The Confessions of a Former Certified Financial Planner
John Bogle, founder of Vanguard, called this the "tyranny of compounding costs," and the results are staggering to comprehend. ... The chart below illustrates the U.S. savings rate from 1960 through 2014: ... (Yes, the former "4% rule" is down-sizing due to low interest rates.) Withdraw faster, and you could run out of income in retirement. ................
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