by Institute of Business Management, Karachi November 4, 2020

4. “Key note address delivered at the SBP launch ceremony” of FX approval held at Karachi on October 16, 2020

5. "Chief guest address at International Workshop", organized by COMSTECH, Islamabad on January 28, 2020

6. "Internationalization of RMB - key note address delivered at international Conference on RMB internationalization", held at University of Lahore on January 20, 2020

7. "Pakistan's Macro economy: Current situation and Way forward", Public talk delivered under Distinguished Lecture series at the Institute of strategic Studies, Islamabad on December 26, 2019

8. "15 th Convocation address delivered at National University of Modern Languages Islamabad", on December 21, 2019

9. "Islamic Finance and Financial Inclusion", Chief guest address delivered at 3rd International Conference on Islamic banking and finance organized by Institute of Business Management Karachi on November 6, 2019

10. "Key note address delivered at the SAARC Finance seminar on Emerging trends in Corporate governance", held at Islamabad on December 18, 2019

11. "Ethics: Key pillar for reshaping Pakistan's future"; Chief guest address at the ACCA and CFA Society seminar on Global Ethics Day held at Islamabad on October 16, 2019

12. "Book talk at Mehran University of Engineering and Technology", Jamshoro October 4, 2019

13. "Keynote address delivered at South Asia Management Forum" held at IBA Sukkur on September 27, 2019

14. “Vision for the Cities”, Keynote address delivered at the PRIME-HABITAT held at Islamabad on August 28, 2019

15. “Concluding address at the 25th Convocation of Indus Valley School of Art and Architecture”, held at Karachi on December 8, 2018

16. "IBA Convocation address", delivered at Karachi on December 1st, 2018

17. "LUMS Convocation address", delivered at Lahore on June 30, 2018

18. “Comments on National Water Policy”, at the Roundtable organized by CCSOC at Islamabad on May 14, 2018

19. "The role of judiciary in Economic Development, Regional Integration and Foreign Direct Investment": A paper presented at the 8th Judicial Conference held at Islamabad on May 5, 2018

20. "CPEC Dynamics of Economy and Finance", Session Chair opening remarks at CPEC Summit organized by DAWN and Planning Division on April 24, 2018

21. "Development beyond seventy", Key note address delivered at the 12th Sustainable Development Conference organized by SDPI at Islamabad on December 5, 2017

22. "Analysis of Pakistan’s Debt Situation: 2000-2017", Keynote address delivered at the 4th National Debt Conference organized by PRIME Institute at Islamabad on October 26, 2017

23. "Economy of Pakistan: Past and Future", A paper prepared for presentation at the Seminar on Interplay of Security and Economy organized by ISPR and FPCCI at Karachi on October 11, 2017

24. "Pakistan Family Businesses: Challenges and Conflicts": Key note address delivered at Family Business Conference held at Karachi on September 27, 2017

25. "Governance Reforms in Government, Public Sector, Regulatory bodies", Conference on Human Governance for Business, Islamabad, Jan 21

26. "Economic Growth, Development and Resilience Building", LEAD Conference, Islamabad, Feb 21

27. “A road map for private sector participation in Defence Industry”, A paper presented at the DEPO Workshop held at Islamabad on Dec 2, 2015

28. “Social and Economic Consequences of Climate Change in Pakistan”, Key note speech at Lahore Forum on October13, 2015

29. “China Pakistan Economic Corridor”, Speech at the Passion for Pakistan panel on One Belt and One Road delivered at Karachi on September 22, 2015

30. "Good Governance is Good politics", Chief Guest Address to the Elite of the City of Karachi at the English Speaking Union of Pakistan on February 19, 2015

31. "How to reform the Civil services in Pakistan?" - Special lecture delivered at the University of Karachi on February 19, 2015

32. "Deliverable Democratic Governance", Chief Guest address at the launching ceremony of the book “Permanent Revolution – Managing for Deliverable Democracy” by late Syed Mumtaz Saeed held at Karachi on February 18, 2015

33. "Trading and Energy Corridors", A paper presented at the International Seminar on “Crossroads Asia: Dynamics of Peace and Progress” organized by the National Defence University at Islamabad on February 11, 2015

34. "A Road Map for Governance Reforms", Keynote address delivered at Pakistan Governance Forum 2014 held at Islamabad on December 22, 2014 by the Ministry of Planning, Development and Reforms.

35. "Towards a Supreme Audit Institution", A paper presented at the International Conference on Public Financial Management organized by ICAP at Islamabad on November 24, 2014

36. "Pathways to Sustainable Development", Special Lecture delivered at the SDPI Annual Conference at Islamabad on December 9, 2014

37. "Economic consequences of judicial actions", Keynote address at the Judiciary Conference in Islamabad, 18-19 April, 2014

38. "The Economy of Sindh", Keynote speech at the International Conferences on Sind through centuries, Karachi, March 24-26, 2014

39. "Value Chain in Management Education", Key note address at the International Conference on Business held at Sukkur, Feb 21-22, 2014

40. "Education Reforms in Pakistan", Policy Dialogue organized by the British Council, Islamabad January 30, 2014

41. “Urbanization In Pakistan”, Keynote address delivered at South Asia Cities Conference and Pakistan Urban Forum held at Karachi on Jan 9, 2014

42. “Microfinance for Inclusive Growth”, Key note address at Microfinance Summit held at Islamabad, July 9, 2013

43. “The Impact of Euro Crisis on SAARC countries” , Key note address delivered at SAARC Governors Symposium held at Islamabad on June 18, 2013

44. “An agenda for Reviving Islamic Finance” , Key note address at Global Forum on Islamic Finance organized by COMSATS Institute at Islamabad on March 13, 2013

45. "Economic Reforms in Pakistan – One Step Forward , Two Steps Backward",

Quaid-e -Azam Lecture delivered at the Annual Conference of the Pakistan Society for Development Economists held at Islamabad, Nov 15, 2012

46. "Impact of Privatization on Sustainable Development", Keynote address at KESC Thought Leaders Forum held at Karachi on September 13, 2012

47. "Positioning Capital markets for Emerging companies", Pakistan IPO Summit , Karachi, July 14,2012

48. "Global Financial Crisis", Pakistan Institute of Corporate Governance Seminar on Corporate Governance Karachi, July 12, 2102

49. Adapting Services to Local Delivery, Lahore School of Economics Annual Conference, Lahore, May 17, 2012

50. Business, Society, Science and Technology, Key note address at the International Conference on Management, UMT, Lahore, March 28, 2012

51. Agriculture Productivity and Economic Development, Key note address at DAWN Agri Pak Conference held at Karachi on Feb 11, 2012 22-24, 2012

52. Redefining Governance, Paper read at the SDPI Fourteenth Annual Conference held at Islamabad on Dec 13, 2011

53. The Role of Contractual Savings in Pakistan’s Economy, Pakistan Insurance and Takaful Conference held at Karachi on Sept 6, 2011

54. Civil Service Reform in Pakistan, International Conference on Growth, Planning Commission, Islamabad July 13, 2011

55. Delineating Roles within the Sector, Key note address at Microfinance Network Roundtable held at Islamabad on July 8, 2011

