How do you check the balance on a walmart money card

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How do you check the balance on a walmart money card

If you have a Walmart MoneyCard and would like to check the balance, we will walk you through the process. This post on How to Check Walmart MoneyCard Balance will cover: Why You Should Check Your Card Balance Regularly How to Check Walmart MoneyCard Balance How to Speak to a Live Person at Walmart MoneyCard Walmart MoneyCard Frequently Asked Questions Why You Should Check Your Card Balance Regularly If you have a Walmart MoneyCard, it is important to keep track of money coming into your account and how much is going out. This is important, especially if you are using the card to pay bills and also make purchases at the same time. That is why we recommend checking the balance on your Walmart MoneyCard regularly. You can use this opportunity to also review completed transactions and make note of pending transactions that have not yet cleared. That way, you know how much money you have in your account that can be used to make purchases or how much you have available to withdraw at an ATM. In the post below, we will explain the different ways you can check the balance on your card. If you checked your balance and there is an issue or you have suspicious transactions, we have provided tips below on how to call customer service and speak to a live person. At the end of the post, we have also provided answers to the most asked questions about the Walmart MoneyCard for your convenience. There are four options available to you for checking your Walmart MoneyCard balance: Option 1: Use the Mobile App The Walmart MoneyCard mobile app allows you to check your card balance. Simply download the app from Google Play or the App Store and log in with your User ID and Password to access your account information balance. If you don't remember your User ID or Password, or have not yet set up your online MoneyCard account, see our Walmart MoneyCard Login article for help. Option 2: Sign up for Text Message You can also check your MoneyCard balance by signing up for text alerts. This can be done by logging into your account and opting in for text alerts. Once you've opted-in, here's how to check your card balance by text. Enter a text message to Walmart ? Text "BALXXXX" (last 4-digits of your card) to 96411 to retrieve your balance. For example, If the last four numbers of your Walmart MoneyCard are "4578," enter a text message that reads "BAL 4578." Send the text message ? Send the text message to "96411," which spells "WM411." Wait for a response ? After a few moments, check your text messages for a text from Walmart that shows your current Walmart MoneyCard balance. Walmart does not charge a fee to use this service, but your mobile phone carrier may charge text messaging fees. Option 3: Receive Account Alerts If you prefer to receive a daily text or email message with your balance, log-in to your MoneyCard account online and enroll in account alerts. Option 4: Call Customer Service Lastly, you can also check the balance on your card by calling customer service at 1-877-937-4098. A representative can help you with any questions you may have about your balance or transactions. If after checking your Walmart MoneyCard balance, you notice any suspicious or transaction you did not make, here's what to do: Call Walmart MoneyCard customer service right away. Here's how to connect to a live representative call. How to Speak to a Live Person at Walmart MoneyCard Here's how to speak to a Live Person at Walmart Customer Service Step 1 ? Call the customer service phone number at 1-877-937-4098 Step 2 ? You will hear the auto-attendant go through menu options. Press 5, then enter your Social Security Number and Zip Code. Walmart MoneyCard Frequently Asked Questions Here are the most frequently asked transaction questions about the MoneyCard. What Does Pending Transaction Mean? A transaction in a "Pending" status in your MoneyCard account means that purchase may not post to your card for a few days. To make sure you have enough money for a purchase, merchants request approval for the purchase amount. This holds the money for them and is considered a "pending" purchase until the merchant actually collects the money from Walmart MoneyCard. However, once the merchant collects the money from Walmart MoneyCard, that transaction then changes into a "posted" purchase. You can review both your pending and posted purchases on the Transaction History page in your Walmart MoneyCard account. Why is the amount pending sometimes different than what I actually spent? This is common with charges made at hotels, car rentals, and restaurants. These businesses typically have a policy that requires them to pre-authorize and temporarily hold an amount of money from your card balance that is greater than your actual purchase amount. However, once your purchase is processed by the merchant, your card balance will reflect the amount of your actual purchase. The availability of the pre-authorized funds can take up to 10 days (90 days for car rentals) to be released back into your card balance. Can I deposit cash to my Walmart MoneyCard account using an ATM? Unfortunately, you cannot deposit cash to a Walmart MoneyCard using an ATM. However, there are 4 convenient ways to deposit cash to your card: The first option is using the Walmart MoneyCard app. Another way of adding cash to your card is by using the Walmart Rapid Reload process. Third, you can also deposit cash into your account using the MoneyPak service. Finally, an easy way to add cash to your card is by going to a participating Walmart store and adding cash or by cashing a check and adding the money to your card. Summary We hope this post on How to Check Walmart MoneyCard Balance was helpful. If your