BUSINESS FINANCE
Mar 11, 2016 · We offer first and second m or tg age s. We don’t do purchase mone y mortgages—t hey’re refinancing (home equity). We’re probably 60 % first mortgages and 40% second mortgages. The vast majority have been fixed-rate, fixed-term, very p la in vanilla products with f airly conservative LTV ratios. We e nsure that the customer has an ability to pay. There are s tringent debt requirements ... ................
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