56. Models of Local Democracy within a Federal System, Commonwealth Local Government Forum held at Karachi on July 6, 2011

57. Enabling Environment for Entrepreneurship, Opening remarks at the INSEAD Alumni Association Conference at Karachi, May 7, 2011

58. Economic Growth and Intellectual Property, Address at the World Intellectual Property Day Islamabad, April 26, 2011

59. Long term Economic Direction and Consistency of Economic policies, Lecture delivered at Applied economics Research centre Karachi March1, 2011

60. 2009 Pay and Commission report, Lecture delivered at National Management College, Lahore Feb 25, 2011

61. Innovation, Creativity and Entrepreneurship, Key note address at MIT Enterprise Forum held at Karachi on Dec 11, 2010

62. Pakistan's Economy and the Impact of Flood, The World in 2011 Jang Group/ The Economist

63. Acumen Fund Pakistan, Key note address delivered at the Annual Community Gathering of Acumen Fund held at Karachi on Dec 4, 2010

64. East and Central Europe: The Impact of 2008-09 Global Financial Crisis, University of Karachi on November 24-25, 2010

65. Managing Government-Business relation in Pakistan, Management Association of Pakistan, Karachi Nov 23, 2010

66. Institutions for Market Governance and Doing Business, Private Sector Task force, Islamabad Oct 29, 2010

67. Economic stability and Growth, Command and Staff college, Quetta Oct 21, 2010

68. Pakistan’s Economic challenges and the present Economic framework, National Defence University, Islamabad Oct 18, 2010

69. Economic challenges for Post flood Economy, Jinnah Institute Conference, Islamabad Sept 23, 2010

70. Trade and Human Development, Keynote address at the Launching ceremony of Human development in South Asia  Report 2009, Lahore, June 29, 2010

71. Islam and the Future of Economics, Keynote address at the Conference on Islamic banking and Finance, Karachi, June 26,2010.

72. Business in new environment, Keynote address at the CFO Conference organized by the ICAP, Karachi ,March 11

73. Pakistan Economy: Challenges and Prospects: Invited to address at the Command and Staff College, Quetta on Sep 4, 2009.

74. Economic policies under Shoaib: Delivered as Shoaib Memorial Lecture at ICMAP at Karachi on August 10, 2009.

75. Recent Privatizations in Pakistan and their impact: Address delivered at the Conference on privatization organized by the Privatization Commission at Islamabad on July 3, 2009.

76. Technology and Poverty reduction: Key note address delivered at the launching ceremony of Human Development Report South Asia at Islamabad on July 2, 2009.

77. Pakistan Experience with the IMF: A paper presented at IBA Conference on Pakistan Economy and the IMF held at Karachi on May 31, 2009.

78. From Global Financial Meltdown to Global Economic Crisis: Chief guest’s key note addressed at the Seminar organized by Institute of Cost and Management Accountants (ICMAP) held at Karachi on Feb. 6, 2009.

79. Global Financial Meltdown: Genesis, Consequences and Lessons: Seminar organized by the Institute Chartered Accountants of Pakistan (ICAP) at Karachi on October 23, 2008.

80. Pakistan’s growth experience 1947-2007 (2008)

81. Economic Governance: Paper presented at Conference on Pakistan economy organized by NDU at Islamabad Nov. 4, 2008.

82. Trade Liberalization, Economic Growth and Poverty Reduction: Keynote address at National Seminar on Trade and Growth Linkage organized by Quaid-e-Azam University at Islamabad, June 27, 2007.

83. Public Policy and Social Sciences: Paper presented at GCU Conference on the State of Social Sciences held at Lahore March 27, 2008.

84. Evolution of Islamic Finance: Sustaining  Global Growth (2007)

85. Perils to Pakistan’s competiveness (2007)

86. Islamic Finance, Inclusive, Growth and Poverty Alleviation: Keynote address at the 3rd Annual International Conference on Islamic Banking organized by Islamic Capital Partner, Karachi, November 7, 2007.

87. Regional Cooperation in Asia Options for Pakistan: Keynote address at the International Seminar on Regional Cooperation in Asia organized by the Islamabad Policy Research Institute and Hans Seidel Foundation at Islamabad, September 6, 2007.

88. Approach to Civil Service Reform: Paper prepared for discussion with the 87th National Management Course participants at National Management College, Lahore, September 13, 2007.

89. Prospects for Japanese Investors in Pakistan Key note address at the Joint Business Dialogues between PJBF & JPBCC at Karachi on 24th January, 2007.

90. Reforming the Government in Pakistan Rationale, Principles and Proposed Approach: Keynote address at the Annual Conference on Management of Pakistani Economy, Lahore School of Economics, May 2, 2007

91. Poverty in South Asia Seminar: The Tyranny of Measurement and Crisis of Governance, Mehboob ul Haq Human Development Centre, Islamabad, May 26, 2007.

92. Broad Based Strategy for Overseas Pakistanis in the Development of Pakistan, Overseas Pakistanis Investment Conference, Islamabad, March 5, 2007.

93. Role of Civil Bureaucracy in Socio-Political Context of Pakistan Lecture delivered at the National Defence College, Islamabad on November 20, 2006.

94. Development of Asian Bond Markets. Keynote address at the Asia Consultative Group Annual General Meeting at Karachi on November 9, 2006.

95. Islamic Financial Markets Positioned for Growth. At 2nd Islamic Banking and Money Market Conference at Karachi November 8, 2006.

96. Approaches to Government Reforms. Lecture delivered at the 85th National Management Course of Pakistan Administrative Staff College at Lahore on October 18, 2006.

97. Globalization Challenges to Pakistan Economy: Lecture delivered at Foreign Service Academy, Islamabad on October 9, 2006.

98. The Future of Kashf: Paper presented at the 10th anniversary celebration of Kashf Foundation held at Lahore on September 4, 2006.

99. Human Security and Governance: Chief Guest address at the launching of Human Development in South Asia Report 2006 held at Islamabad on August 30, 2006.

100. Why do we fear Globalization? Chief Guest address at the SPDC – DFID seminar held at Lahore on July 31, 2006.

101. Economy of Pakistan and Impact of Earthquake on GDP Growth: Speech delivered to the officers of Lahore Garrison organized by the 4 Corps Hqrs, Lahore on July 15, 2006.

102. The Perils of Higher Skill Shortages For Pakistan’s Economy - What Can We Do About It? Chief Guest Address at the Prize Distribution Ceremony of the Institute of Bankers, Pakistan held at Karachi on November 26, 2005.

103. Monetary-Cum-Exchange Rate Regime - What Works Best For Emerging Market Economies? Keynote Address at the SBP Conference on Monetary-cum-Exchange Rate Regime held at Karachi on 14 November, 2005.

104. Culture, Ethics and Values in the Banking System: Presidential address at the 55th Annual General Meeting of the Institute of Bankers of Pakistan held at Karachi on September 17, 2005.

105. Why Privatization is necessary for Economic Growth in Pakistan. Address as Chief Guest at the 11th Get Together of the Overseas Universities Alumni Club and the 21st Century Business & Economics Club on August 12, 2005 at Karachi.

