The Rise and Fall of Mortgage Securitization*
Loans up to 240,000 are referred to as "conforming" because they can be sold to Fannie Mae (Federal National Mortgage Association - FNMA) or Freddie Mac (Federal Home Loan Mortgage Corporation - FHLMC). Loans over 240,000, are referred to as "Jumbo" or "Non-conforming" and are sold to private investors in the Secondary Mortgage Market. ................
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