FEDERAL STAFFORD LOAN LIMITS
[Pages:1]FEDERAL STAFFORD LOAN LIMITS
(loan limits are Unsubsidized Federal Stafford, unless otherwise indicated)
ELIGIBLE DEPENDENT UNDERGRADUATE STUDENTS (except students whose parents cannot borrow PLUS)
Academic Level
Credit Hours
Annual Loan Limit
Freshman
0-29
$5,500 (Subsidized portion limited to $3,500, if eligible)
Sophomore
30-59
$6,500 (Subsidized portion limited to $4,500, if eligible)
Junior
60-89
$7,500 (Subsidized portion limited to $5,500, if eligible)
Senior
90-120
$7,500 (Subsidized portion limited to $5,500, if eligible)
Fifth Year Students
120+
$7,500 (Subsidized portion limited to $5,500, if eligible)
ELIGIBLE INDEPENDENT UNDERGRADUATE STUDENTS (including Dependent Students whose parents have been denied PLUS)
Academic Level
Credit Hours
Annual Loan Limit
Freshman
0-29
$9,500 (Subsidized portion limited to $3,500, if eligible)
Sophomore
30-59
$10,500 (Subsidized portion limited to $4,500, if eligible)
Junior
60-89
$12,500 (Subsidized portion limited to $5,500, if eligible)
Senior
90-120
$12,500 (Subsidized portion limited to $5,500, if eligible)
Fifth Year Students
120+
$12,500 (Subsidized portion limited to $5,500, if eligible)
ELIGIBLE CERTIFICATE / CERTIFICATION / SECOND BACHELORS / MASTERS / DOCTORATE DEGREE STUDENTS ANNUAL UNSUBSIDIZED STAFFORD LOAN LIMITS
Academic Level
Credit Hours
Annual Loan Limit
Certificate (a)
Variable
$10,500
Certification (a)
Variable
$12,500
Second Bachelors (a)
Variable
$5,500 - $12,500
Masters
Variable
$20,500
Doctorate
Variable
$20,500
Doctor of Pharmacy
Variable
$33,000
AGGREGATE LIFETIME STAFFORD MAXIMUMS
Undergraduate Dependent Student $31,000 (Subsidized portion limited to $23,000, if eligible)
Undergraduate Independent Student $57,500 (Subsidized portion limited to $23,000, if eligible)
Masters / Doctorate Student (includes undergraduate borrowing) $138,500 (Subsidized portion limited to $65,500, if eligible)
Doctor of Pharmacy candidates (includes undergraduate borrowing) $224,000 (Subsidized portion limited to $65,500, if eligible)
(a) Certificate, Certification & Second Bachelor students are usually "Independent". However, there are circumstances when such a student may be classified as "Dependent" and therefore subject to Dependent Undergraduate loan limits .
Please Note: The above limits are for a full academic year (fall, spring and summer). You will be able to receive no more than half of each loan limit per semester up to the annual limit at your academic level.
Certificate, Certification & Second Bachelor candidates are treated as Undergraduate students for purposes of determining lifetime Stafford maximums.
Certification students are generally limited to no more than three (3) years of loan eligibility.
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