859583 GOVT-HealthSpring Fact sheet v3 - Cigna
provide you with a cost advantage. HealthSpring Advantage (HMO) maximizes savings through networks of health care professionals, while HealthSpring Premier (HMO-POS) offers your retirees the added flexibility to access out-of-network care. Both of these plans can also be offered with integrated Part D prescription drug coverage. ................
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