question was not answered and are still having trouble checking your card balance, please let us know in the comments section below. Be sure to check out our other articles on Walmart MoneyCard including Walmart MoneyCard Login [Plus How to Activate New Card] and how to contact Walmart MoneyCard Customer Service. Knowing how much money you have in your checking account can be the difference between paying your bills on time and bouncing a check.Having a check bounce is never fun, and on top of the embarrassment, there are usually additional fees to deal with, as well. Signing up for overdraft protection from your bank in order to cover yourself in these types of situations is one way to deal with it, but another is to keep a close eye on your debit card balance at all times.That's because your debit card is a direct line to your checking account, and your debit card's balance is your checking account's, too. If your money is dwindling on your debit card, your checking account is also running low. How to check your debit card balance1. Gather your informationYou'll need to have some details on hand for any of the routes you pick to check your debit card balance. Get your debit card and have your PIN number on hand, and you should be good to go. 2. Call customer serviceOne way to check your account balances (if you don't have an online account or don't want to go to the ATM or bank branch) is to simply call your bank. After providing the customer service representative with your account and PIN numbers, he or she should be able to let you know your current debit card balance. Some banks have automated systems that will tell you balance in your checking account -- and therefore your debt card -- once you've confirmed your identity.3. Log onto your account onlineIf you already have an online account with your bank, checking your debit card balance online is probably the easiest way to do so. Head to the bank's website and type in your credentials to log in (typically a username and password).4. Create an online accountIf you don't have an online account, you can set one up by clicking on a link that will probably say something like "create an account" or "register." You'll need to fill in some information -- like your account and routing numbers, name, address, and birthday -- and you'll be asked to create a username and password.5. Scan the homepageFor most banks, the homepage that pops up should include your checking account information (including the current balance, which is linked to your bank debit card), as well as any other accounts you have with the bank. Be sure you understand which account you're looking at when it comes to checking your debit balance, since this is essentially a cash line. For example, if you have a savings account linked to the same bank, that account will likely show up on the homepage as well when you log in -- be sure you know which is which before moving forward with transactions that involve your debit card.6. Log offIt's especially important to make sure you log off of any website that contains personal and/or private information if you've logged on in a public place (although it's best to avoid logging on a private account from public-access WiFi in the first place), but it's good practice to always log out of websites that contain your personal and private information, no matter where you are.7. Head to an ATMIf you need to take cash out anyway, heading to an ATM to check your balance can cross two things off your list at once. Check your bank's website for a location finder to find the ATM nearest to you. Using another bank's ATM may cost you a fee, although most banks allow you to at least check your balance from an outside ATM for free.8. Insert your debit cardWhether it's a drive-up or walk-up ATM, in order to check your balance and withdraw money, you'll need to put in your debit card and enter your PIN to gain access to your account. 9. Select the option for a balance inquiryDifferent banks may have slightly different home screens for ATMs, but most have a button that says something along the lines of "balance inquiry" or "bank balance" that you can select to view your balance. Depending on your bank, the balance will either be displayed directly on the ATM screen or printed out on a receipt.10. Log out of the ATMSome ATMs will log you off automatically, but you always want to make sure the screen has returned to the home page before you leave an ATM where you've just entered all your account details.11. See a customer service rep inside the bankIf you're already at the bank, you could also head inside to check with a customer service representative in person about your debit card balance. You'll need all the same information you would at the ATM -- your account number from your card, for example, and probably your PIN -- and they will be able to pull up the information for you in person, as well as to withdraw whatever cash you might need.12. Download your bank appOne final way to obtain your debit card balance is through your bank's app. Similar to logging in online, the app will usually provide you with a home screen once you log on that contains all of your account information -- including balances -- for that particular institution. Related coverage from How to Do Everything: Money Cheryl Lock is a personal-finance writer whose work has appeared in Woman's Day and Parents as well as online at USA Today, Forbes, and MarketWatch. She lives in Denver with her husband and two daughters. Follow her on Twitter... Read More Before online transfers, people used to do all sorts of things to get money from one account to another. Nowadays, it's pretty easy to do so. You don't even have to go to a bank anymore to transfer funds from account A to account B. You can do everything from the palm of your hand, via an app. Alternatively, you