As of 01-Oct-21 1.99% CAR, LIGHT TRUCK, SUV, VAN – USED ...
1.99% car loans as low as
1,2,3
annual percentage rate
As of 01-Oct-21
CAR, LIGHT TRUCK, SUV, VAN ? USED, OLDER MODELS
2015 ? 2017 model years
up to 100% financing plus tax
APRs1,2,3 start at Cost per $1000
up to 36 months up to 48 months up to 66 months
2.50% 2.50% 2.50%
$28.86 $21.91 $16.23
up to 90% financing plus tax
up to 72 months
3.75% $15.53
up to 84 months
3.99% $13.66
CAR, LIGHT TRUCK, SUV, VAN -- NEW & USED
2018 ? 2022 model years
up to 100% financing plus tax
APRs1,2,3 start at
Cost per $1,000
up to 36 months up to 48 months
1.99% 1.99%
$28.64 $21.69
up to 66 months
up to 72 months up to 84 months
1.99%
2.75% 2.99%
$16.01
$15.08 $13.21
Anytime Online Car Buying
Shop safely from the comfort of your home for your next new or used vehicle. Go to AutoSMART on .
2014 and earlier model years
up to 90% financing plus tax
up to 36 months up to 48 months up to 66 months
MOTORCYCLE
New, model years 2020 -- 2022 up to 48 months up to 60 months up to 72 months up to 84 months
4.99% 5.25% 5.75%
$29.97 $23.14 $17.71
APRs1,2,3 start at
4.250%
4.750% 4.990% 5.500%
Cost per $1,000
$22.69
$18.76 $16.10 $14.37
PERSONAL
Used, model years 2019 and older
up to 12 months up to 24 months up to 36 months
APRs1,2 start at
9.50% 9.50% 9.50%
Cost per $1,000
$87.68 $45.91 $32.03
up to 48 months up to 60 months up to 72 months
4.500% 4.990% 5.750%
$22.80 $18.87 $16.46
up to 48 months up to 60 months
up to 72 months up to 84 months
9.50% 10.99% 11.50% 11.75%
$25.12
BOAT & RECREATIONAL VEHICLE
$21.74
APRs1,2,3 start at
Tau$n1t9o.n2-9based real esutpatteom60anmaognetmhesnt firm with two empl5o.y9e9e0s%
$17.52
up to 72 months
6.375%
Cost per $1,000
$19.33 $16.75
up to 84 months
6.750% $14.97
SMART CHOICE
APR4
Cost per $1,000
HOLIDAY, VACATION & PEACE OF MIND
up to 60 months
8.99%
$20.75
APR1,2 start at Cost per $1,000
Borrow up to $15,000! Minimum credit score and maximum debt-to-income conditions apply
Holiday/Vacation ? 24 mos. max. Peace of Mind ? 72 mos. max.
6.99% 9.50%
$44.77 $18.27
Peace of Mind loan available for 60 days after joining
VISA CREDIT CARDS
Platinum Gold
Purchase APRs5 start at Cash Advance APR4,6
9.99%
8.24%
10.99%
8.24%
OVERDRAFT PROTECTION & MAIN SHARE SECURED
APR4
Overdraft Protection
13.75%
Classic
11.99%
8.24%
Main Share Secured
3.05%
RTN Federal Credit Union
Contact Member Services at 781-736-9900 or info@ or visit for current APRs and details.
1 The annual percentage rates (APR) quoted is accurate as of the date printed above, available for loans with adequate vehicle value, reflect a 1% APR discount for automatic payment, is subject
to change, and replace all previously quoted APRs. The APR you will receive is based on your credit score. These offerings are for a limited time and may be withdrawn or changed at any time
without notice. Minimum monthly payment: $50. Other terms and conditions apply. Loan example: A $1,000 vehicle loan at 1.99% APR for 36 months has a monthly payment of $28.64.
2 Minimum loan amount: $750 except personal loans of 72 months or more, minimum is $7,500. Maximum loan amounts: 2015 ? 2022 vehicles: $100,000; 2014 and older vehicles: $20,000;
Boat: $75,000; Holiday and Vacation: $2,500; Motorcycle: $50,000; RV: $75,000, Personal: $20,000; Smart Choice: $15,000; Peace of Mind: $12,000; Overdraft Protection: $5,000.
3 Vehicle, motorcycle, boat and RV loans require a non-refundable $55 vendor single interest insurance policy.
4 Non-credit score based APR. 5 The Purchase APR you receive is based on your credit score. Rate may change after consummation.
Federally insured by NCUA
6 Variable rate based on the prime rate as published in The Wall Street Journal on the last business day of the month plus 4.99% for VISA cards
Equal Opportunity Lender
starting with 4739, 4820 and 4756.
All loans subject to credit approval
600 Main St. Waltham, MA 02452 781-736-9900
Last changed: 02-Aug-21
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