Underwriting Guidelines—VA Interest Rate Reduction ...
interest payments than the existing VA loan. As of 01/10/2014, HPML loans must have income and asset verification and require a 1004 appraisal (a 2055 appraisal is no longer acceptable). Additionally, for non-credit qualified IRRRLs, a tri-merged credit report with FICO score and mortgage history for the ................
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