can use a computer and do the same thing if the app supports it. However, there are still some scenarios where writing a check to yourself might save you time and energy. If you're wondering how to do it, or whether it's possible, you're in the right place to find out. So let's elaborate on that. Why Would Anyone Write a Check To Themselves? Before we even begin explaining why you would write a check to yourself, let's first mention how checks work. There are several types of checks, but the idea is more or less the same. In most cases, the bank needs to approve that the amount stated on the check is available on the account holder's balance. Cashier's, private, or certified checks work on this principle. The difference is that the latter scenario implies that the funds are frozen but still a part of the account holder's balance. Checks are the alternative to transferring money digitally from one account to another. Once the payee draws the money from the bank, ATM, cashier, or any other place, there is no way to reverse the process. However, there can be fines if there's no balance on the mentioned account on the due date. Back on the matter of writing a check to yourself. The reason people do this is transaction policy. When you transfer money from one account to another, it doesn't always clear on the same day. Depending on the bank's policy as well as a couple of other factors, you might get the money after three days. For example, if you transfer the money from one account to another on Friday afternoon, the transfer won't be complete until Monday. This is, of course, due to the bank's policy of clearing but also international labor law. In other words, the transfer is basically skipping the weekend. On the other hand, if you write a check to yourself, you may get the money on the same or the next day. Supposed you have money on one account and want to pay for a service or a product, but for some reason, you can't. Either the type of payment card (debit, credit, etc.) isn't supported for that transaction or some other reason. Transferring money from that account to another would take time, and you want the product/service on the same day. In that case, you can cash the check where both the payee and the payer is you. Once you do that, deposit the check and add the amount to the desired account and voila ? the transaction is complete! Also, it's a safe way to add money to an account right from the counter. If you don't have an account in the bank that's available to you at that moment, but you want to send money, you can do so with a check. Simply go to a bank, ask for a check, fill it, and deposit the money. You're basically using the bank as the payee, although you don't have an account with them. How to Write a Check to Yourself So now that you know you can do it, you're probably wondering how to write a check to yourself, right? The process is the same as with writing a check to any other account holder. You write the name of the payee under the "pay to the order of" section, state the amount and sign it. You can get the check by visiting your bank and talking to a clerk or employee. Of course, you can't acquire an unlimited number of checks. As every bank has a different policy, the number of checks available vary as well. It depends on your income as well as other factors ? how long you have an account in that bank, employment status, etc. Is It Illegal To Write a Check to Your Name? So the only question that remains is, can you write a check to yourself without any consequences? Writing a check to yourself isn't illegal. You're simply starting a transaction from one bank to another using different accounts, both of which are on your name. However, in certain scenarios, there can be consequences. Because no clearing is required as the bank guarantees the money, you will need to pay attention to the date on the check. For example, if you write tomorrow's date on the check, and by that time tomorrow you spend the money on that account, the bank will charge you the amount plus the expense of fees. This is why it's important to actually have the money on the account before the due date, which leads us to another question: Can I write a check to myself with no money in my account? The process goes like this: The bank issues you the check You fill the check and pay for the services/products The retailed gets the money from the bank The amount stated on the check is refunded from your account on the specified date So basically, the bank lends the money with you being the endorser. The bank itself is paying the amount to whoever the payee is, but they have you to back it all from your account. However, if you can't back it up because you don't have the money, although you have an account, they will charge you. Knowingly writing a check with no money on your account is also called check kiting. And it is illegal. It's a fraudulent action that allows people to misuse the system and get access to otherwise non-existing funds. So instead of using a check as a negotiable tool, they are being used as a way to get unauthorized credit. So when they pay with a check, the only authorization the system needs at that moment is the existence of the account written on the check. In other words, "writing myself a check" idea is only illegal if you knowingly write it without having any available balance on your account. "For instance, it would be very illegal for you to write a check and then try to prepare this check if you knew there was no money in your bank account,"- says Diana Adjadj, an editor from ClassyEssay, essay writing service. If you need info regarding online check issuing and online payment, be sure to visit . It's a great way to write a check online or get a check mailed to your very doorstep.

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