SETTLEMENT AGREEMENT

Islands; The Hongkong and Shanghai Banking Corporation Ltd ("HBAP"), a financial institution organized under the laws of Hong Kong; and HSBC Bank USA, N.A. ("HBUS"), a national bank chartered under the laws of the United States (collectively, HSBC Holdings and its subsidiaries, including HBEU, HBME, HBAP, and HBUS, are referred to herein as "HSBC ................
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