106. What is happening to Pakistan’s External Sector. Lecture delivered at the 82nd National Management Course of Pakistan Administrative Staff College at Lahore on June 21, 2005.

107. Pakistan’s Budget for 2005-06 : Links with Strategic Framework. Presidential Address delivered at the Budget Breakfast Forum organized by the Institute of Bankers, Pakistan at Karachi on June 8, 2005.

108. The Health Challenge in Pakistan: Prognosis and Prescription. Chief Guest Address at the Launching of Human Development Report of South Asia organized by Mahbubul Haq Center for Human Development at Islamabad on May 30, 2005.

109. Distributing Benefits of Growth to the Majority. Presidential Address at the Pre-Budget Seminar held by Pakistan Observer at Islamabad on May 28, 2005.

110. National Economy and Impact of Foreign Aid. Lecture delivered at No. 18 Air War College, Karachi on May 20, 2005.

111. 34th Annual Meeting of the Board of Directors of the Asian Clearing Union. Welcome Address delivered at the Inaugural Ceremony held at Lahore on May 16, 2005.

112. SME Financing: Issues and Strategies. Welcome Address at the Conference of SME Financing held in Lahore on May 10, 2005.

113. Globalization, Regional Integration and National Development: Where does South Asia Stand? Inaugural Address delivered at the Valedictory Session of the South Asian Federation of Accountants held at Karachi on May 6, 2005.

114. Sustainable Growth in Financial Sector of Pakistan. Address as Chief Guest at the Symposium organized by the Public Relations Management Group at Karachi on April 29, 2005.

115. Key Issues in Managing Pakistan’s Economy: Inaugural Address delivered at the Seminar organized by the Lahore School of Economics, Lahore on April 28, 2005.

116. Financing Human Development in Pakistan: Address delivered at the Pakistan Development Forum held in Islamabad on April 25, 2005.

117. Pre-Budget Conference: Address as Chief Guest at the Conference held in Karachi on April 9, 2005.

118. Economic Cooperation in Asia: Chairman’s Address at the High Level Seminar organized on the occasion of the Asian Cooperation Dialogue held at Islamabad on April 5, 2005.

119. Progress and Prospects on Anti-Money Laundering: Welcome Speech delivered at Seminar on Anti-Money Laundering held at Islamabad on March 29, 2005.

120. Economy of Pakistan: An Overview. Keynote address delivered at the Expo 2005 Conference held at Karachi on February 3, 2005.

121. Corporate Governance in the Financial Sector: Session Chairman’s Address at the Seminar organized by the Institute of Business Administration (IBA) at Karachi on January 28, 2005.

122. Unleashing Entrepreneurship: Address as the Chief Guest at the Launching of UN Secretary General’s Report held at Karachi on December 28, 2004.

123. Global Partnership for Development: Address as the Chairman at the Plenary Session of the First International Conference on Volunteerism and Millennium Development held at Islamabad on December 7, 2004.

124. Comparison of Pakistani Economy with Asian Economies: Keynote address delivered at the 12th General Council and General Body Meeting of the Asia Oceania Tax Consultants Association held at Karachi on November 26, 2004.

125. Pakistan Financial Sector: A Roadmap for 2005-2010. Keynote address delivered at the 54th Annual General Meeting of the Institute of Bankers, Pakistan held at Karachi on October 14, 2004.

126. Fostering Good Corporate Governance. Address as the Chief Guest at Best Corporate Reports Award Ceremony organized jointly by the Institute of Chartered Accountants of Pakistan and the Institute of Cost and Management Accountants of Pakistan held at Karachi on August 12, 2004.

127. Developing Human Resources for the Financial Sector. Key note address delivered at the Launching of Masters in Banking Services Degree Program at the University of Faisalabad, held at Faisalabad on August 11, 2004.

128. Vision for Pakistan’s Financial Service Industry. Address as the Chief Guest at the Ceremony to announce the Joint Venture Partnership between BMA Capital and Abraaj Capital held at Karachi on July 29, 2004.

129. Reducing Poverty or Redistributing Income? Inaugural address at the Pre-Budget Seminar held by The Nation at Lahore on May 26, 2004.

130. Sustainability of Pakistan's Economic Fundamentals. Speech delivered at the Oil and Gas Conference 2004 held at Islamabad on May 3, 2004.

131. Why Lend to Small and Medium Enterprises? Inaugural address at the IFC sponsored Training Workshop for SME Lending held at the Institute of Bankers, Pakistan held at Karachi on April 12, 2004.

132. Marketing Pakistan’s Image. Speech delivered at the Rotoract Club held at Karachi on April 12, 2004.

133. Financial Sector in Pakistan – The Way Forward. Address at the Forty-Ninth Annual General Meeting Institute of Bankers, Pakistan held on March 25, 2004.

134. Financing For Infrastructure Projects. A paper presented at the Pakistan Development Forum held at Islamabad on March 19, 2004.

135. Foreign Reserves and the Common Man. A paper presented at Pakistan Administrative Staff College on March 11, 2004.

136. Why Pakistan should exit the IMF Programme? Reproduced from article published in the Daily DAWN on February 29, and March 1, 2004.

137. Financial Sector Reforms and Pro-Poor Growth: Case Study of Pakistan. Speech delivered at the 53rd Annual General Meeting of the Institute of Bankers of Pakistan held at Karachi on February 21, 2004.

138. Lessons for Poverty Reduction – The Experience of Aga Khan Rural Support Programme. Keynote Address delivered at the International Conference on Lessons in Development – The Experience of AKRSP held at Islamabad on December 15, 2003.

139. Banking Sector Developments, Challenges and Opportunities. Keynote address at IBC Gulf Conference - Investing in Pakistan at Islamabad on December 9, 2003.

140. Industrial Competitiveness: Bench Marking Pakistan. Opening remarks at the Pakistan's Resident Mission - Asian Development Bank Institute High Policy Forum held at Karachi on November 20, 2003.

141. SME Financing - Issue and Prospects. Keynote address at the SMEDA-IBP seminar on "Issue of SME Financing" held at Lahore on October 24, 2003.

142. Human Resource Management in Practice – A Case Study of State Bank of Pakistan. Address at the National Conference on Human Resources held at Karachi on October, 18, 2003.

143. Development Strategy of Punjab. Speech delivered at the Punjab Development Forum, Lahore, on September 16, 2003.

144. Housing Finance in Pakistan: Progress, Prospects and Problems. Keynote Address on the occasion of Housing Finance Workshop organized by the World Bank and International Finance Corporation at Karachi on August 20, 2003.

145. An Analysis of the Bank's Write-off (1999-2003). Institute of Bankers, Pakistan, Prize Award Ceremony held at Karachi on July 26, 2003.

146. Seminar Exhibition on Technological innovation in the financial sector.

147. Changing Paradigms of Capacity Building. Keynote Address at the International Congress on Human Resources held at Islamabad on June 7, 2003.

148. Governor’s Interview to APP News Agency on 20th June, 2003.

149. What does Continuity of Reforms mean? A paper presented at the PILDAT Legislative Workshop on Budget process held at Islamabad on May 27, 2003.

