Charles Dwamina



Charles Tubman K. Dwamina

7259 Savanna Ct

Lino Lakes MN 55014

Phone: 763-458-5597

Email: cdwamina@

Professional Summary

• Over 15 plus years of professional experience in accounting and banking, working in fast-paced, complex environments.

• Excellent sales and negotiation skills

• Excellent analysis and problem solving skills using WF proprietary systems and numerous software applications.

• Proficient in accounting concepts including financial reports, general ledger maintenance, reconcilements, etc.

• Experience developing and maintaining Access databases.

• Excellent verbal and written communication skills with individuals at all levels of the organization.

• Completed the Wells Fargo Bank Bankers training program, currently accepted into the Banker’s Certification Program, by meeting and exceeding quarterly sales goals.

Computer Skills

MS Word, MS Excel, MS Access, MS Outlook, MS Project, MS Power Point

Professional Experience

December 2009 – Present

Associated Bank Minnesota, N.A

Bank Relationship Officer

• Managed and maintained relationship with high end bank clients.

• Solicit and secured new bank relationships

• Sold banking products, to small business, private client, investments, and personal financial

• Secured and closed on loan for approved customers.

• Opened business and personal accounts for new and existing customers

• Provided financial advice to customer and made recommendations to improve their financial status.

June 2006 – December 2009

Wells Fargo Bank Minnesota, N.A

Certified Banking Officer

• Sell retail banking products and services to current and prospective customers.

• Manage the customer portfolio, service relationships and cross-sell all products and services.

• Presents the customer a broad base of financial and credit services with the goal of acquiring 100% of the customers' business.

• Develop and maintain relationships with Wells Fargo partners to maximize sales opportunities and achieve minimum sales standards. 

• Utilize profiling analysis tools to identify cross sell opportunities and makes outbound sales calls by phone to increase product per customer ratio. 

• Handle cash transactions and spend up to 30% of their time completing service-related tasks.

• Couch CSSRs and tellers in identifying cross selling opportunities in maintaining or securing prospective customers.

October 1999 – June 2006

Wells Fargo Bank Minnesota, N.A.

Accountant

• Research and resolve mis-posed, un-posted and out of balance items.

• Reconcile assigned general ledger accounts on a daily basis.

• Set-up and record Prepaid and Accrual Items.

• Communicate and assist internal and external customers in resolving complex accounting issues.

• Prepare daily and monthly financial reports for Asset, Liability and Capital accounts.

• Process monthly inter-company expense and revenue items.

• Journalize and post daily and monthly transactions to the general ledger system.

• Develop and maintain an Access database for weekly Charge off and Recovery accounts.

• Act as a resource to upper level staff and as a mentor for lower level staff.

• Assist in special projects as needed.

April 1996 - October 1999

Wells Fargo Home Mortgage

Document Analyst

• Perform standardize audits/analysis of Government and Conventional Loan packages for completeness and compliance with Norwest regulatory and investor guidelines.

• Communicate with external and internal customers to resolve problems and expedite loan purchases.

• Prepare Wholesale Loan documents for New Loan Boarding in the set-up of the Borrower’s first payment on CPI.

• Submit approved government loans (FHA/VA) for insuring.

• Work with HUD to provide sufficient documentation to obtain the Mortgage Insurance Certificate (MIC) and Loan Guaranty Certificate (LGC).

Education

• Completed the Wells Fargo Banker Certification Program 2006 - Certified Banker

• Mater of Software Systems (GPA 3.06), University of St. Thomas, 2004

• Bachelor of Business Administrations in Accounting (GPA 3.2), University Of Liberia, Monrovia, Liberia, 1983 -1987

Accomplishments

• Created and designed marketing materials to host Organization of Liberians in Minnesota 2006 Inaugural Event to over 2000 members.

• Created Liaison opportunity for business to form partnerships with minority communities in Minnesota since 2001.

• Coordinated and led the Minnesota Thunder in marketing their “Ethnic Heritage Night” with local businesses.

• Chairman of the Steering Committee on Technical and Financial Affairs for the Organization of Liberians in Minnesota.

• Met all eligibility requirements for the Wells Fargo Banker Certification program.

• Met ICP (Incentive Compensation Program) quarterly metrics for the period December 2006 – December 2008

• Recognized expert, acknowledged master, Package certification – December 2007.

• Wells Fargo Licensed Banker Program – enrolled.

................
................

In order to avoid copyright disputes, this page is only a partial summary.

Google Online Preview   Download