April 2000 - Boston College
April 2012
TO: All Eligible Employees
FR: Jack Burke, Benefits Director
RE: Medical and Dental Open Enrollment Period
Accompanying this memo are:
➢ A schedule of the new medical and dental plan rates that will be effective June 1
➢ Instructions for converting to the New Mail Service Prescription Drug Program
➢ A notice about “COBRA” rights when an employee’s or a dependent’s coverage ends
NOTE: All Massachusetts residents must have health insurance or face state tax penalties.
NEW MEDICAL RATES – EFFECTIVE JUNE 1, 2012
Fortunately, recent claims experience for our two medical plans has been relatively good. Coupled with the University’s policy to increase the employee’s share of the premium by 1% per year over 5 years (this is the fourth year), the premiums are increasing slightly more than 7% for the PPO plan and 8% for the HMO. The monthly premium increases starting in June are: $10.64 (Individual) and $28.68 (Family) for the PPO, and $8.64 (Individual) and $23.32 (Family) for the HMO. There are no changes in copayments.
THE DENTAL PLAN RATES – EFFECTIVE JUNE 1, 2012
For the second year there will be no change in the premiums for the DeltaPremier plan or the DeltaCare plan.
OPEN ENROLLMENT PERIOD
During May, eligible employees may switch coverage from one plan to another, enroll in a medical or dental plan for the first time, or change membership from individual to family (or vice versa), with the transaction effective June 1. [Note: Changing membership is not permitted at other times unless certain qualifying conditions set by IRS regulations are met – for example, marriage, birth of a child, a spouse’s involuntary loss of coverage due to termination of
employment, etc.]
Information about the plans may be obtained from the Benefits Office in the 129 Lake St. building on the Brighton Campus, Room 140. The Harvard Pilgrim and Delta Dental enrollment forms are also available on the Human Resources website [bc.edu/hr] – click ‘Resources and Forms’ and ‘HR Forms.’ Also see below for information on Harvard Pilgrim’s online HPHConnect service.
(see next page)
To change medical or dental plans or to enroll in a plan for the first time, you must submit the appropriate application (either paper or, for medical, on-line through HPHConnect) to the Benefits Office no later than Monday, May 21, 2012, for an effective date of June 1st.
[If you make no change, your current coverage will simply continue.]
HARVARD PILGRIM’S HPHConnect
You can use Harvard Pilgrim’s online service, called HPHConnect, to complete Open Enrollment transactions (enroll, change plans, change coverage); to update personal information; and to perform a number of other tasks. Go to , click ‘Members’ and either log in, ‘Create an account,’ or click ‘Enroll in a plan’ if you’re not currently a member and wish to enroll. You will need our Employer ID: 0000015467 to enroll for the first time. [Paper forms may also be used – see above.]
If you enroll or make a plan change online, select “Open Enrollment” as the Reason for the change. In selecting a plan, choose the HMO ACT (active) or PPO ACT plan.
THE PRESCRIPTION MAIL ORDER OPTION
Harvard Pilgrim’s Mail Service Prescription Drug Program can provide cost savings on 90-day prescriptions, with free standard delivery. Anyone who utilizes maintenance medications should consider this alternative.
Important: Harvard Pilgrim’s current mail service provider, BioScrip, has been purchased by Walgreens Mail Service Pharmacy. Letters have recently been mailed by Walgreens to current mail service users with instructions on how to convert to the new mail service. We have posted the instructions on our Open Enrollment website. Current prescription mail order users and new users must register with Walgreens at or by calling 1-866-312-7357.
RULES FOR DEPENDENT CHILD COVERAGE
Children may remain on a medical or dental family membership until their 26th birthday. If you have a child under age 26 who is not on your plan but who needs coverage, you may add the child as of June 1. You will need to complete and sign a Harvard Pilgrim and/or Delta Dental enrollment/change form giving us your child’s information. You may also remove a child who is on your plan but no longer needs coverage. The forms are available in the Benefits Office or you can go to bc.edu/hr and click on ‘Resources and Forms.’ The form should be received in the Benefits Office by May 21.
J:OpenEnrl:MedDen2012memo
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