150. Pakistan's Export Competitiveness in Global Market Global Market. A paper presented at the Seminar on Export-led Growth Strategy organized by the Export Promotion Bureau held at Lahore on May 27, 2003.

151. Financial Sector Reforms – Presentation made at the Pakistan Development Forum 2003 held at Islamabad on May 14, 2003.

152. Role of Islamic Finance. Islamic Finance & Pakistan efforts in the financial war on Terrorism on April 23, 2003.

153. Conceptual Design of Poverty Reduction Strategy in Pakistan. Symposium of Pro-Poor Policies held at Islamabad on March 17, 2003.

154. Strategy for Development of Microfinance in Pakistan. Remarks delivered as Chief Guest at the launching ceremony of the Financial Sector strengthening program of the Swiss Agency for Development and Cooperation held at Islamabad on February 26, 2003.

155. A Fair, Equitable and Efficient Tax System for Pakistan. Concluding remarks at the National Conference on Tax Culture under the auspices of Income Tax Bar Association held at Karachi on February 22, 2003.

156. The Role of The Private Sector And Government In Pakistan's Economic Development. Convocation Address at The Institute of Business Management, Bahauddin Zakariya University, Multan held on February 4, 2003.

157. Pakistan Economic Horizons, 2003 and Beyond. Closing Remarks at The Daily Times Seminar held at Karachi, on January 31, 2003.

158. Regulatory Strategy of State Bank of Pakistan: Comments of the paper delivered by Dr. Mohsin S. Khan as Quaid-e-Azam lecture at the 18th Annual General Meeting of Pakistan Society Development Economists held at Islamabad on 15th January 2003.

159. Pakistan Poverty Assessment. Concluding remarks at the World Bank Seminar held at Karachi on January 7, 2003.

160. Housing Finance. Welcome Address on the occasion of the inauguration of Housing Finance Conference at Karachi on December 11, 2002.

161. Why should we avoid Populist Economic Policies? Reproduced from DAWN, issues of November 9-11, 2002.

162. Dealing with Non-Performing Loans of Banks. Reproduced from article published in the Daily Dawn on October 21-22, 2002.

163. Pakistan to issue Govt. Bonds Quaterly - Central Banks.By Saeed Azhar Of DOW JONES NEWSWIRES.

164. INTERVIEW: Pakistan Ctrl Bk -2: Comfortable Reserves By Saeed Azhar Of DOW JONES NEWSWIRES.

165. Banking Sector Reforms -Current Status And Future Prospects (Presidential Address at the Seminar organized by Management Association of Pakistan at Lahore held on August 31, 2002.

166. Why does Pakistan have to Accumulate Foreign Reserves? Reproduced form Daily Dawn, Karachi: August 1, 2 and 3, 2002.

167. Agriculture Sector Development: Problems and Issues. Inaugural address at the Financial Sector Conference on Agriculture Organized by ADBP at Karachi on June 28, 2002.

168. Is The State Bank of Pakistan doing its Job? Inaugural address at the Pre-Budget Seminar organized by "The Nation" at Lahore on June 10, 2002.

169. Governor’s Interview. In PTV “News Nite” Program of May 15, 2002.

170. Strategy for External Debt Management 1999 – 2004. Address at the Institute of Bankers March 2, 2002.

171. “Bankruptcy Law”. Keynote address at the Seminar organized by the Federation of Pakistan Chamber of Commerce and Industry at Karachi on Monday, January 28, 2002.

172. Developing the SME Sector in Pakistan. Concluding address at the Habib Bank Seminar on 'Small and Medium Enterprises' held at Karachi on January 15, 2002. panic

173. Comments on the Paper Debt, Growth, Poverty in International Monetary System by Prof. Robert Mundell: at the Annual Meeting of Pakistan Society for Development Economists held at Islamabad on January 14, 2002.

174. How is Pakistan Positioning itself for Challenges of Globalization? Paper presented at the Launch ceremony of 'Human Development in South Asia 2001 Report' by the Mahbub ul Haq Human Development Centre on October 29, 2001.

175. Why Perceptions about Pakistani Economy Differ? Address at the English Speaking Union on July 5, 2001.

176. Pakistan’s Development Challenges. Address at the Mahbub ul Haq Memorial Seminar, Human Development Centre held at Islamabad on July 16, 2001.

177. Inaugural dinner of PICIC Commercial Bank. Address at the Inaugural Dinner of PICIC Commercial Bank on June 29, 2001.

178. The Role of Modarabas In Pakistan's Financial Sector. Keynote Address at the Seminar held by Modaraba Association of Pakistan held at Karachi on June 27, 2001.

179. Macro Picture of the Budget 2000-01. Speech at The Post-Budget Seminar Organized By The Institute Of Chartered And Management Accountants On June 23, 2001.

180. The Role of Regulators Globally in Promoting Ethical Standards. Address at Financial Market Association seminar held at PC Karachi on June 14, 2001.

181. Economic Ties between China and Pakistan. Keynote address at the Pakistan Institute of International Affairs Seminar on Pakistan-China held at Karachi on May 30, 2001.

182. The State of the Financial Sector in Pakistan. Speech delivered at the 50th Annual General Meeting of the Institute of Bankers in Pakistan held on February 24, 2001.

183. Towards a Strategy for Employment Oriented Human Development. Address November 25, 2000.

184. Strengthening the Leasing Sector. Address at the International Conference on Small and Micro Leasing held at Karachi on November 2, 2000.

185. Making Pakistan Bankable – Country S.W.O.T. Analysis. Presentation made at Oil & Gas Conference held at Islamabad on October 24, 2000.

186. Economic Prospects and Challenges in Pakistan. Presentation made at the Z.A. Bhutto Institute of Science & Technology on October 12, 2000.

187. Pakistan’s Balance of Payments. Presentation made at Oil & Gas Conference - 2000 held at Islamabad on October 10, 2000.

188. Making Globalization Work for the Poor – Case Study of Pakistan. A Paper presented at the Seminar on EMP-CIDA Globalization Project launch workshop held at Lahore University of Management Sciences, Lahore on July 17, 2000.

189. Impact of Globalization on Poverty in Pakistan. A Paper read at Mahbub ul Haq Memorial Seminar, Mahbub ul Haq Human Development Centre held at Islamabad on July 15, 2000.

190. Economic Challenges Facing Pakistan. A lecture delivered at the Center for Development and Democracy held at Karachi on January 19, 2000.

191. Seminar/Exhibition on Technological Innovation in the Financial Sector. Inaugural Address at the CSP Certification and Accreditation of IT Professionals held at Karachi on ………

192. Financial Sector in Pakistan: The Way Forward. Address at the Forty Ninth Annual General Meeting of Institute of Bankers, Pakistan held at Karachi on March 25, 2000.

