To Plan Participants

[Pages:3]To Plan Participants:

CedarCreek Church offers a retirement plan to help you save for retirement. Our goal is to provide a competitive program that allows you to develop an individual investment strategy. To help accomplish this, we regularly monitor and review the investment options offered in the plan.

Our review takes into account a range of factors including, but not limited to, fund performance, asset mix, size, strategy, and expenses. As a result of our review and monitoring process, we're pleased to announce upcoming enhancements to the plan's investment lineup.

These fund changes will take place on 05/31/2017.

Investment options added:

The following investment options will be added to your plan:

Investment name

AMG Managers Fairpointe Mid Cap I Brandes Intl Small Cap Equity R6

Vanguard Intermediate-Term Bond ETF Vanguard Long-Term Bond ETF

Vanguard Total International Bond ETF Vanguard Short-Term Bond ETF DoubleLine Total Return Bond I Dodge & Cox Stock Fund

Eaton Vance Atlanta Capital SMID-Cap R6 Perkins Small Cap Value N Janus Triton I

Lord Abbett Short Duration Income Fund Class R6

Oppenheimer International Growth I PIMCO Income Fund Institutional Class PIMCO Long Duration Total Return Fund

Institutional Class T. Rowe Price New America Growth I Federated Strategic Value Dividend Instl

Vanguard Small-Cap ETF Vanguard Small-Cap Growth ETF Vanguard Small-Cap Value ETF Vanguard FTSE All-World ex-US ETF Victory Sycamore Established Value I Vanguard Dividend Appreciation ETF

Vanguard Mid-Cap ETF Vanguard Mid-Cap Value ETF Vanguard Mid-Cap Growth ETF Vanguard FTSE All-World ex-US SmCp ETF

Vanguard Value ETF

Ticker

ABMIX BISRX

BIV BLV BNDX BSV DBLTX DODGX ERASX JDSNX JSMGX

LDLVX OIGIX PIMIX

PLRIX PNAIX SVAIX

VB VBK VBR VEU VEVIX VIG VO VOE VOT VSS VTV

Vanguard Growth ETF Vanguard Large-Cap ETF Vanguard High Yield Corp Adm

VUG VV VWEAX

Investment options removed:

The following investment options will no longer be available through your plan:

Investment name

Ticker

ALPS Alerian MLP ETF

AMLP

iShares 1-3 Year Credit Bond ETF

CSJ

iShares Select Dividend ETF

DVY

iShares MSCI EAFE ETF

EFA

iShares 7-10 Year Treasury Bond ETF

IEF

iShares Russell 2000 ETF

IWM

SPDR BB Barclays High Yield Bd ETF

JNK

iShares iBoxx $ Invmt Grade Corp Bd ETF

LQD

SPDR S&P MidCap 400 ETF

MDY

AdvisorShares Newfleet Mult-Sect Inc ETF

MINC

PowerShares Emg Mkts Sovereign Debt ETF

PCY

iShares U.S. Preferred Stock ETF

PFF

SPDR S&P 500 ETF

SPY

iShares TIPS Bond ETF

TIP

Vanguard REIT ETF

VNQ

Investment options ? Mapping

The following "current" investment options will be mapped to the "new" investment options listed below. If you have a balance invested in any of the impacted funds, your entire balance will transfer to the new investment option in one lump sum on 05/31/2017. You may move/transfer all or a part of your balance in any of these funds, as usual, until 4:00 PM Eastern Time on 05/26/2017. If the funds being mapped are part of an asset allocation, they will be replaced with the new investment option in the below grid.

Additionally, unless you change your investment elections before the fund is replaced, your future contributions to any of the impacted funds will automatically transfer to the new investment options or share class on 05/31/2017. The new investment options will begin accepting contributions and changes on 05/26/2017.

Investment changes for all funds will not be allowed beginning 05/26/2017 through 06/01/2017. You will be able to access your online account to view your account balance at any time throughout this process.

Current investment option ALPS Alerian MLP ETF

iShares 1-3 Year Credit Bond ETF iShares Select Dividend ETF

Current ticker AMLP

CSJ

DVY

New investment option Energy Select Sector SPDR ETF Vanguard Total Bond Market ETF

Vanguard Dividend Appreciation ETF

New ticker XLE

BND

VIG

iShares MSCI EAFE ETF

iShares 7-10 Year Treasury Bond ETF iShares Russell 2000 ETF SPDR BB Barclays High Yield Bd ETF iShares iBoxx $ Invmt Grade Corp Bd ETF SPDR S&P MidCap 400 ETF AdvisorShares Newfleet MultSect Inc ETF PowerShares Emg Mkts Sovereign Debt ETF iShares U.S. Preferred Stock ETF SPDR S&P 500 ETF

iShares TIPS Bond ETF Vanguard REIT ETF

EFA

IEF

IWM JNK

LQD

MDY MINC

PCY

PFF

SPY

TIP VNQ

Vanguard FTSE All-World ex-US ETF Vanguard Intermediate-Term Bond ETF Vanguard Small-Cap ETF Vanguard High Yield Corp Adm

VEU

BIV

VB VWEAX

Vanguard Total Bond Market ETF BND

Vanguard Mid-Cap ETF Vanguard Total Stock Market ETF Vanguard Total International Bond ETF Vanguard Dividend Appreciation ETF Vanguard Total Stock Market ETF Vanguard Total Bond Market ETF Real Estate Select Sector SPDR ETF

VO VTI

BNDX

VIG

VTI

BND XLRE

Questions? If you have any questions regarding the upcoming changes, please email me at HR@ or call me at 419-661-8661 x 106. Additional investment information and prospectuses for the funds in the CEDARCREEK COMMUNITY CHURCH 401(K) RETIREMENT are available at .

Thank you,

Marsha Koch

Marsha Koch

 ................
................

In order to avoid copyright disputes, this page is only a partial summary.

Google Online Preview   Download