AN OVERVIEW OF BANKRUPTCY - Janvier Law Firm, PLLC
If the collateral is a motor vehicle acquired for personal use of the debtor within 910 days (approximately 2.5 years) prior to filing the bankruptcy, and the loan relates to the original purchase of the vehicle, then the debt cannot be stripped down to the value of the vehicle. You can still stretch out the term of payments and reduce the interest rate, but you can’t reduce the amount of ... ................
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