INTERNATIONAL CONFERENCES / SEMINARS / FORUMS / MEETINGS ATTENDED

1. World Bank Regional Champions meeting, Kathmandu, November 17-20, 2019

2. Emerging Markets Forum, Lansdowne, Virginia October 18-21, 2019

3. South Asia Conference on Sub national finance, organized by World Bank Dhaka, September 17-19, 2019

4. ADB Annual meeting Fiji April 29-May 4, 2019

5. Belt and Road Forum, Beijing, April 25, 2019

6. Schenzen University, Guangzhou, April 27, 2019

7. Islamic Development Bank Annual meeting, Marrakech, April 4-7, 2019

8. World Bank Regional Champions Meeting, Bangkok, Feb 12-13, 2019

9. PM entourage, Dubai, Feb 10, 2019

10. LSE Conference on Development, London, Nov 2-5, 2018

11. Pakistan Policy symposium, Washington DC, Oct 17-18, 2018

12. World Peace Forum, Beijing, July 14-16, 2018

13. DC-Karandaaz Meeting, Dubai, July 10, 2018

14. AAIOFI Board Meeting, Amman, July 8-9, 2018

15. High level Ministerial Ministerial summit of ESCAP , Bangkok May 15-16, 2018

16. Regional champions meeting, World Bank, Singapore, May 7-9, 2018

17. Public Lecture at IFSB Annual meeting, Kuwait May 1, 2018

18. London School of Economics Conference on South Asia, London, March 17, 2018

19. AAOIFI Governance and Ethics Board , Bahrain March 6-7, 2108

20. World Economic Forum, Davos, Jan 22-25, 2018

21. AAOIFI Governance and Ethics Board Bahrain, Dec 6-7, 2017

22. World Bank-AAOIFI Annual Conference, Bahrain, Nov 4-6, 2017

23. MAJ Leadership Institute, Dubai, Sept 17-19, 2017

24. International Conference on CEPAC , Fudan University, Shanghai August 23-26, 2017

25. Governance Board of AAOIFI Bahrain August 14-17, 2017

26. IDB Selection Committee Dubai May 24-25, 2017

27. Karachi Literary Festival , London May 19-25, 2017

28. Islamic Development Bank Presidential Advisory Panel, Jeddah May 14-16, 2017

29. AAOIFI Governance and Ethics Board, Muscat, March 28-30, 2017

30. International Financial Cooperation Seminar, Beijing CAPDF March 17, 2017

31. Board of Trustees, IRTI, Jeddah, May 29, 2016

32. Address, Global Islamic Forum on Sustainable Development Goals held at Jakarta on May 22, 2016

33. Doha Forum, Doha, May 21-23, 2016

34. Global Islamic Forum, Annual Meeting ISDB, Jakarta, May 16, 2016

35. AAOIFI Governance and Ethics Board, Manama, Bahrain, March 30, 2016

36. Presidential Advisory Penal, ISDB, Jeddah March, 12, 2016

37. Round Table and Public Forum, Australian National University, Canberra, Feb 23, 2016

38. Islamic Development Bank Selection Committee, Dubai, Feb 4, 2016

39. Global Conference On Islamic Finance organized by the IMF and Central Bank of Kuwait at Kuwait on Nov 11, 2015 Emerging Markets Forum held at Tokyo on Nov 3-5, 2015

40. Panelist, South Asia Economic Conclave, New Delhi, Sept 28-30,2015

41. Islamic Development Bank Search Committee meeting, Dubai, September 16-17, 2015

42. Middle East Advisory Group of IMF meeting at Fez, September 6,2015

43. AMDISA Executive Board meeting, Ahmedabad, August 17-19,2015

44. Task Force on Financial Inclusion, Washington DC June 23, 2015 7.

45. Center for Global Development Task Force on Financial Inclusion, Washington DC June 23, 2015

46. Panelist, IRTI Global Islamic Forum, Islamic Development Bank Annual meeting, Maputo, June 8-10, 2015

47. Chief guest, Pakistan Professionals Wing, Dubai, May 22, 2015

48. Speaker at the IFSB Summit, Amaty, May 20-21,2015

49. World Bank South Asia regional Champions meeting Colombo March 31-April 1, 2015

50. Key note speaker Harvard Pakistan Forum Boston March 28- 29, 2015

51. Key note speaker at NEDian Annual Convention, San Francisco, Oct 12, 2014

52. IMF Middle East Advisory Group, Washington, DC Beijing Forum, Beijing Nov 6-9, 2014

53. CGD Task Force, Washington, DC Nov 18, 2014

54. IBA Alumni chapter of UAE Annual Dinner, Dec 12, 2014

55. World Bank Regional Leadership Team, New Delhi, Jan 14, 2015

56. ICRIER Conference on India Pakistn Trade Relations New Delhi, Feb2-3, 2015

57. IMT Global Conclve, Ghaziabad, India April 1, 2015

58. Led HEC Vice Chancellors Delegation to New Zealand, Feb 27- Match 9, 2015

59. President Advisory Panel, Islamic Development Bank, Jeddah, March 19, 2015

60. US-Pakistan Roundtable, Stanford University, Palo Alto, September 2-5, 2014

61. 40th Anniversary and Annual Meeting of Islamic Development Bank, Jeddah June 23-26, 2014

62. World Bank Regional Champions Meeting, Kathmandu, June13-16, 2014

63. Seminar on Pakistan, IFRI and Embassy of Pakistan, Paris, May 20, 2014

64. MILE Leadership Conference, Madinah, April 23-25, 2014

65. OECD Symposium , Paris, March 20-21, 2014

66. Center for Global Development Task Force on Financial Inclusion, Washington DC, Feb 6, 2014

67. World Economic Forum Annual Meetings, Davos, Jan 22-26, 2014

68. ICRIER Conference On India-Pakistan Trade New Delhi jan 2, 2014

69. World Economic Forum Global Advisory Council summit  at Abu Dhabi Nov 18-20, 2013

70. IMF middle East Advisory Group meeting at Washington Dc on Oct 16, 2013

71. ADB-IFSB Conference on Islamic Finance at Manila  Nov 4-5, 2013

72. CEEMAN Annual Conference at Bled, Slovenia Sept 24-29, 2013

73. Emerging Markets Forum, Astana, Kazakhstan, Sept 10-11, 2013

74. Neemrana Initiative meeting held at New Delhi, Aug 17-21, 2013

75. World Bank Regional Champions meeting held at Bangkok, June 12-13, 2013

76. South Asia: Potential for Development, Key note address delivered at South Asian Rotary Summit held at Hyderabad, India on May 3, 2013

77. Islamic Financial Services Board 10th Summit speaker, Kualalampur, May 15-17, 2013

78. Plenary session speaker, South Asia Rotary Summit, Hyderabad, India, May 3-5, 2013

79. Distinguished Lecture at ICRIER, New Delhi, Feb 5, 2013

80. World Economic Forum Annual Meeting Davos, January 22-27, 2013

81. Transparency Advisory Group, World Bank, Bangkok, January 16-19, 2013

82. Managing and Advisory Committee meeting of South Asia Network of Development Economics and Environment, Kathmandu, Dec 10-12, 2012

