Underwriting Guidelines—VA Interest Rate Reduction ...
Requirements When issuing a VA-IRRRL, CMS must: Provide a recoupment statement (Veteran’s Statement and Lender Certification described above) to VA, and; Certify that all applicable fees and incurred costs are recouped on or before the date that is 36 months after the date of the loan, as determined by the date of the loan note. ................
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