VA RATE REDUCTION CERTIFICATION
[Pages:1]VA RATE REDUCTION CERTIFICATION
PREVIOUS LOAN:
Previous Loan Number Loan Amount Original Term Monthly payment Interest Rate Original Borrowers
______________ $_____________ ______________ $_____________ ______________ _____________________________
PROPOSED LOAN:
New Loan Number Proposed Loan Amount Proposed Term Proposed Monthly payment Interest Rate Borrowers
______________ $_____________ ______________ $_____________ ______________ _____________________________
TIME TO RECOUP CLOSING COSTS:
Monthly decrease in payments $_____________
Total Closing Costs
$_____________
Recoup Closing Costs
_______Months_
I/We hereby certify that I/we understand the effect of the loan payment and interest rate involved in refinancing our home loan.
________________________________ Date: _____________________ Borrower
________________________________ Date: _____________________ Co-borrower
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