83. World Economic Forum summit on Global Advisory Councils held at Dubai, Nov 11-14, 2012

84. The Citizens Foundation Fund raising event held at Seattle, USA, Oct 13, 2012

85. Williams College Conference on "The Future of the World Bank and IMF" at Williamstown, USA, Sept 26, 2012

86. US- Pakistan relations at Hoover Institute, Stanford University, Palo Alto, Aug 23-24, 2012

87. SEACEN course at Manila, July 29-Aug 1, 2012

88. Global Business Schools Network (GBSN) Annual Conference, New Delhi, June 12-13, 2012

89. China-South Asia Economic Forum, Kunming, China, June 3-7, 2012

90. Distinguished Lecture at Asian Institute of Finance, Kualalampur, Malaysia, May 23, 2012

91. Neemrana India-Pakistan Initiative, New Delhi, May 19-21, 2012

92. Global Conference MiIliken Institute, Los Angeles, April 29-May 2, 2012

93. Harvard Pakistan Conference, Boston, April 25-26, 2012

94. Conference on India Pakistan Trade, organized by Woodrow Wilson Center,

Washington, April 23, 2012

95. EABER/SABER Round table and Public Forum, ANU, Canberra, April17-18, 2012

96. Aman ki Asha Education Committee, New Delhi, April12-14, 2012

97. Rand Workshop on Pakistan, Dubai, April 10-12, 2012

98. World Marketing Summit, Dhaka, February 29-March 3, 2012

99. Friends of Europe Seminar on Pakistan, Brussels, January 26, 2012

100. Stanford Dialogue on Pakistan, Palo Alto, January 22-24, 2012

101. World Innovative Summit for Education (WISE) held at Doha, Qatar, Oct 30 – Nov1, 2011

102. World Economic Forum Summit of Global Advisory Councils held at Abu Dhabi , October 9-11, 2011

103. Middle East Advisory Group, IMF, Washington. September 24-26, 2011

104. International Growth Conference (IGC), London. September 19-21, 2011

105. Abraaj Capital Forum, Istanbul, Turkey. September 16, 2011

106. South Asia Forum, New Delhi, India. September 8-9, 2011

107. EABER / SABER Workshop, Roundtable, Public Forum, Canberra, Australia. August 17-19, 2011

108. Convocation Speaker, Carnegie Mellon University, Adelaide, Australia. August 15, 2011

109. Global Business Schools Network Annual Conference, Mexico City, Mexico. June 19-23, 2011

110. Neemrana Initiative Meeting, New Delhi, India. May 28-June 1, 2011

111. AMDISA Executive Board meeting, Kathmandu, Nepal. May 15-16, 2011

112. International Conference on Microfinance, Tunis, Tunisia. April 20-22, 2011

113. AMDISA Executive Board, Male, Maldives. February 19-20, 2011

114. Emerging Markets Forum at Airlie, Virginia, USA Oct 11-12, 2010

115. IMF Advisory Groups meeting , Washington, DC Oct 10, 2010

116. IDB Global Forum on Islamic Finance, Baku, June 21, 2010

117. Global Business schools  Network  Annual Conference, Washington, DC,  June10-11, 2010

118. Aman-ki-Asha Conference, Jang Group and Times of India Group, Delhi, May 18,2010

119. Asia Pacific regional Advisory Group, UNDP, Bangkok, May 6, 2010

120. Center for Global development Study Group on Pakistan,  Washington, DC , April 28, 2010

121. Middle East regional Advisory Group, IMF, Washington, DC , April 26, 2010

122. South Asia Federation of Exchanges Biennial Conference, Mauritius, April 22-24, 2010

123. Asian Regional Forum, Asian Development Bank Manila, Jan. 14-15, 2010

124. USAID Delegation of Vice Chancellors to the U.S. November 7-27, 2009.

125. Middle East Regional Advisory Group Marakesh, October 12-15, 2009.

126. AMDISA Executive Board, Hyderabad, India. September 4-15, 2009.

127. East Asia Bureau of Economic Research (EABER)/South Asia Bureau of Economic Research (SABER) Round table on Policy Reforms held at New Delhi June 29-30, 2009.

128. Emerging Markets Forum held at Mumbai and New Delhi June 22-26, 2009.

129. Weak and Fragile states, A Learning Event organized by CIDA/AKF Canada at Ottawa, June 19, 2009.

130. Asian Bankers summit at Beijing May 10-12, 2009.

131. Special Meeting on “The Future of Global Finance “convened by the Managing Director IMF at Washington DC on April 24, 2009.

132. RUSI-IPRI seminar, Bahrain, March 24-25, 2009.

133. Global Development Network Annual Conference, Kuwait, February 2-6, 2009.

134. Task Force on Access to Finance, Washington D.C. Oct 27, 2008 and April 21, 2009.

135. 20th Anniversary Conference of African Economic Research Consortium, Nairobi, September 15-16, 2008.

136. Task Force on Access to Finance, Washington D.C., July 7, 2008, Oct. 28, 2008.

137. South Asian Panel on Report of GROWTH AND DEVELOPMENT COMMISSION headed by Nobel Laureate Michael Spence held at New Delhi, May 27, 2008.

138. Higher Education Summit, organized by U.S. State Department, Washington D.C., May 2, 2008.

139. Workshop on Afghanistan and its neighbors, Oxford, April 10-11, 2008.

140. International Advisory panel of ISDB, Jeddah, March 20, 2008.

141. Asian Bankers Summit, Hanoi, March 16-19, 2008.

142. South Asian Federation of Stock Exchanges Conference, Dhaka, January 31-February 01, 2008.

143. Global Development Network Annual Conference, Brisbane, January 26-30, 2008.

144. INCEIF Global Forum, Kuala Lumpur, August 30, 2007.

145. North South Round Table Seminar, New York, September 21, 2007.

146. Seminar on Economic Development and Poverty Alleviation, organized by Institute of Strategic and International Studies, Malaysia, September 3, 2007.

147. Pakistan: Prospects for Economic Growth and Challenges Seminar, Washington DC, August 20,2007

148. Panel on Islamic Banking, World Islamic Economic Forum, Kuala Lumpur, May 29, 2007.

149. Panel on Poverty Gap, World Islamic Economic Forum, Kuala Lumpur May 29, 2007.

150. Address to the Board of Directors of Asian Financial Holdings (Temasek), Singapore, November 22, 2006.

151. Moderator of Plenary Session on Diversifying investment at world Islamic Economic Forum, Islamabad, November 7, 2006.

152. Speaker at Asia Society Conference, Mumbai, March 18-20, 2006

153. Key note speaker at Merril Lynch – KASB Investors Forum, Singapore, Feb 13-16, 2006.

154. Harvard Asia Business Conference, Cambridge, Mass. Feb 10-12, 2006,

155. Emerging Markets Forum, Templeton College, Oxford Dec 9-11, 2005.

156. Forum on Global Challenges and the Role of Education held at Williams College, Williamstown, Ma on October 9, 2004.

157. Conference organized by Organization of Pakistani Entrepreneurs in North America held at Washington D.C. on October 5, 2004.

158. Panel Discussion on Multilateralism at International Chamber of Commerce Congress at Marrakesh, Morocco, (June 5-9, 2004).

.

159. Board of Directors, Asian Clearing Union at Dhaka, (May 18-22, 2000); Rangoon (May 27-30 2001); Bangalore (June 13-17, 2003); Shiraz (May 10-12, 2004).

160. Board of Governors Meeting of IMF at Washington (April 21-27, 2004); (April 2003); (April 2002); (April 2001); (April 13-22, 2000).

161. Seminar on Future of Islamic Banking at Bali, Indonesia, (March 31-April 4, 2004).

162. Asia-Pacific Microcredit Summit at New Delhi, India, (February 3-6, 2001) Dhaka, Bangladesh (February 19-20, 2004).

163. World Economic Forum at Davos, Switzerland, (January 22-24, 2004).

164. Annual General Meeting of the Board of Governors of IMF and World Bank at Prague, (September 22-30, 2000); Washington (October 8-12, 2001); Dubai (September 19-25, 2003); Washington D.C. (October 1-3, 2004).

165. Annual General Meeting of the B.I.S. at Basle, Switzerland, (June 10-11, 2001), (July, 2002); (July, 2003).

166. Board of Directors Meeting of I.F.S.B. at Kuala Lampur, Malaysia, (February 28 – March 3, 2003).

167. SEANZA Central Bank Governor Symposium at Hong Kong, (November 2, 2002).

168. SEACEN Seminar at Kuala Lampur, Malaysia, (October 30 – November 1, 2002).

169. Asian Regional Financial Stability Forum at Beijing, (October 10-14, 2002).

170. International Conference on Challenges to Central Banking from Globalized Financial System, IMF, Washington (September 16-17, 2002).

171. Adam Smith Seminar at Paris (July 9-10, 2002).

172. Bank of England Symposium for Central Bank Governors at London, (June 7-8, 2001); (July, 2002); (July 2003).

173. G24 Meeting at Paris, (November 12-15, 2001).

174. Board of Directors, Asian Clearing Union at Rangoon, (May 27-30, 2001).

175. Board of Trustees, AAOFI at Beirut, Lebanon, (March 8-23, 2001).

176. Central Bankers Seminar at Kuala Lampur, Malayasia, (August 26-30, 2000).

177. Annual Bank Conference on Development Economics at Paris, (June 25-27, 2000).

178. International Donors Conference on Tajikistan at Vienna (November 24-26, 1998).

179. Canadian Conference Board Conference at Ottawa (February 17-18, 1998).

180. World Bank – Canadian Government Joint Seminars at Edmonton, Vancouver (October 17-21, 1997).

181. UNITAR Seminar at Turin (June 25-28, 1997).

182. World Bank Poverty Seminars in Paris, London, Berne and Kampala (September, 1996).

183. World Bank Poverty Seminars in Geneva, London, Oslo (April 1996).

184. Conference on China in Claremont Ferrand, France (December 10, 1995).

185. Asian Bonds Market Conference in Hong Kong, (1995).

186. Towards Gender Equality at Oslo, New. Delhi, (1995).

187. World Summit on Gender held in Beijing, (1995).

188. SILIC Debt Swiss-Swedish Conference at Geneva, (May 19-20, 1994).

189. Annual Conference of Harvard African Students Association at Cambridge, MA, (April 9, 1994).

190. African Students Association, Tufts University at Boston, (October 13, 1993).

191. Tokyo International Conference on African Development, at Tokyo, (October 5-8, 1993).

192. Harvard Institute of International Development Workshop on Budgeting at Cambridge, Ma. (July 1993) (Lecturer).

193. EDI/UN Seminar at New York, (May 18, 1993).

194. NAM Expert Group on Debt at Jakarta, (February 13-18, 1993).

195. International Conference on African issues at Abidjan, (October 12-16, 1992).

196. International Seminar on Debt, Department of External Affairs, Government of Canada at Ottawa, (June 1992).

197. Bank Advisory Group on Private Sector Development at Washington, D.C., (May 1992).

198. U.N. Ad-hoc Committee on African Recovery at New York, (September 1991).

199. EDI/INS Seminar at Brighton, Sussex, (July 1991).

200. Harvard Institute of International Development Workshop on Budgeting in the Public Sector at Cambridge, Mass., (July 1991) (Lecturer).

201. Queen Elizabeth House, Oxford Seminar on External Finance at Oxford, England, (June 1991).

202. Western Economic Association Annual Conference. Panel discussant on African Debt at Seattle, (June 1991).

203. Norwegian Ministry of Foreign Affairs Seminar on Debt at Oslo, (November 1990).

204. Financial Management Association of America Annual meeting (Panel discussant on Developing Country Debt) at Orlando, Fla., (October 25-26, 1990).

205. ECLAC/ World Bank Seminar on Debt at Santiago, (April 1990).

206. Harvard Conference on Latin American Debt, at Cambridge, Mass., (May 1989).

207. International Conference on Oil Palm, at Port Harcourt, Nigeria, (November 1986).

208. Nigeria's Economic Recovery - International Seminar organized by the Nigerian American Chamber of Commerce and African-American Institute of U.S.A. at Lagos, (September 1985).

209. International Colloquium on Rural-Urban Relations and Development Planning, at Nagoya, Japan, (November 1977).

210. Panel of Experts Meeting held under U.N. Center for Regional Development at Penang, Malaysia, (June 1977).

211. Sixteenth International Conference of Agricultural Economists held at Nairobi, Kenya, (July-August 1976).

212. Pakistan-U .S. Joint Seminar on Population and World Food Resources held at Karachi, (May 1975).

213. International Seminar on Taxation for Asian countries held at Tokyo, Japan, September- (October 1973).

214. Executive Management Seminar held at Cambridge, Massachusetts, (August-September 1971).

215. Seminar on UNIDO Operations held at Vienna, Austria, (March-April 1971).

OTHER ASSIGNMENTS :

INTERNATIONAL :

Current

Member, Presidential Advisory Panel, Islamic Development Bank 2015-

Member, Middle East Advisory Group, IMF 2008-

Member, Executive Board, Association of Management Development 2006-

Institute of South Asia

Member, Advisory Council, Pakistan Fellowship Fund, Woodrow Wilson 2006-

Centre, Washington D.C.

Member, AAOIFI, Governing and Ethics Board 2016-

Past

| |Member, Governing Council, International Centre for Education in Islamic Finance |2010-2013 |

| |(INCIEF), Malaysia | |

| |Member, Asia Society Task Force on Asian Economic Integration and Global Trade, New York|2008 |

| |  | |

| | | |

| |Member, Review Panel of Independent Experts on Accountability  Mechanism, Asian |2010 |

| |Development Bank, Manila | |

| | | |

| |Peer Reviewer, IEG Report on Africa Action Plan, World Bank, Washington DC | |

| | |2010 |

| |Senior Adviser, CGD study on Pakistan, Center for Global Development, Washington DC | |

| | | |

| |Member, South Asia Bureau of Economic Research, Australian National University, Canberra|2007 |

| | | |

| |Member, UNDP Asia-Pacific Regional Advisory Panel | |

| | |2007 |

| |Member International Task Force on Access to Finance, Center for Global Development, | |

| |Washington DC   | |

| | | 2010-13 |

| |Chairman, South Asia Network of Economic Research | |

| |Institutions (SANEI) |2014-15 & |

| | |2008-09 |

| |Member of the panel appointed by the IMF Board to evaluate Independent Evaluation Office| |

| | |2006 – 2009 |

| |Member, Vision Commission for IDB under the Chairmanship of Dr. Mahathir Mohammad | |

| | | |

| | |Oct 2005- |

| |State Bank of Pakistan Period |Feb 06 |

| | | |

| |Member, Board of Governors, International Monetary Fund |2005-6 |

| | | |

| |Vice Chairman and then Chairman, Asian Clearing Union – a group of 8 Central Bank | |

| |Governors | |

| | | |

| |Chairman, SAARC Finance – a group of South Asia Central Bank Governors. | |

| | | |

| |Founding Member, Board of Directors, Islamic Financial Services Board |1999-2005 |

| | | |

| |State Bank of Pakistan Period |2003-05 |

| | | |

| |Member, World Bank Loan Committee | |

| | |2004-05 |

| |Chairman, World Bank Public Sector Group | |

| | | |

| |Member, ACC Task Forces on Employment Organized by ILO |2001-05 |

| | | |

| |World Bank Task Force on Social Development | |

| | | |

| |Member, Investment committee of Consultative Group to Assist poor | |

| | |1996-97 |

| |Chairman, Inter-Agency Group on Participation | |

| | |1996-97 |

| |Member, CSIS Working Group on Multilateral Development Banks | |

| | |1996-97 |

| |Co-Chairman, Human Resource and Social Science Panel, World Bank Technical Review Panel | |

| | | |

| |Chairman, World Bank Economist Staffing Group |1996 |

| | | |

| |Member, World Bank Research Committee |1995-96 |

| | | |

| |Member, World Bank Economist Review Panel | |

| | |1995-96 |

| |Others | |

| | |1995-96 |

| |Country Expert, U.N. Centre for Regional Development project on Rural-Urban Relations in| |

| |Asia | |

| | |1995 |

| |Consultant to the U.N. Centre for Regional Development, Nagoya, Japan | |

| | | |

| | |1992-95 |

| | | |

| | |1992-96 |

| | | |

| | |1992-96 |

| | | |

| | | |

| | | |

| | |1976-78 |

| | | |

| | | |

| | |Feb-Mar, 1976 |

| | | |

| |

GOVERNMENT OF PAKISTAN:

| |Current | |

| | | |

| |Advisor to the Prime Minister on Institutional Reforms and Austerity with the status of Federal |2018 - |

| |Minister | |

| | | |

| |Convener, Economic Advisory Council, Ministry of Finance |2014 - |

| | | |

| |Member, Monetary and Fiscal Coordination Board, Government of Pakistan |2014 - |

| | | |

| |Member, Advisory Council, Minister of Planning, Development and Reforms | |

| | |2014 - |

| |Past | |

| | | |

| |Member, Board of Directors, Benazir Income Support Programme (BISP) | |

| | | |

| |Chairman, Pay and Pension Commission |2011-13 |

| | | |

| |Member, Board of Governors, National School of Public Policy | |

| | |2009 - 10 |

| | | |

| | |2006 - 2009 |

| |Member, Economic Coordination Committee of the Cabinet, Government of Pakistan |1999 – 2005 |

| |Member, Cabinet Committee on Privatization, Government of Pakistan |2004 – 2005 |

| |Member, Cabinet Committee on Agriculture, Government of Pakistan |2005 |

| |Member, Monetary and Fiscal Coordination Board, Government of Pakistan |1999 – 2005 |

| |Member, Financial Stability Board, Government of Pakistan |1999 – 2005 |

| |Member, Board of Investment, Government of Pakistan |1999 – 2005 |

| |Member, Export Promotion Board, Government of Pakistan |1999 – 2005 |

| |Member, Panel of Economists, 5th Five-Year Plan, Government of Pakistan |1978 |

| |Member, Working Group on Domestic Resource Mobilization, Government of Pakistan |1975 – 1976 |

| |Member, Working Group on National Income Accounts, Government of Pakistan |1973 – 1976 |

| |Member – Secretary, Committee on Agro-Based Industries in Integrated Rural Development Markaz |1973 |

| |Areas appointed by Prime Minister of Pakistan | |

ACADEMIA, RESEARCH INSTITUTES AND CULTURAL :

| | | |

| |Current | |

| | | |

| |Chairman, Board of Governors, Indus Valley of Arts |2016 - |

| | | |

| |Chairman, Board of Management, IBA Centre for Excellence in Islamic Finance |2015 - |

| | | |

| |Chairman, Board of Directors, Karandaaz Pakistan | |

| | |2014 - |

| |Member, Board of Governors, Social Policy Development Centre | |

| | |2014 - |

| |Past | |

| | | |

| |Member, Board of Directors, Mahbubul Haq Centre for Human Development | |

| | | |

| | |2008 - 2011 |

| | | |

| |Member Senate, Pakistan Institute of Development Economics, (PIDE) |2006-10 |

| |Member, Board of Trustees, The Aga Khan University |2006 – 2009 |

| |Chairman, Higher Education Commission(HEC) Social Sciences Committee |2006 – 2009 |

| | | |

| |Chairman, National Academy of Performing Arts (NAPA) | |

| | |2007 – 15 |

| |HEC Distinguished National Professor |2006 – |

| |Chairman, Kashf Foundation |2006 – 2012 |

| |Member, Senate, Pakistan Institute of Development Economics |2005 – 2009 |

| |Member, Board of Directors, Mahbub ul Haq Centre for Human Development. |2005 – 2010 |

| |Distinguished Visiting Fellow, Social Policy Development Centre, Karachi |2006 - 07 |

| |Chairman, Institute of Bankers of Pakistan |1999 – 2005 |

| | | |

| |Chairman, Board of Directors, National Institute of Banking and Finance |1999 – 2005 |

| |Member, Board of Directors, African Economic Research Consortium |1992 – 1994 |

| |Instructor in Microeconomics, Harvard Institute For International Development Workshop |Summer 1978 |

| |on Public Enterprise | |

| |Advisor, Applied Economics Research Centre, University of Karachi |1972 – 1976 |

AWARDS/DISTINCTIONS/HONORS

1) Nishan-e-Imtiaz, 2016

2) Hilal-e-Imtiaz, 2003

3) Lifetime achievement award 2006 by the Asian Banker Magazine Singapore

4) Jinnah award 2005 by Jinnah Society

5) Federation of Pakistan Chambers of Commerce and Industry Special Gold Medal 2005

6) Central Bank Governor of the Year for Asia – 2004 by The Banker Magazine, London.

7) International Student Award for Outstanding Academic Achievement, Boston University, 1978.

8) Top of the Class, Center for Development Economics, Williams College, U.S.A., 1972.

9) President, Commonwealth Club, University of British Columbia, 1960-1961.

10) Outstanding Foreign Student, University of British Columbia, Canada, 1960 (Citation: "For high academic record, active leadership and participation in campus activities, and promotion of better relationships among foreign and Canadian students").

11) Vice President, National Union of Students of Pakistan, 1958-1959.

12) General Secretary, Sindh University, Students Union, 1957-58.

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